# INTRODUCTION

This is the official and sole document published to the community. To prevent forgery, please carefully verify the URL to avoid becoming a victim of malicious exploitation.

### **General introduction to ONFA**

ONFA was officially launched on **24 December 2023**, with the objective of becoming the most popular cryptocurrency trading and custody application in Asia, while possessing a comprehensive product ecosystem. ONFA is designed for investors who require the storage of digital assets and stringent management thereof.

\
Based on blockchain technology and smart contracts, ONFA offers users a novel method for managing digital assets.

<details>

<summary>Purpose</summary>

ONFA's goal is to create a **fair and transparent**world where everyone can access financial services and digital assets in a **easier and more secure manner**.\
In addition to storing and managing assets, users can also **generate income** by participating in roles that provide liquidity. Liquidity provision is a key factor in financial markets, contributing to increased **liquidity** and **stability** of the market. ONFA enables users to contribute liquidity and receive corresponding rewards. This not only allows users to obtain additional income, but also significantly improves the liquidity and stability of the entire financial market.

</details>

<details>

<summary>Contribution</summary>

ONFA also provides a range of security features to ensure absolute protection of users' assets. Every transaction on ONFA is authenticated by **a global decentralized user network**, helping to prevent fraudulent activities and unauthorized intrusions.

</details>


# INTRODUCTION: OMET and MTT

**Welcome to OMET**

OMET is a decentralized finance (DeFi) platform applying artificial intelligence, developed and operated within the ecosystem of **Mettitech Group**. This platform is designed to revolutionize how users interact with DeFi by integrating AI into trading, staking, farming, and launchpad operations — all secured by a decentralized infrastructure.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FYwXJyE8fFyRd0hzXye3E%2F1%20welcome.jpg?alt=media&#x26;token=19c4b7f9-d4fb-4635-b606-1465bd9ad890" alt=""><figcaption></figcaption></figure>

**The key protocols and products developed by ONFA include:**

* ONFA Chain

  A high-performance decentralized blockchain optimized for rapid transaction processing, robust security, and full compatibility with smart contracts. ONFA Chain supports DeFi applications, NFTs, and AI integration.
* ONFA Wallet

  A secure non-custodial digital wallet supporting multi-chain asset management. The wallet integrates staking features, token swaps, and seamless connectivity with decentralized applications (DApps).
* ONFA VISA Card

  A global virtual debit card serving as a bridge between digital assets and the real economy. The card enables users to spend USDT and other cryptocurrencies at millions of payment points worldwide.
* **OMET SWAP**

  A decentralized exchange (DEX) protocol operating on Web3, allowing users to trade tokens instantly, securely, and without intermediaries. OMET Swap also functions as a launchpad and liquidity hub for tokens within the OMET ecosystem.

OMET and ONFA together deliver **financial automation**, **asset security**, and **user empowerment** at the very center of decentralized finance.

> “*At Mettitech Group Holdings, we believe that artificial intelligence and decentralization are not merely trends, but will become the future pillars of the global value exchange platform.”*
>
> — **Founding Team**

***

Begin your journey with OMET and experience the AI-driven future of Web3.


# I. Project Summary

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FN1WENfWbYAXVmV0zhTR5%2Fimage.png?alt=media&#x26;token=9d82fc70-8f14-4a3e-97e1-9fe6a592bc6d" alt=""><figcaption></figcaption></figure>

OMET is a decentralized Web3 platform that applies artificial intelligence (AI), providing a comprehensive DeFi ecosystem including: DEX trading, staking, farming, launchpad, affiliate programs, and automated portfolio management.

Unlike traditional decentralized exchanges, OMET leverages the power of AI to **enhance the user experience**, **optimize investment efficiency**, and **increase transparency across all operations**.


# II. Vision & Mission

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FY5GOBSOHDW48iHQtl3Jc%2F2%20Vision%20%26%20Mission.jpg?alt=media&#x26;token=3d71acc9-3f69-4aac-80db-2a09f37a1411" alt=""><figcaption></figcaption></figure>

**Vision:** To become the leading AI-integrated DEX protocol in Asia and expand globally.

**Mission:**

* To democratize access to Web3 investment opportunities.
* To optimize personal finance through AI-driven automation.
* To build a sustainable, transparent ecosystem that shares value.


# III. Core Products

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FLZYyMXsDvwjNtDPt1q4Y%2F3%20Core%20Products.jpg?alt=media&#x26;token=18ae13f1-023f-454b-a1ea-48648482c515" alt=""><figcaption></figcaption></figure>

#### 1. OMET Swap (DEX)

* Fast token trading with low fees.
* Integration of AI for chart analysis and risk alerts.

#### 2. Farming & Staking

* Provide liquidity to receive MTT.
* Stake MTT or NFTs to receive fixed yields or additional reward packages (bonus boosters).

#### 3. Launchpad

* Token sales using MTT or USDT.
* Participate in the whitelist through staking or ranking points.

#### 4. AI Investment Hub

* Analysis of tokenomics, vesting schedules, and on-chain flows.
* Recommendations for DCA strategies, portfolio rebalancing, and copy trading.


# IV. Revenue Model

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F7DW2Q5aL0ms796G3B8AZ%2F4%20Revenue%20Model.jpg?alt=media&#x26;token=4a1f9556-adaf-47d7-83f2-7cf458c4385f" alt=""><figcaption></figcaption></figure>

OMET generates sustainable revenue through:

* **DEX transaction fees:** 0.3% for each swap.
* **Enhanced Staking/Farming fees:** Higher APY when paid with MTT.
* **Launchpad fees:** Includes project listing fees and a percentage of funds raised.
* **Internal MTT↔USDT swap fees:** Exchange rates are adjusted to protect the reserve fund.
* **Burn mechanism:** Buyback and burn of MTT from protocol revenue.


# V. Utilities of the MTT Token

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FHkvxOeEIqrZFHJQEc7sZ%2F5%20MTT%20Token%20Utilities.jpg?alt=media&#x26;token=af73335e-fedc-473f-8a4b-8a2cc1f0ef3f" alt=""><figcaption></figcaption></figure>

* Pay transaction fees and boosting fees.
* Participate in Launchpad programs.
* Receive rewards from farming, staking, and affiliate programs.
* Purchase NFT reward bundles or whitelist allocations.
* Participate in voting on governance proposals.


# VI. Tokenomics Allocation

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FpR7TI0N2nXljAzBnpyD1%2F6%20Tokenomics.jpg?alt=media&#x26;token=86133cfa-c968-423b-a748-8896dda46975" alt=""><figcaption></figcaption></figure>

<table data-full-width="false"><thead><tr><th>Category</th><th align="center">Allocation (%)</th><th align="center">Quantity (MTT)</th><th>Notes</th></tr></thead><tbody><tr><td>Community Programs</td><td align="center">23.2%</td><td align="center">1,160,000</td><td>Staking, GameFi, activities within the ecosystem.</td></tr><tr><td>Vault (staking)</td><td align="center">15.0%</td><td align="center">750,000</td><td>Monthly rewards after a 3-year lock-up period.</td></tr><tr><td>Team</td><td align="center">12.5%</td><td align="center">625,000</td><td>24-month vesting, 6-month cliff</td></tr><tr><td>Ecosystem Growth Fund</td><td align="center">10.00%</td><td align="center">500,000</td><td>Flexible unlocking according to development milestones</td></tr><tr><td>DAO Treasury</td><td align="center">9.0%</td><td align="center">450,000</td><td>Strategic reserve fund (post-seed/launchpad)</td></tr><tr><td>Strategic Partners</td><td align="center">6.0%</td><td align="center">300,000</td><td>2-year vesting</td></tr><tr><td>Liquidity</td><td align="center">7.80%</td><td align="center">390,000</td><td>5-year lock-up</td></tr><tr><td>CEX Listing</td><td align="center">7.5%</td><td align="center">375,000</td><td>5-year lock-up</td></tr><tr><td>Seed Sale</td><td align="center">5.0%</td><td align="center">250,000</td><td>Sold, no lock-up</td></tr><tr><td>Marketing/Incentives</td><td align="center">2.0%</td><td align="center">100,000</td><td>Airdrops, partnerships</td></tr><tr><td>Airdrop</td><td align="center">1.0%</td><td align="center">50,000</td><td>12-month vesting</td></tr><tr><td>Launchpad</td><td align="center">1.0%</td><td align="center">50,000</td><td>Sold, no lock-up</td></tr></tbody></table>

<figure><img src="https://tinyurl.com/mrvbex72" alt=""><figcaption></figcaption></figure>


# VII. Governance & Security

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FjhIoQzn9AMSb8fFNhgLh%2F7%20Governance%20%26%20Security.jpg?alt=media&#x26;token=d33aaad5-f753-4b63-93b2-81ec1c4f19e2" alt=""><figcaption></figcaption></figure>

* **Multisig Wallet:** All reserve, team, and liquidity wallets are secured using a multisignature (multisig) mechanism.
* **Smart Contract Audit:** Reviewed and audited by independent third-party auditing firms.
* **KYC for Launchpad:** Projects must pass an identity verification process prior to being listed.


# VIII. Development Roadmap

<table><thead><tr><th width="333">Phase</th><th>Milestone</th></tr></thead><tbody><tr><td>Q2/2025</td><td>Launch OMET Swap &#x26; Farming</td></tr><tr><td>Q3/2025</td><td>Integrate AI Hub &#x26; Staking Vault</td></tr><tr><td>Q4/2025</td><td>Deploy Onfa Chain into the supply network</td></tr><tr><td>Q1/2026</td><td>Launch Launchpad + NFT Booster Marketplace</td></tr><tr><td>Q2/2026</td><td>Expand CEX listings, support cross-chain, DAO governance</td></tr></tbody></table>

***

**OMET — Redefining the DEX experience with Artificial Intelligence.**


# IX. Decentralized Finance Investment Guide RWA

Connecting digital capital with sustainable real asset value.

## Main contents

* **Introduction to the RWA model and Portfolio**
* **Investor & Agent authorization mechanism**
* **Guidance on the investment and payment process**

**OMET by Capital** is the real asset investment feature (**RWA - Real World Assets**) within the ONFA ecosystem. Through ownership of NFTs representing construction and bidding projects, users can participate in transparent financial investment opportunities, receive periodic returns, and tap into the potential of the digital asset market linked to real value.

With the endorsement of **METTI Tech Group** and **METTI CAPITAL**, OMET provides a flexible investment solution: from the role of **pure investor** to **community development partner**, helping optimize cash flow and ensure the sustainability of participants' capital.

## 1. Feature introduction

### 1.1 Portfolio Overview

The system offers two distinct role options from the outset:

* **Investor:** For users focused on owning NFTs and receiving periodic interest.
* **Agent:** For users who want to participate in system development; users will experience the full Referral feature and receive commissions from investment connection activities.

All cash flows from profits (Earnings) are clearly separated by project and automatically transferred to the user's wallet without requiring manual operations, ensuring convenience and absolute accuracy.

### 1.2 NFT Investment Portfolio – OMET Portfolio

Below is a list of representative real estate and warehouse projects currently tokenized as NFTs on the OMET system:

| **Specifications / Assets** | **Laredo Warehouse** | **Grande Zaby Palms** | **Lofts at Gold Street** |
| --------------------------- | -------------------- | --------------------- | ------------------------ |
| **Total Valuation**         | $2,500,000           | $8,000,000            | $15,000,000              |
| **Asset Type**              | Asset-Backed NFT     | Asset-Backed NFT      | Asset-Backed NFT         |
| **Contract Duration**       | 05 Years             | 05 Years              | 05 Years                 |
| **Annual Yield (APY)**      | 8%                   | 8%                    | 8%                       |
| **Extra Annual Bonus**      | 20%                  | 20%                   | 20%                      |
| **Unit Price**              | 50,000 USDT          | 50,000 USDT           | 50,000 USDT              |
| **Total Units**             | 25                   | 80                    | 150                      |
| **Acquired Units**          | 05                   | 07                    | 25                       |
| **Remaining Units**         | 20                   | 73                    | 125                      |
| **Inbound Management Fee**  | 3%                   | 3%                    | 3%                       |

## 2. Guide to key operations

### 2.1 Account creation and setup

#### Step 1: Access and Registration

* **Access:** Use a browser to visit `omet.io` or select the **OMET** feature directly in the **ONFA Wallet**.

<figure><img src="/files/o8HxRCW0RKsGV8SplMNF" alt="" width="563"><figcaption></figcaption></figure>

* **Registration:** Select **Login** (Sign in) → switch to the **Register** tab (Register). Enter your Email and Password, then verify using the OTP code sent to your personal mailbox.

<figure><img src="/files/kDQKyEXKG7EL7fhQD6lP" alt="" width="563"><figcaption></figcaption></figure>

* **Role selection:** This is the most important step, determining your permissions on the system:
  * **Investor:** Focus entirely on asset ownership and receiving periodic returns. The interface will be streamlined to optimize the investment experience.
  * **Agent:** For users who want to develop the community, the system will fully display the **Referral** section and provide system commissions.

<figure><img src="/files/c0g1rap12ylUlBZnFYnQ" alt="" width="246"><figcaption></figcaption></figure>

> #### ⚠️Special note: The account role cannot be changed after confirmation. If you wish to switch roles, you must register a new account.

#### Step 2: Complete the profile

* After selecting a role, the system will take you to the **Personal information**:
  * **Basic information:** Update your full name, phone number, and email to ensure support benefits and security.
  * **Identity survey:** Complete the survey questions and recheck that your personal information is accurate.

<figure><img src="/files/m7KPQIzfkjQ7QnYqFfrC" alt="" width="563"><figcaption></figcaption></figure>

* **Confirm terms:** Carefully read the operating conditions and sign electronically to complete the process (the signature will match the user's Full Name field). After saving the profile, you can begin transactions on the **Assets page (Asset**)

<figure><img src="/files/2B5HpNpuZJrw5AWWYLDB" alt="" width="563"><figcaption></figcaption></figure>

### 2.2 Asset Investment Process

#### Step 1: **Select a project**

* On the **Assets**page, choose the project that matches your financial strategy. Click **View details** to learn more about the legal aspects and project information.

<figure><img src="/files/nz03VIGTeFEkmrxUCNUX" alt="" width="563"><figcaption></figcaption></figure>

* At OMET, each NFT is not merely a number on the blockchain, but an endorsement of real-world assets (RWA) with tangible value. Reviewing the content on the introduction page carefully helps you understand the project's legal status, construction progress, and the asset's actual growth potential.

<figure><img src="/files/Mg8KmBHkhCDG1cbEfTGI" alt=""><figcaption></figcaption></figure>

#### **Step 2: Investment registration (Subscription)**

* Press the **Subscription** button on the asset card.

<figure><img src="/files/jVZ11qLQaSPdeW9pjIIO" alt="" width="246"><figcaption></figcaption></figure>

* Enter the number of units you wish to purchase. The system will automatically calculate the total payment amount (in USDT).

<figure><img src="/files/yBmf68czc3TsPqjwTEey" alt="" width="246"><figcaption></figcaption></figure>

* Click **Subscribe Invest** to confirm.

<figure><img src="/files/M0D8GUbgoKkuvbYOenvG" alt="" width="246"><figcaption></figcaption></figure>

#### **Step 3: Payment**

* The system provides a QR code and a payment wallet address.
* Use the **BEP20** network to transfer funds. Once completed, the system will process the transaction within approximately 20 minutes to confirm it and begin the minting process for your NFT.

<figure><img src="/files/IcSO4DqHIpq4QydxqwlG" alt="" width="278"><figcaption></figcaption></figure>

### 2.3 Portfolio Management

* Access the Portfolio section to monitor capital efficiency:
  * **Overview:** View the total investment amount (Total Subscribe) and total realized profit (Total Earned Balance).
  * **Activity history:** Track in detail NFT minting statuses, deposits, and related asset fluctuations.
  * **Profit details:** Click View details to check the interest payment history for each project cycle.

<figure><img src="/files/ngNV0qZT7fO4E1j3MTYt" alt="" width="563"><figcaption></figcaption></figure>

### 2.4 Withdrawal and Profit Receipt Process

#### **Step 1: Identity verification (KYC)**

To ensure transparency and financial security, users **must** complete identity verification using **KYC Digital** technology before making their first withdrawal request.

#### **Step 2: Withdrawal operation**

1. Access the **Wallet** section (Wallet).
2. **For Investors:** Monitor the balance in the **Earnings Wallet** (Profit Wallet). If there is a balance, click **Withdraw** (Withdraw) to transfer funds to your personal wallet.

<figure><img src="/files/cJ5BFVp180T6uxeNE18i" alt="" width="246"><figcaption></figcaption></figure>

3. **For Agents:** In addition to the profit wallet, you will also have a **Referral Wallet** (Referral Wallet) containing commissions from the system. The withdrawal operation is the same as for the profit wallet.

<figure><img src="/files/qzWw0cl85XWb8CDVjnpI" alt="" width="246"><figcaption></figcaption></figure>

#### **Step 3: Estimated processing time**

* **For Crypto Wallet:** Processed within **72 hours**.
* **For Bank (Fiat Bank):** Processing may take up to **02 weeks** depending on the interbank reconciliation process.

### 2.5 Affiliate Marketing Program&#xD;

This function is designed exclusively for users who choose the Agent role. It is a tool that helps you expand your network, manage your community, and optimize passive income from investment connection activities.

#### Step 1: Obtain the referral link&#xD;

* Access the **Affiliate** section on the menu bar.
* On the main interface, you will see a unique **Registration link** (Referral Link) dedicated to your account. Click copy and share it with the community, friends, or potential partners.

<figure><img src="/files/z637e1lV1sSMBgEDqgKm" alt="" width="563"><figcaption></figcaption></figure>

#### Step 2: Develop the downline network&#xD;

* New users who register an account through the link you share will automatically be recognized by the system as your **Downline** .

<figure><img src="/files/I9OOZFB4yM19NM6UAhko" alt="" width="246"><figcaption></figcaption></figure>

* Immediately after they complete registration, their name and basic information will appear in the Referral List tab within the Affiliate section.

<figure><img src="/files/wgsSwPMkKgGsI0ECPdsV" alt="" width="247"><figcaption></figcaption></figure>


# INTRODUCTION: OHO and OHO Plus

OHO (an acronym for ONFA Hope) is a type of digital asset developed by ONFA Fintech, within the ONFA Wallet ecosystem. The objective of OHO is to become a cryptocurrency that delivers sustainable value through the integration of Web3, blockchain, AI, and incentive mechanisms that encourage community contributions to the network.

\
OHO<sup>+</sup> (OHO PLUS) is the upgraded version of the standard OHO token, convertible at a fixed rate:

<figure><img src="https://wiki.onfa.io/~gitbook/image?url=https%3A%2F%2F3977970804-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FQPYVWwaIhOh27p23Unmk%252Fuploads%252FS1YlbFbH26j1uGsctDbZ%252FOHO%2520CT%2520T%25C3%258DNH.png%3Falt%3Dmedia%26token%3D474c03d8-2afb-4a21-bbf5-8d4c571d5c1b&#x26;width=768&#x26;dpr=4&#x26;quality=100&#x26;sign=e4260d56&#x26;sv=2" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
1 OHO<sup>+</sup> = 1,000 OHO
{% endhint %}


# I. Overview of OHO

<figure><img src="/files/HpYpV1O90IDH1w15rihu" alt=""><figcaption></figcaption></figure>

| **Token name**          | OHO (ONFA Hope)                                                             |
| ----------------------- | --------------------------------------------------------------------------- |
| **Total supply**        | 168,000,000,000 OHO                                                         |
| **Original blockchain** | Solana → Currently primarily operating on the BNB Smart Chain (BSC) network |
| **Consensus mechanism** | POW (Proof of Work) via NFT Mining mechanism                                |
| **Token type**          | BEP-20 (current standard version)                                           |

***

#### **PURPOSE OF USE**

{% hint style="info" %}
OHO is used for the following purposes:
{% endhint %}

* Rewards for AI Contributors
* Rewards for blockchain transaction validation activities (node mining)
* Mining via NFT Mining
* Internal payment medium within ONFA GameFi, DeFi, and Marketplace
* Utilization in the staking system (OHO Vault)
* Rewards for programs within the ONFA ecosystem


# II. OHO PLUS (OHO+)

<figure><img src="/files/OHrIjdg663YdLERlFnys" alt=""><figcaption></figcaption></figure>

<mark style="color:yellow;">OHO</mark><sup><mark style="color:yellow;">+<mark style="color:yellow;"></sup> <mark style="color:yellow;">(OHO PLUS)</mark> is the upgraded version of regular OHO, exchanged at a fixed ratio:

<figure><img src="https://3977970804-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQPYVWwaIhOh27p23Unmk%2Fuploads%2FS1YlbFbH26j1uGsctDbZ%2FOHO%20CT%20T%C3%8DNH.png?alt=media&#x26;token=474c03d8-2afb-4a21-bbf5-8d4c571d5c1b" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
1 OHO<sup>+</sup> = 1,000 regular OHO
{% endhint %}

## 🔗 Smart Contracts on BSC:

* OHO: [0xEf18A794118BBcea61640cF583B505ceEC63a031](https://bscscan.com/token/0xEf18A794118BBcea61640cF583B505ceEC63a031)
* OHO+: [0xe340a07E5C02BAe32f3265dDFe1BEa52FF217cAE](https://bscscan.com/token/0xe340a07e5c02bae32f3265ddfe1bea52ff217cae)

### &#x20;🧰CONVERSION MECHANISM

* Users can upgrade regular OHO to OHO+ <mark style="color:yellow;">within the ONFA Wallet</mark>
* After conversion, the regular OHO will be <mark style="color:yellow;">**permanently burned**</mark>
* Cannot be converted back <mark style="color:yellow;">OHO</mark><sup><mark style="color:yellow;">+<mark style="color:yellow;"></sup> <mark style="color:yellow;">→ OHO</mark>

### PURPOSES OF OHO<sup>+</sup>

<table><thead><tr><th width="346.727294921875">Application</th><th>Description</th></tr></thead><tbody><tr><td>Premium Staking</td><td>Participation in premium Vaults, offering superior interest rates</td></tr><tr><td>Launchpad project whitelist</td><td>Required holdings to participate in Pre-sale rounds</td></tr><tr><td>VIP / Higher Level ranking</td><td>Criteria for advancement within the Affiliate system</td></tr><tr><td>Special rewards in Games</td><td>High-tier items/levels reserved for OHO holders<sup>+</sup></td></tr><tr><td>Premium Airdrops</td><td>Receive exclusive Airdrops</td></tr></tbody></table>

### SCARCITY

* [x] Total supply of OHO<sup>+</sup> not fixed
* [x] Entirely dependent on the amount of regular OHO burned
* [x] Creates a higher value tier and mitigates long-term inflation


# III. Token Allocation

<table><thead><tr><th width="205.8182373046875">Distribution address</th><th width="100" align="center">Rate</th><th>Distribution &#x26; Conditions</th></tr></thead><tbody><tr><td><strong>Community Mining</strong></td><td align="center">40%</td><td>Immediate transfer</td></tr><tr><td><strong>OHO Vault</strong></td><td align="center">20%</td><td>24-month vesting</td></tr><tr><td><strong>Liquidity Reserve</strong></td><td align="center">10%</td><td>Immediate transfer</td></tr><tr><td><strong>Team</strong></td><td align="center">10%</td><td>36-month vesting + 6-month cliff</td></tr><tr><td><strong>Marketing</strong></td><td align="center">8%</td><td>Immediate transfer</td></tr><tr><td><strong>Strategic Partner</strong></td><td align="center">5%</td><td>12-month vesting</td></tr><tr><td><strong>Foundation</strong></td><td align="center">5%</td><td>Locked 12 months, 100% unlocked at T+12m</td></tr><tr><td><strong>Burn Pool</strong></td><td align="center">2%</td><td>Locked 6 months, 100% unlocked at T+6m</td></tr></tbody></table>

<figure><img src="https://quickchart.io/chart?v=3&#x26;c=%7B%20type%3A%27doughnut%27%2C%0D%0A%20%20data%3A%7B%0D%0A%20%20%20%20labels%3A%5B%27Community%20Mining%27%2C%27OHO%20Vault%27%2C%27Liquidity%20Reserve%27%2C%27Team%27%2C%27Marketing%27%2C%27Strategic%20Partners%27%2C%27Foundation%27%2C%27Burn%20Pool%27%5D%2C%0D%0A%20%20%20%20datasets%3A%5B%7B%0D%0A%20%20%20%20%20%20data%3A%5B40%2C20%2C10%2C10%2C8%2C5%2C5%2C2%5D%2C%0D%0A%20%20%20%20%20%20backgroundColor%3A%5B%27%23FFA726%27%2C%27%2322C55E%27%2C%27%233B82F6%27%2C%27%23A855F7%27%2C%27%23F97316%27%2C%27%2314B8A6%27%2C%27%23EF4444%27%2C%27%23FACC15%27%5D%2C%0D%0A%20%20%20%20%20%20borderWidth%3A0%0D%0A%20%20%20%20%7D%5D%0D%0A%20%20%7D%2C%0D%0A%20%20options%3A%7B%0D%0A%20%20%20%20layout%3A%7Bpadding%3A8%7D%2C%0D%0A%20%20%20%20cutout%3A%2758%25%27%2C%0D%0A%20%20%20%20plugins%3A%7B%0D%0A%20%20%20%20%20%20title%3A%7Bdisplay%3Atrue%2Ctext%3A%27Allocation%20Chart%27%2Ccolor%3A%27%23d1942a%27%2Cfont%3A%7Bsize%3A18%2Cweight%3A%27600%27%7D%7D%2C%0D%0A%20%20%20%20%20%20legend%3A%7B%0D%0A%20%20%20%20%20%20%20%20position%3A%27right%27%2C%0D%0A%20%20%20%20%20%20%20%20align%3A%27center%27%2C%0D%0A%20%20%20%20%20%20%20%20labels%3A%7B%0D%0A%20%20%20%20%20%20%20%20%20%20color%3A%27%23d1942a%27%2C%0D%0A%20%20%20%20%20%20%20%20%20%20boxWidth%3A14%2C%0D%0A%20%20%20%20%20%20%20%20%20%20boxHeight%3A14%2C%0D%0A%20%20%20%20%20%20%20%20%20%20padding%3A12%2C%0D%0A%20%20%20%20%20%20%20%20%20%20usePointStyle%3Afalse%0D%0A%20%20%20%20%20%20%20%20%7D%0D%0A%20%20%20%20%20%20%7D%2C%0D%0A%20%20%20%20%20%20datalabels%3A%7B%0D%0A%20%20%20%20%20%20%20%20color%3A%27%23ffffff%27%2C%0D%0A%20%20%20%20%20%20%20%20formatter%3A(v)%3D%3Ev%2B%27%25%27%2C%0D%0A%20%20%20%20%20%20%20%20font%3A%7Bsize%3A11%2Cweight%3A%27600%27%7D%0D%0A%20%20%20%20%20%20%7D%0D%0A%20%20%20%20%7D%0D%0A%20%20%7D%0D%0A%7D%0D%0A" alt=""><figcaption></figcaption></figure>


# IV. OHO Mining with NFTs

<figure><img src="https://3977970804-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQPYVWwaIhOh27p23Unmk%2Fuploads%2FKYkbXhp4vX6jdgkTDDwv%2FOHO%20NFT.png?alt=media&#x26;token=33db4b23-1fa1-40d9-a470-33bbb0157b95" alt=""><figcaption></figcaption></figure>

In the initial phase, OHO's NFT program issued special types of NFTs that enabled users to participate in daily OHO mining. This mechanism not only created fair distribution but also established the initial foundation for the OHO ecosystem.

From the mined OHO amount, users could choose **staking** into the programs **OHO Vault** to receive stable and assured returns. The outcome demonstrated that the community expressed significant trust: **92% of the mined OHO was locked** in the staking program, contributing to value stabilization and reducing market circulation pressure.

Notably, the OHO mined during the initial phase also served as the "base material" to create **OHO Plus (OHO**<sup>**+**</sup>**)** – the premium version of OHO.

OHO<sup>+</sup> was not only a strategic advancement but also opened possibilities for application in real-world products such as finance, member governance, GameFi products, and high-end investment activities in the future.


# V. Positioning Strategy

### LISTING AND TRADING

* Test listing on Solana – Raydium (28/01/2025)
* Official migration to BSC (25/06/2025)
* Direct trading via OMET integrated OMET SWAP

### **GOVERNANCE AND ECOSYSTEM**

The ONFA ecosystem includes:

* [x] ONFA Wallet
* [x] NFT Marketplace
* [x] GameFi: O-Mine, O-Wheel, Gold Digger
* [x] ONFA Visa Card
* [x] ONFA Chain (proprietary blockchain – POW)
* [x] OMET Launchpad, MTT token

#### **VISION AND STRATEGY**

* The national Web3 digital asset of Southeast Asia
* Bridge connecting AI - Blockchain - GameFi - DeFi
* Transparent reward policy, clear supply control
* Community-centric orientation for sustainable development


# VI. Development Roadmap

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FzCYVExWDAp02Y7gBi5am%2Flo%20trinh%20phat%20trien.png?alt=media&#x26;token=48cb4fcf-50bf-40ee-a9d8-1b42824a362a" alt=""><figcaption></figcaption></figure>

{% stepper %}
{% step %}
**Q4/2024**

NFT Mining Release
{% endstep %}

{% step %}
**Q1/2025**

Raydium Testing Listed
{% endstep %}

{% step %}
**Q2/2025**

Launch and Incentivize User Staking
{% endstep %}

{% step %}
**15/06/2025**

Open Internal Trading Network
{% endstep %}

{% step %}
**Q3/2025**

Release OHO Plus, Premium Staking
{% endstep %}

{% step %}
**Q4/2025**

Listing on MEXC – Public Release of O-Mine Game
{% endstep %}

{% step %}
**Q1/2026**

Develop Proprietary DEX on ONFA Smart Chain
{% endstep %}

{% step %}
**Q2/2026**

Community DAO and Decentralized Staking
{% endstep %}
{% endstepper %}

### CONCLUSION

OHO is a multi-sector integrated digital asset platform designed for sustainable and transparent development. Through a robust ecosystem and prudent usage policies, OHO aims to become the primary coin of the Web3 ecosystem in Vietnam and Southeast Asia.


# ONFA CHAIN - Whitepaper

A Community-Driven Blockchain with OFC as Native Coin

**22nd August, 2025**

***

## **Abstract**

ONFA Chain is a Layer-1 blockchain designed to empower a **community-driven decentralized economy**, with OFC (ONFA Coin) serving as the Native Coin. Unlike traditional utility tokens that play limited roles in ecosystems, OFC integrates directly into ONFA Chain’s **consensus, staking, governance, and liquidity frameworks**.

The platform employs a **Proof-of-Stake (PoS) with community-focused validator incentives**, ensuring scalability, fairness, and decentralization. Inspired by the evolution of major ecosystems such as **BNB Chain**, **Solana**, and government-led initiatives like **BSN (China)** and **EBSI (EU)**, ONFA Chain positions itself as a blockchain infrastructure that balances **community adoption, regulatory readiness, and technical scalability**.

This paper details the **tokenomics design, governance structure, consensus protocol, and ecosystem roadmap** of ONFA Chain. We highlight the migration process from OFT (a utility token) to OFC (a native Layer-1 token), ensuring **value transfer, liquidity continuity, and ecosystem resilience**. Through comparisons and case studies in **DeFi, GameFi, NFT marketplaces, and cross-chain finance**, this whitepaper demonstrates how ONFA Chain can advance Web3 adoption while maintaining transparency, security, and community trust.

## **2.2 Global Comparisons**

To contextualize ONFA Chain, it is essential to examine leading blockchain infrastructures worldwide, including **state-backed initiatives** and **community-driven ecosystems**.

* **China’s Blockchain-based Service Network (BSN):**

  Launched in 2020, BSN integrates both permissioned and permissionless chains to lower development costs by up to 80%. It enables enterprises and SMEs to build blockchain services with compliance guarantees. However, its **centralized governance** model prioritizes regulatory control over decentralization.
* **European Blockchain Services Infrastructure (EBSI):**

  Initiated in 2018 by the European Commission, EBSI connects 40+ nodes across EU states for public services such as **digital identities, cross-border certifications, and customs verification**. It fully complies with **GDPR and eIDAS**, ensuring strong privacy standards. Its limitations lie in throughput and adoption beyond the public service sector.
* **BNB Chain:**

  Originally launched as a **utility token (BNB) for exchange fee discounts**, BNB evolved into the **native coin of a Layer-1 blockchain**. With strong integration into Binance, it boasts significant adoption but has faced criticisms regarding **centralization and disproportionate team allocation (40%)**.
* **Solana (SOL):**

  Designed as a **high-performance Layer-1**, Solana achieves thousands of TPS with sub-second finality. Despite its technological advantages, its **token distribution heavily favored private investors and VCs**, raising concerns about decentralization and network resilience.

**ONFA Chain** differentiates itself by integrating:

* **Community-first tokenomics** (60% of allocation reserved for community and staking).
* **Balanced governance** (Foundation 15%, fair public sale 10%).
* **Cross-chain readiness**, ensuring interoperability with Ethereum, BNB Chain, and Solana.

This combination seeks to balance **technical scalability, regulatory adaptability, and community empowerment**.

## **3. Problem Statement**

Despite the rapid expansion of blockchain adoption, existing ecosystems face persistent structural challenges:

1. **Tokenomics Imbalance**
   * Many blockchain projects allocate excessively to teams or private investors (e.g., Solana, BNB), undermining decentralization.
   * This creates **value concentration** and discourages community participation.
2. **Consensus Inefficiencies**
   * **Proof-of-Work (PoW):** Highly secure but energy-intensive and limited in throughput.
   * **Proof-of-Stake (PoS):** Efficient but prone to centralization by wealthy validators.
   * **Delegated Proof-of-Stake (DPoS):** Vulnerable to vote-buying and cartelization.
3. **Community Exclusion**
   * Utility tokens often serve only as “discount coins” with no governance rights.
   * Holders are treated as **speculators** rather than stakeholders in network governance.
4. **Regulatory and Compliance Gaps**
   * Lack of privacy-preserving mechanisms prevents adoption in **finance, healthcare, and cross-border trade**.
   * Limited regulatory compatibility slows integration into national or corporate systems.
5. **Limited Ecosystem Integration**
   * Utility tokens rely on external chains (Ethereum, BNB Chain), constraining sovereignty.
   * Lack of **native cross-chain liquidity** limits adoption in DeFi and GameFi sectors.

**ONFA Chain addresses these challenges** by:

* Designing a **balanced and community-centric tokenomics model**.
* Implementing **validator-based PoS consensus** with slashing and uptime metrics.
* Embedding **DAO governance** into OFC ownership.
* Incorporating **cross-chain liquidity pools** and potential **zk-SNARK integration** for privacy.

## **4. ONFA Chain Technical Framework**

### **4.1 Consensus Design**

ONFA Chain adopts a **Proof-of-Stake (PoS)** consensus enhanced with community-focused mechanisms to ensure both **security** and **fair participation**. Validators are chosen based on a hybrid evaluation model, combining **stake size**, **uptime performance**, and **governance participation**.

* **Validator Selection:**

  Validators are randomly selected in proportion to their stake, but weighted by additional community trust metrics (e.g., consistent participation, zero-slash history).
* **Block Confirmation:**

  Requires a **two-thirds majority** of selected validators, ensuring Byzantine Fault Tolerance (BFT).
* **Rewards and Penalties:**
  * Validators receive **block rewards and transaction fees in OFC**.
  * Misbehavior (downtime, double-signing) results in **slashing** of staked OFC.
* **Throughput and Latency:**

  Initial testnet targets **5,000 TPS** with <0.3s block time, with plans to scale to **100,000 TPS** using sharding and Layer-2 rollups by 2030.

This approach balances **efficiency, decentralization, and fairness**, avoiding the pitfalls of PoW (energy consumption) and DPoS (vote buying).

***

### **4.2 Network Architecture**

ONFA Chain follows a modular design inspired by Cosmos SDK and EVM-compatible chains, enabling interoperability while supporting custom modules.

* **Data Layer:** Maintains transaction records, state changes, and validator sets.
* **Consensus Layer:** Implements PoS with slashing and staking rules.
* **Smart Contract Layer:** Supports both **EVM-compatible contracts** and **Wasm-based contracts** for high security and flexibility.
* **Governance Layer (DAO):** Token holders propose and vote on parameter changes, protocol upgrades, and ecosystem grants.
* **Application Layer:** Provides APIs and SDKs for DeFi, NFT, GameFi, and enterprise integrations.

Node architecture:

* **Validator Nodes:** Secure consensus by staking OFC.
* **Full Nodes:** Store and broadcast transactions.
* **Light Clients:** Provide fast verification for wallets and dApps.
* **Bridge Nodes:** Handle interoperability with Ethereum, BNB Chain, and Solana.

***

### **4.3 Privacy & Compliance Features**

To enable adoption across **finance, healthcare, and regulated sectors**, ONFA Chain explores integration of **zk-SNARKs** and **Hierarchical Access Control (HAC)**.

* **Zero-Knowledge Proofs (zk-SNARKs):**

  Allow users to prove ownership or eligibility (e.g., age verification, KYC compliance) **without revealing sensitive data**.

  Example: A user proves they are above 18 without disclosing their exact date of birth.
* **Hierarchical Access Control (HAC):**

  Implements a **multi-party decryption system** involving regulators (e.g., financial authorities, compliance bodies).

  Sensitive data can only be accessed with **multi-signature approval** from authorized entities, preventing unilateral control.
* **Regulatory Readiness:**
  * Supports compliance with **GDPR** and **local financial monitoring** frameworks.
  * Aligns with FATF standards, ensuring traceability of illicit funds without compromising user privacy.

This dual approach ensures that ONFA Chain remains both **user-privacy-preserving** and **regulatory-compliant**, creating a balance often missing in existing public blockchains.

***

## **5. OFC Tokenomics**

### **5.1 Overview**

OFC (ONFA Coin) serves as the **native coin** of ONFA Chain. Unlike its predecessor, OFT (a multi-chain utility token), OFC is directly embedded into the blockchain’s core functions, ensuring **economic sustainability, community alignment, and governance participation**.

Its design principles follow three objectives:

1. **Community-Centric Distribution:** Ensure that the majority of tokens benefit users, stakers, and ecosystem developers.
2. **Sustainable Network Security:** Allocate sufficient rewards for validators and long-term stakers.
3. **Balanced Development Funding:** Provide the foundation with resources while preventing centralization risks.

***

### **5.2 Allocation Breakdown**

To ensure sustainable growth and long-term value creation, OFC adopts a **balanced token allocation model** that emphasizes **community-driven adoption, network security, and transparent development funding**.

| **Category**                      | **Allocation** | **Purpose**                                                                                                  |
| --------------------------------- | -------------- | ------------------------------------------------------------------------------------------------------------ |
| **Community & Ecosystem Growth**  | **35%**        | Incentives for users, developers, and strategic partners through airdrops, grants, DeFi/NFT/GameFi programs. |
| **Staking / Validator Rewards**   | **25%**        | Rewards for staking and validators to secure the network and encourage long-term holding.                    |
| **Public Sale & Early Investors** | **10%**        | Transparent public distribution to ensure fairness and liquidity at launch.                                  |
| **Foundation & Development**      | **15%**        | Funding for the core team, R\&D, audits, and ongoing ecosystem expansion.                                    |
| **Liquidity & Exchange Support**  | **10%**        | Market-making and liquidity provisioning across CEX/DEX and cross-chain bridges.                             |
| **Treasury / Reserve**            | **5%**         | Strategic reserve for unforeseen market conditions and ecosystem growth opportunities.                       |

Untitled

### **5.3 Key Highlights**

* **60% allocated to Community & Staking** → ensures OFC remains **community-driven and decentralized**, avoiding concentration in private hands.
* **Public Sale (10%)** → provides a **fair launch** mechanism, guaranteeing transparency and liquidity while preventing the “VC-heavy” model seen in projects like Solana.
* **Foundation share (15%)** → balances sufficient resources for development with a **low centralization risk**, in contrast to BNB’s initial 40% team allocation.
* **Liquidity + Reserve (15%)** → strengthens **market stability**, cross-chain support, and strategic flexibility for ecosystem expansion.

### **5.4 Economic Model**

* **Transaction Fees:** Paid in OFC, with a fraction allocated to **burn mechanisms** (reducing supply) and validator rewards.
* **Staking Rewards:** Designed with a **declining inflation schedule** (e.g., starting \~8% annually, tapering to \~2% within 7 years).
* **Treasury Utilization:** Governed by DAO proposals, funding grants, hackathons, and emergency stabilization.
* **Burn Mechanism:** Similar to Ethereum’s **EIP-1559**, a portion of transaction fees is permanently removed from circulation, reinforcing long-term scarcity.

## **6. Ecosystem and Use Cases**

The utility and long-term value of OFC are embedded within the **ONFA Chain ecosystem**, ensuring that the token is not merely speculative but functions as the **core fuel of network operations, governance, and ecosystem adoption**.

### **6.1 DeFi Applications**

Decentralized Finance (DeFi) represents the foundation of OFC’s economic activity:

* **DEX (Decentralized Exchange):** OFC serves as the **base trading pair** for swap protocols within ONFA Chain.
* **Lending & Borrowing:** Users can collateralize OFC to borrow stablecoins or other assets, creating liquidity without liquidating holdings.
* **Yield Farming & Liquidity Pools:** Liquidity providers earn rewards in OFC, aligning incentives with network growth.
* **Stablecoin Integration:** OFC can act as collateral for algorithmic or fiat-backed stablecoins native to ONFA Chain.

*Impact:* Establishes OFC as a medium of exchange and unit of account across financial applications.

### **6.2 NFT Infrastructure**

The ONFA Chain enables a vibrant NFT ecosystem anchored by OFC:

* **NFT Marketplace:** Transactions and listing fees denominated in OFC.
* **NFT Minting:** Creators pay minting costs in OFC, with partial burning to regulate supply.
* **NFT Staking:** Unique mechanism where NFT holders stake alongside OFC to generate hybrid rewards.
* **Game Assets:** NFTs representing in-game items are tradable using OFC, bridging GameFi and traditional collectibles.

*Impact:* Positions OFC as the default **creative economy token**, rewarding both creators and collectors.

### **6.3 GameFi Ecosystem**

Blockchain gaming leverages OFC for sustainable in-game economies:

* **Play-to-Earn (P2E):** OFC distributed as rewards to incentivize user participation.
* **Guild Integration:** Gaming guilds stake OFC to unlock ecosystem advantages (e.g., reduced fees, exclusive access).
* **Game-Specific Tokens:** Sub-tokens can be anchored to OFC, ensuring price stability and interoperability.
* **Cross-Game Economy:** OFC enables seamless transfer of assets and liquidity across multiple ONFA-based games.

*Impact:* Creates long-term demand for OFC beyond speculation, embedding it in daily digital entertainment.

### **6.4 DAO Governance**

OFC holders directly influence ONFA Chain’s future via on-chain governance:

* **Proposal Creation:** Minimum stake of OFC required to submit governance proposals.
* **Voting:** Weighted by OFC holdings, with quadratic adjustments to prevent dominance by large holders.
* **Treasury Allocation:** DAO-controlled treasury (5% allocation) funds community projects, audits, and ecosystem expansion.
* **Protocol Parameters:** Governance manages staking rates, inflation schedules, and consensus upgrades.

*Impact:* Reinforces OFC as both a financial asset and a **political instrument** within the ecosystem.

### **6.5 Cross-Chain Liquidity & Interoperability**

ONFA Chain ensures OFC operates as a **bridge asset across multiple chains**:

* **ONFA Bridge:** Native interoperability with Ethereum, BNB Chain, Solana, and TON.
* **IBC (Inter-Blockchain Communication):** Support for Cosmos-based networks for modular connectivity.
* **Liquidity Hubs:** OFC pools facilitate swaps between major assets (ETH, USDT, BTC) across ecosystems.
* **Cross-Chain DeFi:** Users can deposit OFC on external platforms while retaining yield benefits from ONFA Chain.

*Impact:* Elevates OFC from a **local asset** to a **global liquidity instrument**, driving adoption across Web3.

### **6.6 Summary**

OFC is positioned as:

* **Fuel:** Securing transactions and smart contracts.
* **Governance Tool:** Empowering community decision-making.
* **Economic Anchor:** Backing DeFi, NFT, and GameFi ecosystems.
* **Liquidity Bridge:** Connecting ONFA Chain with global blockchain networks.

This integrated ecosystem design ensures that OFC transcends its origins as a utility token, becoming the **backbone of a sustainable, community-first Layer-1 blockchain**.

## **7. Roadmap**

The development of ONFA Chain is structured into multiple phases, ensuring **progressive scalability, ecosystem growth, and regulatory readiness**. The roadmap aligns with both **technical milestones** and **community adoption goals**, spanning the period from 2025 to 2027.

***

### **Phase I – Foundation & Migration (Q3–Q4 2025)**

**Objectives:** Establish OFC as a Native Coin and bootstrap ONFA Chain mainnet.

* **Mainnet Launch:** Deployment of ONFA Chain with PoS consensus.
* **Token Migration:** Transition from OFT (utility token) → OFC (native Layer-1 token) via 1:1 swap.
* **Validator Program:** Launch of staking and validator rewards, targeting at least 50 community validators.
* **Developer SDKs & APIs:** Release ONFA SDK to encourage dApp building (EVM-compatible + CosmWasm).
* **Initial Ecosystem Apps:** Deployment of the first dApps (explorer, wallet integration, governance dashboard).

*Expected Outcome:* A functional blockchain with OFC as native currency and a foundational validator network.

***

### **Phase II – Ecosystem Expansion (Q1–Q2 2026)**

**Objectives:** Build DeFi and NFT primitives while strengthening liquidity.

* **ONFA DEX Launch:** Native decentralized exchange using OFC as base trading pair.
* **NFT Marketplace:** Enabling minting, trading, and staking NFTs with OFC payments.
* **Grant Program:** 1 million OFC allocated to incentivize developers to build DeFi, NFT, and GameFi projects.
* **Cross-Chain Bridge:** Launch of ONFA Bridge for interoperability with Ethereum, BNB Chain, and Solana.
* **Staking Incentives:** Adjusted inflation/reward model to optimize validator participation.

*Expected Outcome:* An active DeFi & NFT ecosystem with OFC deeply integrated as a transactional and collateral asset.

***

### **Phase III – Advanced Scaling & Governance (Q3–Q4 2026)**

**Objectives:** Scale performance and transition to community-driven governance.

* **Sharding Research & Pilot:** Prototype multi-shard implementation to target **20,000 TPS**.
* **zk-SNARK Pilot Integration:** Enabling private transactions and selective disclosure for regulated sectors (finance, healthcare).
* **DAO Governance Activation:** Transfer treasury management and protocol upgrades to on-chain governance.
* **Expanded Validator Set:** Grow validator pool to >200 nodes for decentralization.
* **ONFA Stablecoin (conceptual):** Explore launching an OFC-backed stablecoin to stabilize DeFi liquidity.

*Expected Outcome:* Increased throughput, stronger privacy features, and governance decentralization.

***

### **Phase IV – Global Expansion (2027)**

**Objectives:** Position ONFA Chain as a global Web3 hub.

* **Full Sharding Deployment:** Achieve **100,000 TPS** across multiple shards.
* **Cross-Chain Liquidity Hubs:** Integrate OFC pools across Ethereum, Solana, BNB Chain, and TON.
* **GameFi & SocialFi Integration:** Expand adoption via blockchain gaming and decentralized social platforms powered by OFC.
* **International Partnerships:** Collaborations with exchanges, fintechs, and governments to deploy ONFA Chain solutions.
* **Sustainability Programs:** Launch carbon credit marketplace and “ONFA for Farmers” initiatives to drive real-world impact.

*Expected Outcome:* ONFA Chain becomes a **scalable, community-governed blockchain infrastructure**, with OFC serving as a **global cross-chain liquidity and governance asset**.

***

**Summary:**

The roadmap ensures that by **2027**, OFC evolves from a utility token into the **core economic engine of ONFA Chain**, while the chain itself achieves **global scalability, regulatory compliance, and ecosystem maturity**.

## **8. Evaluation and Comparison**

The effectiveness of ONFA Chain can be understood by benchmarking it against leading blockchain ecosystems, both **community-driven** and **state-backed**.

| **Feature**    | **BNB Chain**    | **Solana**        | **BSN (China)**       | **EBSI (EU)**        | **ONFA Chain**                           |
| -------------- | ---------------- | ----------------- | --------------------- | -------------------- | ---------------------------------------- |
| **Consensus**  | PoSA             | PoH + PoS         | Permissioned BFT      | Permissioned BFT     | **PoS + Community Validator Incentives** |
| **TPS**        | \~2,000          | \~65,000          | Variable              | Variable             | **5,000 → 100,000 (Sharding + L2)**      |
| **Tokenomics** | Team-heavy (40%) | VC-heavy (>50%)   | Government-owned      | Public-service focus | **Balanced: 60% Community & Staking**    |
| **Privacy**    | Limited          | Limited           | Controlled Access     | GDPR/eIDAS           | **zk-SNARKs + HAC**                      |
| **Use Cases**  | DeFi, NFT        | DeFi, NFT, GameFi | Enterprise blockchain | Digital ID, eGov     | **DeFi, NFT, GameFi, Cross-chain**       |
| **Governance** | Binance-led      | Validator/VC-led  | State-controlled      | EU Commission-led    | **DAO community-driven**                 |

**Key Takeaway:**

ONFA Chain combines the **community-driven decentralization of Solana**, the **ecosystem maturity of BNB**, and the **regulatory readiness of BSN/EBSI**, while avoiding their limitations. Its **balanced tokenomics, compliance features, and scalable roadmap** position it as a **next-generation blockchain for global Web3 adoption**.

## **9. Case Studies**

To demonstrate the **practical applications** and impact of ONFA Chain, we examine representative use cases across different sectors. Each case highlights how OFC, as the Native Coin, functions as the economic engine of the ecosystem.

***

### **9.1 DeFi Lending and Borrowing**

**Scenario:**

A user wishes to borrow USDT without selling their OFC holdings.

**Implementation:**

* The user deposits OFC into a lending protocol built on ONFA Chain.
* OFC is locked as collateral in a smart contract.
* The protocol issues USDT (via a stablecoin bridge) to the user.
* Interest is repaid in USDT, while staking rewards in OFC continue to accrue to the user.

**Impact:**

* Enables liquidity without liquidation.
* Embeds OFC as a **core collateral asset** in decentralized finance.

***

### **9.2 NFT Marketplace for Creators**

**Scenario:**

Artists and game developers mint NFTs representing digital art or in-game items.

**Implementation:**

* All NFT minting fees are paid in OFC, with a portion burned to control supply.
* NFTs are tradable in OFC, ensuring a **native economic loop**.
* NFT staking pools allow collectors to earn OFC yield by locking high-value NFTs.

**Impact:**

* Increases demand for OFC as the default creative economy token.
* Enhances sustainability of NFT markets by embedding staking incentives.

***

### **9.3 GameFi Economy**

**Scenario:**

A blockchain-based role-playing game integrates OFC as its primary in-game currency.

**Implementation:**

* Rewards: Players earn OFC for completing quests and battles.
* Guilds: Gaming guilds stake OFC to unlock special privileges (reduced fees, early access).
* Asset Interoperability: In-game NFTs are tradable across different ONFA-based games using OFC.

**Impact:**

* Establishes OFC as a **borderless gaming economy token**.
* Bridges entertainment with financial incentives, driving adoption.

***

### **9.4 Cross-Chain Liquidity Hub**

**Scenario:**

Traders want to swap between ETH, BTC, and OFC without going through centralized exchanges.

**Implementation:**

* ONFA Bridge connects ONFA Chain with Ethereum, BNB Chain, and Solana.
* Liquidity pools pair OFC with ETH, BTC, and stablecoins.
* Users swap assets at low fees, with validators ensuring secure cross-chain execution.

**Impact:**

* Positions OFC as a **global liquidity bridge asset**.
* Reduces reliance on centralized exchanges, fostering decentralization.

***

### **9.5 DAO Governance in Action**

**Scenario:**

The community debates whether to increase validator rewards to attract more participants.

**Implementation:**

* A governance proposal is submitted, requiring a minimum OFC stake.
* Token holders vote with their OFC holdings, weighted via quadratic voting.
* If passed, the staking reward parameter is updated on-chain via smart contract execution.

**Impact:**

* Demonstrates the **political power of OFC**.
* Reinforces community ownership and trust in the ecosystem.

## **10. Conclusion**

The transition from **OFT (utility token)** to **OFC (Native Coin)** marks a fundamental evolution in the ONFA ecosystem. Unlike utility tokens that are constrained by limited functionality and dependence on external chains, OFC is designed as the **core economic and governance engine** of ONFA Chain, anchoring security, scalability, and community participation.

ONFA Chain introduces a **community-driven Proof-of-Stake consensus** with validator incentives, robust tokenomics, and compliance-ready privacy features (zk-SNARKs and Hierarchical Access Control). By prioritizing **balanced allocation (60% community and staking)**, ONFA Chain ensures decentralization and long-term sustainability, avoiding the pitfalls of team-heavy or VC-heavy models observed in competing ecosystems such as BNB Chain and Solana.

The ecosystem use cases demonstrate OFC’s versatility across **DeFi, NFT, GameFi, cross-chain liquidity, and DAO governance**, confirming its role as more than a speculative asset. Case studies illustrate how OFC creates real-world impact: enabling collateralized lending, powering creative economies, supporting borderless gaming, facilitating cross-chain swaps, and empowering governance.

By 2027, with the deployment of **sharding and Layer-2 scaling**, ONFA Chain aims to achieve **100,000 TPS**, supporting global-scale adoption. Its compliance-friendly architecture positions it to integrate not only with decentralized applications but also with **enterprise and regulatory frameworks**, ensuring a dual advantage: **innovation freedom for developers** and **regulatory trust for institutions**.

In conclusion, ONFA Chain and OFC establish a **next-generation blockchain infrastructure** that blends **technical scalability, community-driven governance, and sustainable economics**. Through this model, ONFA Chain aspires to become a **global Web3 hub**, positioning OFC as a **foundational digital asset for the decentralized economy of the future**.


# ONFA - Whitepaper

ONE FOR ALL

## 1. Introduce

In the digital era, the cryptocurrency market has emerged
&#x20;as a formidable asset class, requiring advanced, secure and
&#x20;user-friendly platforms.

ONFA was established on December 24, 2023, marking the
&#x20;beginning of a new chapter in investment strategy and asset
&#x20;management in Asia. Focus on blockchain's potential to
&#x20;redefine financial transactions. The ONFA app is designed
&#x20;to empower investors with seamless control over their
&#x20;crypto assets.

This white paper details ONFA's strategic approach to
&#x20;integrating cutting-edge technologies with traditional
&#x20;investment tools, promoting a secure, efficient and profitable
&#x20;ecosystem for asset management digital.

## 2. ONFA Cryptocurrency Wallet

ONFA was built with a focus on making the exchange between digital
&#x20;assets and fiat currencies simpler than ever, making it possible for anyone
&#x20;to participate in cryptocurrency investing. ONFA's main customers are new
&#x20;people who are investing in cryptocurrency for the first time or people
&#x20;who do not have much experience in trading. ONFA focuses on the
&#x20;following main product groups:

1. **Payment**: Pay, shop, and consume
   directly from fiat money inside
   the wallet
2. **Custodial**: Store, send/receive
   &#x20;cryptocurrencies and support fiat
   &#x20;currency transactions.
3. **Investing**: Buying, selling and
   &#x20;managing your investment
   &#x20;portfolio is extremely easy
   &#x20;and convenient.
4. **Earning**: Passive overnight interest up to
   12% when storing VNDT, USDT
   &#x20;and other assets at ONFA
   &#x20;(interest paid daily)

## 3. ONFA License

ONFA officially received license number 001393771 on January 16, 2024
&#x20;for digital asset exchange operations from the US government.
&#x20;

This license will enable ONFA to provide crypto asset trading operations,
&#x20;custody services, digital asset wallets and portfolio management to users
&#x20;globally under the supervision of its regulators. regulatory agency in the
&#x20;United States.
&#x20;

In addition, ONFA is also licensed to buy, sell, and collect works of art as
&#x20;well as Digital NFT art products. **See** [**details**](https://onfa.io/about/license)

<div><figure><img src="/files/DFd92tkbgYRb8aYgTlsn" alt="" width="375"><figcaption></figcaption></figure> <figure><img src="/files/cw0Ot55l4UU5vdHWWZxh" alt="" width="375"><figcaption></figcaption></figure></div>

## 4. ONFA Ecosystem

<figure><img src="/files/OqHdftirJaeIHn5iNpKi" alt="" width="563"><figcaption></figcaption></figure>

## 5. Business model

ONFA's Profits Come From The Following Activities:

{% stepper %}
{% step %}
**Revenue from selling and exchanging NFT digital assets.**
{% endstep %}

{% step %}
**Revenue from transaction fees, fiat deposit/withdrawal fees, crypto**
\
**deposit/withdrawal fees.**
{% endstep %}

{% step %}
**Revenue from participating in liquidity mining.**
{% endstep %}

{% step %}
**Revenue from consumption, shopping, and payment from transaction**
\
**cards.**
{% endstep %}

{% step %}
**Revenue from cash management and investment.**
{% endstep %}

{% step %}
**Revenue from listing partners' new digital assets.**
{% endstep %}
{% endstepper %}

## 6. ONFA TOKEN ( OFT )

The focus of the ONFA ecosystem is the secure storage of digital assets. Through the
&#x20;use of OFT (Global ONFA Token) and other digital currencies, users can grow their
&#x20;assets within ONFA's platform. Emphasizing security, ONFA deploys advanced
&#x20;encryption and multi-layer authentication to protect user assets.

OFT is a utility token used throughout the ONFA ecosystem, deployed on two
&#x20;independent platforms: Binance Smart chain and ONFA chain (a Blockchain platform
&#x20;owned by ONFA itself and providing a network ) maximum supply is 500,000,000 OFT
&#x20;(burn only and cannot create more). OFT's smart contracts have been thoroughly audited
&#x20;by Certik before being officially deployed on blockchain networks. Specific information is
&#x20;as below:

|            Information           |                                                                                                          Details                                                                                                         |
| :------------------------------: | :----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------: |
|             **Name**             |                                                                                                           OnFA                                                                                                           |
|            **Symbol**            |                                                                                                            OFT                                                                                                           |
|            **Decimal**           |                                                                                                             8                                                                                                            |
|          **Blockchain**          |                                                                                              Binance Smart chain, ONFA chain                                                                                             |
|             **Logo**             |                                                                              <img src="/files/wiGQuNVkUlq1j5FUYgJR" alt="" data-size="line">                                                                             |
|         **Total Supply**         |                                                                                           <p>300,000,000 (Binance Smart chain)                                                                                           |
| <br>200,000,000 (ONFA chain)</p> |                                                                                                                                                                                                                          |
|          **Token Type**          |                                                                                                       Utility Token                                                                                                      |
|           **Contract**           | <p>BSC Url: <a href="https://bscscan.com/token/0x297c6470cc7a3fe5cf8e5d977c33a2d4b4d9b126">Click here</a><br>OFS Url: <a href="https://scan.onfa.io/token/0xd31985Bf78a6Df49d3A063A99361a48eAc83595e">Click here</a></p> |

## 7. Mining OFT

ONFA leverages the power of blockchain technology to ensure transparency and
&#x20;security in art ownership. Limited to just 150,000 NFT pieces, each NFT piece is not
&#x20;only a piece of the painting, but also a unique art ownership and investment opportunity.

"Financial Model and Token" official report from ONFA. This section will explain the
&#x20;strategic approach to NFT mining OFT rewards in ONFA, highlighting how the rewards
&#x20;are designed to be halved for every 50 million OFT tokens mined. This mechanism aims
&#x20;to incentivize early participation in the ecosystem, effectively manage inflation, and
&#x20;ensure long-term stability and growth of the platform by carefully regulating the supply of
&#x20;OFT tokens.

To be able to start mining OFT, users must own NFT and stake it in a smart contract.
&#x20;The mining plan will begin to be implemented and the duration for mining is a maximum
&#x20;of 720 days. During the mining period, the user's NFT will be temporarily held in the
&#x20;smart contract and rewards will be paid out every day, specifically after 24 hours from
&#x20;the time of mining.

## 8. Calculator

The reward for OFT mining will be designed according to the following formula:

| Token                     | Value received daily |
| ------------------------- | -------------------- |
| 0 - 50,000,000            | 20 OFT               |
| 50,000,001 – 100,000,000  | 10 OFT               |
| 100,000,001 – 150,000,000 | 5 OFT                |
| 150,000,001 – 175,000,000 | 2,5 OFT              |
| 175,000,001 – 187,500,000 | 1,25 OFT             |
| 187,500,001 – 193,750,000 | 0,625 OFT            |
| 193,750,001 – 196,875,000 | 0,3125 OFT           |
| 196,875,001 – 198,437,500 | 0,15625 OFT          |
| 198,437,501 – 199,218,751 | 0,078125 OFT         |

Unique NFT mining reward mechanism, where rewards are halved for every 50 million
&#x20;OFT mined, incentivizes early participation and sustainable platform growth. This
&#x20;strategy helps manage the token offering, ensuring long-term value for stakeholders.

## 9. Token allocation

The total amount of OFT will be allocated as follows:

<table><thead><tr><th>Allocation</th><th width="140.5999755859375">Percent</th><th width="166.7999267578125">Quantity</th><th>Time (Vesting)</th></tr></thead><tbody><tr><td>Mining</td><td>40%</td><td>200,000,000</td><td>Unlock 100%</td></tr><tr><td>Private sale</td><td>5%</td><td>25,000,000</td><td>Reserve, unlock
<br>magnetically
<br>January 1, 2025 with main
<br>long-term vesting book</td></tr><tr><td>Strategic partnership</td><td>10%</td><td>50,000,000</td><td><p>Reserved, unlocked from</p><p>April 20, 2026 with long-
<br>term vesting policy</p></td></tr><tr><td>ONFA founding team</td><td>20%</td><td>100,000,000</td><td>Unlocked from January 1,
<br>2027, vesting 1% quarterly</td></tr><tr><td>Liquidity</td><td>10%</td><td>50,000,000</td><td>Unlock when needed</td></tr><tr><td>Broker allocation, VIP
<br>accounts</td><td>5%</td><td>25,000,000</td><td>Unlock 100%</td></tr><tr><td>DEFI ONFA ecosystem</td><td>10%</td><td>50,000,000</td><td>Unlock when needed</td></tr></tbody></table>

## 10. Value of OFT

#### Safety and Security: Top Priorities

ONFA not only focuses on innovation and profit optimization, but also places a high
&#x20;priority on safety and security. With advanced encryption technology and strict security
&#x20;measures, the ONFA Wallet application ensures that users' assets and information are
&#x20;always protected in the best way. Whether you are trading, investing, or simply storing
&#x20;assets, you can trust ONFA to protect you from any potential risks.

#### Global Connectivity: Easy Access, Anywhere

ONFA is not limited to any one country or region. With global connectivity, users from
&#x20;all over the world can access and take full advantage of the ONFA platform's features.
&#x20;Wherever you are, you can enter the cryptocurrency market, invest, and grow your
&#x20;wealth with full support from the ONFA digital wallet.

#### Burning policy

We commit to spend 20% of our profits each month to buy back OFT from the market
&#x20;and remove circulation (burn) until the number of OFT in the market is only 50%. This
&#x20;is a way for OFT to increase its value to investors who trust and hold OFT. Every
&#x20;month ONFA will have a specific report on the number of OFT purchased & burned,
&#x20;updated at [https://onfa.io](https://onfa.io/) (starting from December 2024).

#### ONFA Chain Ecosystem: Multi-Token Platform (Contracts)

| Token Name                 | Symbol          | Smart Contract                             |
| -------------------------- | --------------- | ------------------------------------------ |
| **ONFA Token**             | **OFT**         | 0x297c6470cc7A3fe5cF8E5D977c33A2d4b4d9b126 |
| **ONFA Hope**              | **OHO**         | 0x423FDAC01863d5a674362E32c3a665E451689a1A |
| **OHO Plus / OHOP / OHO+** | **OHOP**        | 0xA8EFF9604164F9F58A6C0024C2Cf5b87A7D5E3bb |
| **METTI TOKEN**            | **MTT**         | 0x7865541D029fe03E7032DBE40CDF2BeaA25f57b6 |
| **ONFA Gold**              | **OFG**         | 0x76c6A11D44a879f75D9795DbFDd6B879CB7f6a6e |
| **ONFA NFT**               | **ONFA**        | 0x6d3845aeD78281B2ac01564F7AEe14E4edfB86da |
| **NFT Market**             | **ONFA MARKET** | 0xbf1257b442Ac774095852615ab5aa34bD3012a84 |

## 11. Roadmap

ONFA is constantly developing and always puts the interests of the community first.
&#x20;With the desire to build a solid foundation, ONFA will aim to reach 10 million users and
&#x20;be present in 50 countries by 2027.

<table><thead><tr><th></th><th valign="middle"></th></tr></thead><tbody><tr><td>20/4 -30/4</td><td valign="middle">Seed Sale 20,000,000 OFT (Opening price 0.1 USDT)</td></tr><tr><td>20/05 - 30/05</td><td valign="middle">Private Sale – 10,000,000 OFT (Opening price 0.5 USDT)</td></tr><tr><td>06/2024</td><td valign="middle">Launchpad &#x26; Listing at P2PB2B (Opening price 1.0 USDT)</td></tr><tr><td>07/2024</td><td valign="middle">Launchpad &#x26; Listing on OKX (Opening price 1.5 USDT)</td></tr><tr><td>08/2024</td><td valign="middle"><p></p><p>Complete the product ecosystem</p><ul><li>ONFA AI Trading</li><li>ONFA P2P Exchange</li><li>ONFA Farm</li></ul></td></tr><tr><td>Q4/2024</td><td valign="middle"><p></p><p>Connect to Fiat transaction portal:</p><ul><li>Issuing ONFA Visa Debit Card transactions</li><li>Deposit/withdrawal portal for Fiat Visa Card, Credit Card, etc.</li></ul></td></tr><tr><td>Q1/2025</td><td valign="middle"><p>Launching the global trading platform ONFA Marketplace (integrating shopping</p><p>and consumption with ONFA cards)</p></td></tr><tr><td>Q2/2025</td><td valign="middle">Launch of ONFA decentralized wallet. Trade directly on the web 3.0 platform</td></tr><tr><td>Q1/2026</td><td valign="middle">Reached the milestone of 5 million users and is present in 20 countries.</td></tr><tr><td>Q1/2027</td><td valign="middle">Reached the milestone of 10 million users and is present in 50 countries.</td></tr></tbody></table>

## 12. Founder Team

We stand on the threshold of a promising future where every individual, regardless of
&#x20;origin or status, is empowered to create their financial destiny. Our dream is not just a
&#x20;distant vision, it is a deep commitment to eliminating barriers, bringing equal financial
&#x20;opportunity to everyone. We don't stop at believing in a world without discrimination in
&#x20;access to the tools of wealth - we're taking action to make it happen.

#### With the support of the latest technology, we are committed to bringing:

* Safe, user-friendly digital financial investment tools: Each of our products is designed
  &#x20;to ensure that anyone can use it easily and safely, from beginners to investors.
  &#x20;veteran.
* Break down all investment barriers: We do not accept any limitations imposed by
  &#x20;borders, complex knowledge, or minimum capital requirements. Our goal is to make
  &#x20;investing easy and accessible for everyone, everywhere.

ONFA's platform, created based on smart mobile phones - a device almost everyone
&#x20;has, not only brings convenience but also ensures safety and ease of use for everyone.
&#x20;ONFA believes that, soon, no one will be left behind in this technological revolution.
&#x20;Financial democratization will become a reality, opening the door to wealth and
&#x20;prosperity for every individual, regardless of country or economy. Led by two founders
&#x20;and a passionate team, ONFA is more than a platform, it is a symbol of innovation,
&#x20;equality, and opportunity.

Join us in making history, building a fair and sustainable financial future for everyone,
&#x20;everywhere in the world.


# Deposit and Withdrawal

**ONFA Wallet** provides an integrated asset management toolkit, enabling the execution of all financial operations in a manner that is:\
✓ **Rapid** - Process transactions 24/7.\
✓ **Transparency** - Monitor cash flows in detail.\
✓ **Secure** - Apply data encryption standards.

**Target users:**\
• Individual traders.\
• Investment funds.\
• Business partners.

Asset management system on **ONFA Wallet** provides a comprehensive solution for basic financial operations, including:

* Deposit/withdraw cryptocurrency (Crypto)
* Deposit/withdraw fiat currency (Fiat)
* Asset conversion (Exchange)
* Track transaction history.

> **Mandatory conditions:**
>
> ✓ KYC-verified account.\
> ✓ Main Wallet activated.


# Cryptocurrencies

Deposit/Withdrawal Guide

### **1. Withdrawal Instructions (Withdraw)**

**Step 1: Select the asset to withdraw**

* Press the **"Send"** on the wallet interface\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FJHxjxI0CeK1RpHw6Luam%2FSizzy-iPhone%2014%20Pro%20onfa.io%2020Jun%2009.41-1.png?alt=media&#x26;token=15b93c85-666a-4fdd-b9d6-88c8e1521827" alt="" width="246"><figcaption></figcaption></figure>
* Select the coin/token type from the supported list (USDT, BTC, ETH...)\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F4erXkckeQaejkv99EiTI%2Fimage.png?alt=media&#x26;token=d0171b21-a895-4ebb-956b-c8da13c89e3c" alt="" width="214"><figcaption></figcaption></figure>

**Step 2: Configure transaction information**

1. **Select the blockchain network** appropriate from the dropdown menu
   * Note: Each network has its own gas fee displayed alongside. Gas fees are denominated in OFT.\\

     <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F4drNikHJ8o6T5BKEKeoa%2Fimage.png?alt=media&#x26;token=d30dad4b-7532-4ade-b258-9a83a63a919d" alt="" width="214"><figcaption></figcaption></figure>
2. Enter precisely **the recipient wallet address** or:
   * Use the **QR code scan** feature (if available)

     <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FdJ1Dqnd0NdCgjL7LTN40%2FONFA%20QR.png?alt=media&#x26;token=1554741e-f213-4304-8352-30db480cfdec" alt="" width="375"><figcaption></figcaption></figure>

> ⚠️ **Security notice:**
>
> * Ensure the selected network is compatible with the recipient wallet.
> * Transactions using the wrong network, wrong asset type, or incorrect address will result in permanent loss of assets.

**Step 3: Enter the amount**

* Enter the amount to withdraw in the **"Send amount" field**
* Reference:
  * **Available balance** is displayed below.
  * The **"Max"** to use the full balance.\\

    <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FviuCKG84E9iYJLZPWlcj%2Fimage.png?alt=media&#x26;token=968703f2-c808-4c4a-aa9e-f53402dbd17d" alt="" width="216"><figcaption></figcaption></figure>

**Step 4: Security verification**

* Open the 2FA authenticator app (Google Authenticator/Authy)
* Enter the 6-digit code into the **"2FA Code" field**

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FPsgXqPZK2V5xVmjYSLTj%2FONFA%202FA.png?alt=media&#x26;token=a6de90f2-ee09-4529-b426-4fe6291a0797" alt="" width="375"><figcaption></figcaption></figure>

**Step 5: Complete the transaction**

* Carefully review the information.
* Press **"Confirm Send"**
* The transaction will be processed and updated in the system

### **2. Deposit Instructions (Deposit)**

**Step 1: Select the asset to deposit**

* Press the **"Receive"** on the wallet interface\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FTqPMDOeT3Mpkv8jYoJZG%2FSizzy-iPhone%2014%20Pro%20onfa.io%2020Jun%2009.41-1.png?alt=media&#x26;token=8f8e0e03-d95e-435e-92a0-6e8b21625882" alt="" width="246"><figcaption></figcaption></figure>
* Select the coin/token from the supported list\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FyrVvgZOOPO4jZw8MekFW%2Fimage.png?alt=media&#x26;token=8f3576d7-d02a-49cf-91a6-eb8770d913c8" alt="" width="214"><figcaption></figcaption></figure>

**Step 2: Configure receiving information**

1. **Select the network** corresponding from the list.
2. The system will display:
   * Your deposit wallet address.
   * The corresponding QR code.

     <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FUhtFwwIY36PkROwUouve%2FONFA%20QR%20NHA%CC%A3%CC%82N.png?alt=media&#x26;token=1fcd48cf-8d07-4fd7-ab98-b4436e913f65" alt="" width="375"><figcaption></figcaption></figure>

**Step 3: Execute the deposit.**

* Copy the address or scan the QR code to transfer funds from another wallet/platform.
* Carefully verify the selected network when performing the transaction.

> 🔔 **Important notes:**
>
> * Only transactions from the same selected network are accepted.
> * The balance will be automatically updated to **Wallet** after the blockchain system confirms.


# How to Create a Receiving Wallet Address

**Step 1: Select the asset for which to Create an address**&#x20;

* Press the button **"Receive"** on the wallet interface<br>

  <figure><img src="/files/D8gC6aRZ40VvyYcdzxAh" alt="" width="246"><figcaption></figcaption></figure>
* Select the coin/token from the supported list<br>

  <figure><img src="/files/UBklmiqgElQ47bLmJkbw" alt="" width="214"><figcaption></figcaption></figure>

**Step 2: Select the receiving Network:**

1. **Select the corresponding network** from the list.
2. The system will display:
   * Your deposit wallet address.
   * The corresponding QR code.

     <figure><img src="/files/MKz44rIDVkhclYf2eUZR" alt="" width="375"><figcaption></figcaption></figure>


# Fiat Currency

### **Buy USDT with Fiat**

To purchase USDT with **Fiat currency**, you must enable this function by:

**Step 1: Access the "Wallet" section.**

* On the ONFA Wallet interface, locate and click **"Wallet"** (on the main menu bar).
* Click the **"Receive"** (Receive).
* Here you will see the list of cryptocurrencies that can be deposited into the wallet.

**Step 2: Select USDT (Tether).**

* Find and select **USDT (Tether)** from the list.
* Select the network **Polygon.**
* The system will display your USDT wallet address (which can be copied or scanned via QR).
* Click "Close" to proceed to the next step.\
  → This is an important step for the system to recognize that you intend to purchase USDT with fiat currency

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FXfdANCHu2oEyhNDl7Of5%2FONFA%202FA%20USDT.png?alt=media&#x26;token=1edc9969-df5d-4adb-b31c-2fb61f6c95b0" alt="" width="563"><figcaption></figcaption></figure>

**Step 3: Return to the "Fiat" tab.**\
→ At this point the **Buy USDT** page will be ready.

* Select **"Buy USDT"** (Buy USDT).

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FRVZHCXmdwGhnZr0mjP5v%2F2025-06-20_10-05-34.png?alt=media&#x26;token=ee1438df-0186-4e87-a7ac-6b57eaa34794" alt="" width="375"><figcaption></figcaption></figure>

**Step 2: Execute the USDT purchase.**

* **Enter the USD amount you wish to buy in "You Pay".**
  * For example: 1,000 USD → The system will automatically calculate **the corresponding USDT amount**.
* **Select a payment method**:
  * **Bank card (Visa/Mastercard).**
  * **Apple Pay / Google Pay.**
* **Review fees & exchange rate** (displayed in detail below the payment method).
* Quantity **USDT** will be converted in the **"You receive (estimate)"** (Estimated amount you will receive)
* **Click "Buy now"** → Follow the subsequent steps to complete the transaction.

{% hint style="warning" %}
[Countries and currencies will be disabled from June 10, 2025](https://transak.notion.site/Countries-Currencies-to-be-Disabled-from-10th-June-2025-1fadfbdeb5d18047a398c18334cb2865)
{% endhint %}

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FKBsgMiGI3W90yvDAdLz2%2FSnag_38bae4f6.png?alt=media&#x26;token=cc1c7189-62df-4d57-a274-c76622b81490" alt="" width="227"><figcaption></figcaption></figure>

**Step 3: Check your USDT balance.**

* After successful payment, **USDT will be automatically credited to your ONFA wallet**.
* Verify by going to **"Wallet" → View USDT balance**.


# Transfer

Guide for transferring cryptocurrencies between wallets.

This Exchange function allows you to **transfer funds internally between wallets** within the ONFA Wallet account that **incurs no fees**, including:

* Main Wallet.
* Income Wallet.
* Linked Wallet.

### **1. Instructions for Execution**

**Step 1: Access the Transfer feature.**

* From the main menu, select **"Transfer"**

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FZjiuBIzNlEfXAKH57ZrM%2FSizzy-iPhone%2014%20Pro%20onfa.io%2020Jun%2009.41-1.png?alt=media&#x26;token=7a8c92f5-6e65-40b0-a44a-36ed73f347d9" alt="" width="246"><figcaption></figcaption></figure>

**Step 2: Select the source wallet.**

* Click the box **"From"**
* Select the type of wallet from which you want to transfer funds:
  * Main Wallet.
  * Income Wallet.
  * Affiliate Wallet.

    <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FN6O1O3En3HTWRHsZ0uvC%2Fimage.png?alt=media&#x26;token=904b890d-8daf-4523-9de6-0f79cac06bbe" alt="" width="214"><figcaption></figcaption></figure>

**Step 3: Select the coin/token type.**

* Select the cryptocurrency you wish to transfer (USDT, BTC, ETH, ...)

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FCPfCXdx09KChQuc4H2gB%2Fimage.png?alt=media&#x26;token=242aa6f0-60d0-4024-9885-f1bf77cf40a3" alt="" width="215"><figcaption></figcaption></figure>

**Step 4: Enter the amount**

* Enter the amount you wish to transfer.
* Or press **"Max"** to select the entire available balance.
* The system will display the current balance under "Available".

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FuNVXKR1yjqYpZTyzWYgu%2Fimage.png?alt=media&#x26;token=bde6f248-5f27-4ae7-9a94-ce730cdb8334" alt="" width="216"><figcaption></figcaption></figure>

**Step 5: Confirm the transaction**

* Review the information:
  * Source wallet (From)
  * Destination wallet (To)
  * Coin type
  * Quantity
* Press **"Confirm"** to complete.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fl6WxKw8NEIs4Ofo3ahys%2Ftelegram-cloud-photo-size-5-6129465514976723460-y.jpg?alt=media&#x26;token=9d96a92d-ca87-49a7-bb10-38e1e446948a" alt="" width="296"><figcaption></figcaption></figure>

> **Important Note:**
>
> * The transfer transaction **is completed immediately.**
> * This action cannot be undone after confirmation.
> * Funds cannot be transferred from other wallets into the linked wallet.


# Transaction History

View detailed transaction history in real time.

### 1. How to **Access?**

* Go to **“Wallet”.**
* Select **“Main Wallet”.**
* Scroll down to view the list of cryptocurrencies and balances.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FuczcdGSSYmyYjZQ6ah97%2F2025-06-20_10-12-40.png?alt=media&#x26;token=22bfcb8e-2b8d-4d8f-adbf-7f33bcac35e9" alt="" width="375"><figcaption></figcaption></figure>

### **2. Transaction History Details.**

When selecting a specific cryptocurrencies, you will see:

* **The complete history** of deposits/withdrawals for that cryptocurrencies.
* **Detailed information** for each transaction:
  * Status: Success/ Processing/ Failed.
  * Transaction type: Deposit or Withdrawal.
  * Execution time.
  * Cryptocurrencies amount.

    <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FyVKxbXLVJpSovTeXKbua%2Fimage.png?alt=media&#x26;token=cbd90f87-2610-4d90-a560-d80f0feeddce" alt="" width="215"><figcaption></figcaption></figure>

### **3. Coin Display Management.**

* Tap **the "+" icon in the Assets section of the main wallet** to:
  * Show the cryptocurrencies in the main list.
  * Hide the cryptocurrencies from the main list.

    <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FjGG21lNwW7guNKywGFhw%2Fimage.png?alt=media&#x26;token=4c2b1b80-65f0-4e9b-b108-ee06a839e8e5" alt="" width="249"><figcaption></figcaption></figure>

> **Usage Tips:**
>
> * Regularly review the history to monitor cash flows.
> * Use the hide-coin feature to maintain a more organized wallet.
> * Always verify information carefully before confirming a transfer.


# NFT Market

Own unique NFTs and derive multi-dimensional profits on ONFA Wallet.

Explore **NFT Market** - where you can own unique NFT artworks that combine artistic value with profit potential through token mining mechanisms.

**Key features:**

* **Diverse collections**: From art NFTs (Picasso) to investment NFTs (Four Seasons, ONFA Hope, ONFA Reborn, ONFA Infinity Thanksgiving, ...)
* **Transparency**: Issued on **Polygon blockchain**, enabling easy provenance verification.
* **Dual returns**: Both owning valuable NFTs and earning tokens daily.
* **Easy to use**: Intuitive interface, supporting buying and selling with just a few steps.

**Suitable for:**

* NFT collectors.
* Investors seeking profitable digital assets.
* Enthusiasts of blockchain art.

#### NFT Agreements

Each NFT collection listed on ONFA Wallet comes with its own **specific Agreement** outlining rights, benefits, and terms of ownership.\
Please make sure to read the corresponding Agreement before purchasing or trading any NFT.

You can find the individual Agreements for:

* **Art NFTs** – e.g. *Picasso Collection*
* **Investment NFTs** – *Four Seasons, ONFA Hope, ONFA Reborn, Infinity Thanksgiving*, etc.
* **Special Editions** – Limited or event-based NFTs.

**Note:** The list of NFT collections will be **continuously updated** according to ONFA’s development roadmap and community demand.

**Get started now** to experience the promising world of NFTs on ONFA Wallet!


# Collections

Introduction to NFT Collections

> All NFTs are issued on **the Polygon blockchain**, ensuring authenticity and transparency. Verify NFT information and transaction history directly on-chain via the link **Creator** in the product details section.

### A. Overview of the NFT Market

Explore diverse NFT collections on the Marketplace, including:

* Product details.
* Current listing price.
* Special promotional events.

### **B. Existing Collections & How to Purchase**

On **NFT Market** the ONFA Wallet, you can explore **3 unique NFT collections**, each collection providing different benefits and experiences:

* **Four Seasons Collection. (Closed on 06/15/2025)**
* **ONFA Hope Collection. (Closed on 06/15/2025)**
* **Picasso Collection.**
* **Infinity Thanksgiving Collection.**
* **Heritage in Light Collection.**

####

#### **1. Four Seasons Collection (Closed on 06/15/2025).**

**1.1. Four Seasons collection information**

* **Estimated annual return**: **\~50%** through token mining.
* **Daily mining**: Accumulated **30 days** can be **withdrawn once.**
* **Referral program**:
  * **Accept referral codes from anyone** (including non-affiliate members).).
  * **Referrers receive 12%** commission on sales.

| Value (USDT) | Mining period (Days) | Daily mining rate (USDT) |
| ------------ | -------------------- | ------------------------ |
| 1,000        | 90                   | 1.37                     |
| 5,000        | 180                  | 6.85                     |
| 10,000       | 270                  | 13.70                    |
| 20,000       | 365                  | 27.40                    |
| 36,000       | 365                  | 49.32                    |

**1.2. How to purchase products from the Four Seasons Collection.**

**Step 1: Access the NFT Market**

* Log in to your ONFA Wallet account.
* Select the **"NFT Market"** on the main menu bar.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FT0nc6C7hl6pcuNY64XIb%2Fimage.png?alt=media&#x26;token=47258194-0f5d-42ec-8324-c3fce7626625" alt="" width="244"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FZ6nGtq3usKCqBFcKmcCS%2F2025-06-20_10-23-58.png?alt=media&#x26;token=513f5a1b-475d-44a6-a688-ab768cf0aa00" alt="" width="230"><figcaption></figcaption></figure></div>

**Step 2: Choose a product.**

* Use **the smart filter**:

  * Select the **"Four Seasons"** in the collection section.
  * Filter by **denomination** (1,000 - 36,000 USDT) appropriate to your budget.

  <div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FkSbE5auj2tWnGXSDaZT9%2F2025-06-20_10-31-15.png?alt=media&#x26;token=1a14873a-cfca-4302-8290-b1aef3bae1ca" alt="" width="235"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F0qQOu3DePaH9uYagQnm3%2F2025-06-20_10-32-12.png?alt=media&#x26;token=79c526de-5eb5-44a5-8311-7abf026be925" alt="" width="211"><figcaption></figcaption></figure></div>
* **Click** on **the NFT** you wish to purchase to view details:

  * Mining information (estimated return \~50%/year).
  * Token mining term.
  * Daily mining capacity.

  <div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fec8Q4u1n9UfqGPdjKhdY%2F2025-06-20_10-34-23.png?alt=media&#x26;token=0d33680c-e4b4-4642-bcdd-284c7afe390c" alt="" width="229"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FH20N7Fy142YMAtkPW2rP%2Fimage.png?alt=media&#x26;token=76513db9-2191-497d-bf7b-e6b5b3dac5c0" alt="" width="246"><figcaption></figcaption></figure></div>

**Step 3: Proceed with the purchase.**

* Enter **the referral code** (if any) in the corresponding field.

  * The referrer will receive **12%** the order value.
  * Optional but recommended to support the community.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FOIhtHbhcupmeQGBKaotr%2Fimage.png?alt=media&#x26;token=1c30af3f-cd7f-4958-9c99-8c1ff1142d4b" alt="" width="246"><figcaption></figcaption></figure>
* Click **"Check"** to validate the code.
* Select **"Purchase product"** to complete the transaction.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FoXqUFt0hrpUth1dY6tsX%2Fimage.png?alt=media&#x26;token=31b54f8b-2c1f-431c-8536-98a302736ed1" alt="" width="246"><figcaption></figcaption></figure>

**After successful purchase:**

* The NFT will appear in the **"My NFTs" section.**
* Mining will automatically commence according to the selected parameters.
* Daily returns can be monitored on the dashboard.

> **Important notes:**
>
> * Each account may own multiple NFTs of the same type.
> * Mined tokens will automatically accumulate, once **30 days** sufficient **withdrawn once.**
> * Transactions are confirmed on the **Polygon blockchain.**

#### **2. ONFA Hope Collection (Closed on 06/15/2025).**

**2.1. ONFA Hope collection information**

**the NFT** higher value yields greater daily mining **token** **OHO** optimizing token accumulation and returns.

| Value (USDT) | Mining period (Days) | Daily OHO mined amount |
| ------------ | -------------------- | ---------------------- |
| 10           | 365                  | 32.88                  |
| 50           | 365                  | 205.48                 |
| 100          | 365                  | 493.15                 |
| 200          | 365                  | 1,150.68               |
| 500          | 365                  | 3,424.66               |
| 1,000        | 365                  | 8,219.18               |
| 5,000        | 365                  | 50,000                 |

**2.2. How to purchase products from the ONFA Hope Collection.**

**Step 1: Filter products by collection.**

* Access **NFT Market** on the ONFA Wallet.
* Click the **"Product classification".**
* Select **"ONFA Hope"** from the collection list.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F8ZDfepHaLT2F4CpolTsK%2F2025-06-20_10-35-28.png?alt=media&#x26;token=f022bd5b-ba77-43ad-a072-3594bd62ba5d" alt="" width="232"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FsccqNUYkL3j6P9a21DrZ%2F2025-06-20_10-36-26.png?alt=media&#x26;token=815141d9-8b39-49ad-b0ba-2ac4bc4ec293" alt="" width="230"><figcaption></figcaption></figure></div>

**Step 2: Select and purchase a product.**

* **Select the NFT** desired from the list to view details:

  * OHO mining parameters.
  * Denomination and mining period.

  <div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fai6bx0B20EZsOn4RU914%2Fimage.png?alt=media&#x26;token=ed38bb38-3738-4ec8-bb88-89381ddd4772" alt="" width="246"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FX0mbRIeDWSH73XBhhBCZ%2Fimage.png?alt=media&#x26;token=45c03b7d-2711-4195-b6c0-9fcff14531df" alt="" width="246"><figcaption></figcaption></figure></div>
* Enter **promotional code** (if any) into the corresponding field.
* Press **"Check"** to validate the code.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FRDO5Myu0p0nQW63yw6Vk%2Fimage.png?alt=media&#x26;token=33b886de-2210-44c5-828c-1020f4ba36da" alt="" width="246"><figcaption></figcaption></figure>

* Select **"Exchange Item"** to complete the transaction.

**Step 3: Post-purchase verification.**

* The system will display a confirmation notification of successful purchase.
* Access **"My NFTs"** to:

  * Track transaction history.
  * Check the status of the purchased NFT.
  * View OHO mining progress.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F1NLcKVWrTUyXx2OHDJzh%2Fimage.png?alt=media&#x26;token=bfcdb27d-359f-4f44-8695-01f641c9cfc3" alt=""><figcaption></figcaption></figure>

> **Important notes:**
>
> * Promotional codes provide special offers (if any).
> * Each ONFA Hope NFT begins OHO mining immediately after purchase.
> * Daily mining returns can be monitored on the dashboard.

#### **3. Picasso Collection.**

**3.1. Picasso collection information.**

**The NFT** digital artwork with long-term mining benefits.

| Value (USDT) | Mining period (Days) | Daily OFT mined amount |
| ------------ | -------------------- | ---------------------- |
| 1,000        | 730                  | 1.25                   |
| 5,000        | 730                  | 6.875                  |

**3.2. How to purchase products from the Picasso Collection.**

**Step 1: Filter products by collection.**

* Access **NFT Market** on the ONFA Wallet.
* Click the **"Product classification"** (or "Filter").
* Select **"Picasso"** from the list of available collections.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FGYCRiY4TaQDILDLPw9M1%2F2025-06-20_10-37-24.png?alt=media&#x26;token=56c24217-40a0-477d-a051-96c1909b10f7" alt="" width="237"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FdK1aGx2sh2sXZ3QKRw0y%2F2025-06-20_10-38-26.png?alt=media&#x26;token=4108fbcc-1636-49b0-b63a-8af0ff6227c9" alt="" width="237"><figcaption></figcaption></figure></div>

**Step 2: Select and purchase a product.**

* **View the list of NFTs** belonging to the Picasso collection.
* **Select the artwork** you desire to view details:
  * Art information (author, year of creation)
  * OFT mining parameters.
  * Value and mining period.
* Scroll down to view the full product information.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F8rCJd1sGYBwPrclPY3Uu%2Fimage.png?alt=media&#x26;token=9ce5a14e-0ab0-4ee5-863c-570858a0ceab" alt="" width="246"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F0zc0DpU2xre3E80dBzXw%2Fimage.png?alt=media&#x26;token=bcbe9e66-e928-491b-841d-5d4dd38630db" alt="" width="246"><figcaption></figcaption></figure></div>

* Press **"Exchange Item"** to complete the transaction

**After successful purchase:**

* The NFT will appear in the **"My NFTs".**
* Automatically start the OFT mining process according to the parameters.
* Daily mining progress can be checked.

{% hint style="info" %}
**Notable features of the Picasso collection:**\
Unique digital artworks\
Combined with long-term investment benefits.\
OFT token mining for 730 days.
{% endhint %}

> **IMPORTANT NOTE**
>
> * **The NFT** **limited edition** issued during special events/holidays.
> * Standard products maintain fixed listing prices.
> * All mining activities and transactions are recorded on the **blockchain** **Polygon.**


# My NFTs

Manage my NFTs on ONFA Wallet

### **A.** List of Owned NFTs

This page displays all NFTs you have purchased with the following detailed information:

#### **1. Basic information:**

* NFT product name.
* Product ID.
* Current status (Mining, Expired, ...).

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F5HMu2vHaVGaVmN9NXtqj%2F2025-06-20_10-40-12.png?alt=media&#x26;token=efc4e148-a1c2-4894-9c4c-68ae36cce012" alt="" width="237"><figcaption></figcaption></figure>

#### **2. Details for NFTs under mining:**

* Product denomination (USDT).
* Owner information.
* Current mining yield (OHO/OFT/USDT/day).
* Total tokens received.
* Contract creation time.
* Mining expiration time.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FNZmfCwluvQHppxOUYfNZ%2Fimage.png?alt=media&#x26;token=a74f0968-bf23-4d3e-ab4a-df158abd1201" alt="" width="246"><figcaption></figcaption></figure>

### **B.** Promotional Code List.

Manage your discount vouchers:

#### **1. Code information:**

* Voucher code.
* Promotional value.
* Applicable collection.
* Usage status:

  * ✅ **Unused** - Press "Copy" to copy the code.
  * ❌ **Used.**

  <div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F8pWeJNBUSg5zchPR1t0x%2F2025-06-20_10-41-07.png?alt=media&#x26;token=d096e180-bcd3-4d85-a4dd-d0ff73f4c8fe" alt="" width="237"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FK17nWOJ9yImTaMBZvoTg%2F2025-06-20_10-47-11.png?alt=media&#x26;token=041b77af-bd12-4eb3-b9a7-e5d17685cfd7" alt="" width="237"><figcaption></figcaption></figure></div>

#### **2. Important notes when using promotional codes:**

* Products purchased with promotional codes will:
  * Only have the token mining function.
  * Not create affiliate commissions.
  * Not count toward total sales.
  * Not incur mining commissions.

#### **3. How to use:**

1. Copy the code using the "Copy" button.
2. Paste the code when paying for the applicable product.
3. Carefully check the applicable collection before use.


# NFT Thanksgiving

## NFT THANKSGIVING PARTICIPATION AGREEMENT

## **Preamble**

This Agreement (“**Agreement**”) sets forth the terms and conditions applicable to **Users** participating in the **NFT Thanksgiving Program** on the **ONFA FINTECH USA** platform (“**ONFA**”).

By clicking **“EXCHANGE”** to execute the NFT Thanksgiving transaction using **OFT**, the User confirms that they have **read, understood, and agreed** to all provisions of this Agreement.

**If the User does not agree with any of the terms stated herein, please refrain from performing the EXCHANGE transaction.**

## **Article I. Definitions**

1. **NFT Thanksgiving:** A unique digital asset (*Non-Fungible Token – NFT*) exchanged using **OFT**, representing the ownership and associated mining rights of a corresponding **Mining Machine**.
2. **Mining Machine:** A digital asset operating within the ONFA ecosystem with specific mining power and operational duration.
3. **OFT:** The internal digital currency of the ONFA ecosystem, used to exchange for NFT Thanksgiving.
4. **Mining Power:** The average daily mining output value in USDT, determined at a fixed rate.
5. **Session Extension:** The User’s right to purchase additional mining sessions to extend the operation time of the Mining Machine associated with the NFT Thanksgiving.

## **Article II. Form and Effectiveness of the Agreement**

1. This Agreement is made in **electronic form** and becomes effective immediately once the User clicks **“EXCHANGE”** on the [**ONFA.io**](http://ONFA.io) platform.
2. The act of clicking **EXCHANGE** constitutes the User’s **full and binding acceptance** of all terms and conditions contained herein.
3. This Agreement has the **same legal validity** as a physically signed document.

**Users are advised to carefully read the entire content prior to conducting any transaction.**

## **Article III. User Rights and Obligations**

1. **User Rights:**
   * To receive the NFT Thanksgiving and its associated mining rights for a period of **11 years (4,015 days)** from the date of transaction.
   * To accumulate daily mining rewards and **claim** them to the main wallet **every 30 days**.
   * To purchase **Session Extensions** to prolong the operational period of their Mining Machine.
2. **User Obligations:**
   * To securely manage personal wallets, accounts, and related credentials.
   * To comply with ONFA FINTECH USA’s policies and applicable laws.
   * To refrain from tampering with, modifying, or disrupting the NFT, Mining Machine, or mining systems.

**The User bears full responsibility for any loss arising from account insecurity, wallet compromise, transaction errors, or loss of access credentials.**

## **Article IV. Information on NFT Thanksgiving and Mining Machines**

1. Each NFT Thanksgiving is linked to a Mining Machine with a total operational period of **11 years (4,015 days)**.
2. Each NFT features a fixed **Mining Power**, as officially published by ONFA as follows:

| **NFT Title**             | **Price (OFT)** | **Mining Power (USDT/day)** | **Period (days)** |
| ------------------------- | --------------- | --------------------------- | ----------------- |
| **The First Light**       | 150             | 0.411                       | 4015              |
| **Path of Legacy**        | 350             | 0.959                       | 4015              |
| **Rise Beyond Ruins**     | 750             | 2.055                       | 4015              |
| **Grace of the Unbroken** | 1500            | 4.110                       | 4015              |
| **Sanctuary Within**      | 3500            | 9.590                       | 4015              |
| **Eden Reclaimed**        | 7500            | 20.548                      | 4015              |
| **The Grateful Sentinel** | 15000           | 41.096                      | 4015              |

## **Article V. Claim and Withdrawal Policy**

1. Mining rewards are **automatically accumulated daily** in the User’s mining account.
2. The User may **claim (withdraw)** rewards **once every 30 days** from the previous claim date.
3. Early or irregular claims **will not be supported**.

**ONFA FINTECH USA shall not be liable for any losses, discrepancies, or missing rewards resulting from claims made in violation of the prescribed process.**

## **Article VI. Extension of Mining Period**

1. The User has the right to **purchase Session Extensions** to extend the operational time of their Mining Machine.
2. The extended sessions maintain the **same reward rates, mechanics, and operational conditions** as the original NFT package.
3. Session extensions are executed directly on the [**ONFA.io**](http://ONFA.io) platform using **OFT**, following the specific guidelines announced by ONFA.

## **Article VII. Rights and Obligations of ONFA FINTECH USA**

1. **Rights of ONFA FINTECH USA:**
   * To **modify, upgrade, or temporarily suspend** the mining system when necessary due to technical, security, or regulatory reasons.
2. **Obligations of ONFA FINTECH USA:**
   * To ensure **transparency and accuracy** in recording, accumulating, and distributing mining rewards.
   * To **protect User data and confidentiality** within the limits of applicable law and ONFA’s Privacy Policy.

## **Article VIII. Disclaimer of Liability**

ONFA FINTECH USA shall **not be held liable** for:

* Risks arising from fluctuations in the value of digital assets (OFT, USDT, NFT);
* Losses caused by account security breaches, wallet loss, or compromised access credentials from the User’s side;
* Technical failures, system interruptions, or any events beyond ONFA’s reasonable control.

**NFT Thanksgiving does not constitute equity, securities, or an investment contract.**

Users who own NFT Thanksgiving **are entitled solely to usage and mining rights within the designated validity period.**

## **Article IX. Governing Law and Effectiveness**

1. This Agreement becomes **effective immediately upon the User’s confirmation via “EXCHANGE.”**
2. It shall be governed and construed in accordance with the **laws of the State of California, United States.**
3. Any disputes arising shall first be subject to **negotiation and amicable settlement.**

   In the absence of a resolution, disputes shall be submitted to **the International Commercial Arbitration in California** for final adjudication under applicable rules.

## **Article X. Contact Information**

For inquiries, complaints, or assistance regarding this program, please contact:

#### **ONFA FINTECH USA**

Email: [**support@onfa.io**](mailto:support@onfa.io)

Website: [**https://onfa.io**](https://onfa.io)

***

**By clicking “EXCHANGE,” the User acknowledges that they have read, understood, and fully accepted all terms of this Agreement.**


# NFT Wonderful Holiday

## A. THE STORY OF THE NFT “WONDERFUL HOLIDAY” <a href="#a.-cau-chuyen-ve-nft-wonderful-holiday" id="a.-cau-chuyen-ve-nft-wonderful-holiday"></a>

### I. THE STORY OF THE NFT “Captain of Prosperity” <a href="#i.-cau-chuyen-ve-nft-captain-of-prosperity" id="i.-cau-chuyen-ve-nft-captain-of-prosperity"></a>

**THE DESTINY OF THE CAPTAIN AND THE LEGENDARY VOYAGE**

(Excerpt: Memories of the ONFA Prosperity Era)

Have you ever, during long nights of worry in front of red-and-green charts, asked yourselves: In the vast ocean of finance, where the boundary between supreme glory and utter ruin is as fragile as a thread, what has kept our ONFA vessel steadily forging ahead? That answer is not found in dry numbers, nor in cold algorithms. That answer is hidden and encoded in a grand painting called "Captain of Prosperity" – the Captain of Prosperity.

<figure><img src="/files/OYQjBTVfIDPisAvXo2DL" alt="" width="375"><figcaption></figcaption></figure>

When I first touched this artwork, I thought I had stepped into an ancient Greek myth. Yet the more I reflected and looked into that resolute gaze, the more I realized it was a silent epistle. It is a visual vow that Chairman Nicholas Phan – a great Teacher and revered elder – intended to entrust to the thousands of children within the ONFA community who placed their trust and destiny in him.

#### **Chapter 1: The thousand-pound burden of a "God"**

The first image that strikes the viewer, the most shocking, is the captain’s towering stance like a mountain. He appears with the physique of a god descending from the mythical Olympus: muscles forged like cast steel, a chest as solid as a cliff against waves, and a fiery gaze that pierces the horizon. Many admire that majestic power, but few take a moment to perceive the anguish and silent sacrifices behind it.

Why must a professor, an intellectual, and a refined entrepreneur manifest such a robust, sinewy form?

Because life’s sea is vast while human hearts can be treacherous. Our community, the children of ONFA, were once lost birds with tattered wings after storms of deception and heartbreaking collapses out there. We came to him with scarred hearts and shattered trust. We needed an anchor, a place of safety. And the Teacher, with the boundless love of a father, chose to become a mountain.

That strength is not to flaunt hegemonic power. Each muscle symbolizes the sacrifice of standing at the forefront. The Teacher exposes himself to crashing waves and winds, using his body as a shield to absorb the poisonous darts of public opinion, bearing on behalf of his children the heavy karmic burdens of the past. He accepts the gusts and the invisible wounds lodged in flesh, for a single exchange: behind him, his children may cultivate peace and rebuild their lives with assurance.

And do you see the radiant aura emanating behind him? That is by no means a mindless decorative stroke. It is the universe’s resolute affirmation: When a leader’s heart is as luminous as a guiding star and his great vow serves sentient beings rather than ego, the Celestial Beings will unite to support him. That halo is the light of truth, a lighthouse showing the ship the way through the darkness of ignorance.

#### **Chapter 2: The vessel carrying "Way" into "Life"**

The ONFA ship sails, cleaving two bands of blue water, its hold brimming with gold and jewels. The glittering lights of tokens OFT, OHO, OHO+, MTT and the unique gem OFC may lead one to assume the destination of this voyage is merely wealth and luxury.

But no, the Teacher’s thought runs thousands of times deeper. He often teaches: "Money is only a means, not the ultimate aim of life." Beneath the glittering material shell that fills the ship, the Teacher is undertaking a sacred mission never before seen: to bring the Way into Life.

In essence, the Teacher brings to the world the three most precious treasures and the quintessence of human existence: **Heart (Virtue) – Mind (Wisdom) – Wealth (Talent & Assets).**

The Teacher uses prosperity as a tool to cultivate people. In a money-driven world full of temptations, he wishes to use money itself to test and train our fortitude. He wants each member who embarks on this ship to carry not only a purse heavy with gold, but also a clear mind and a warm, humane heart. That is true, sustainable wealth through the ages, the legacy the Teacher wishes to leave.

#### **Chapter 3: Nightly torments and the "Toad Universe" strategy**

Cast your gaze broadly around the ship. We see the image of the "Royal Toad" majestic on the deck and beneath the deep blue waters are thousands upon thousands of other toads eagerly swimming along the current toward the mother ship. This is the solution to the thorny macroeconomic equation that has kept the Teacher awake through many white nights.

Once, the Teacher confided to me in a solemn yet determined voice: "My child, I have brought an abundant 'Planet of Fortune Toads' here to create prosperous farms for you. But looking back, my heart aches to see you still lacking the 'raw materials'. You lack ironclad faith, steadfastness and the wisdom to nurture the Fortune Toads."

Because he feels pity for the community’s internal weakness and fears that you may not keep pace with the opportunities of the times, the Teacher used his great moral authority and international vision to carry out a historic "great migration." He attracted and guided the "Fortune Toads" from international strongholds. These are massive exogenous capital flows and powerful financial resources from across the five continents converging on ONFA.

That external current of prosperity is flowing in to nourish the ecosystem and to compensate for internal shortages and gaps within our community. It is the magnanimous heart of a Father, always meticulous and seeking every way for his still-maturing children to fully enjoy the fruits of development.

#### **Chapter 4: The sacred secret at the "Heart" of the Helm**

My journey of discovery then stopped at the most precious, most sacred detail—the place that hides the soul of the entire painting: the Helm of Destiny.

I stood still when I looked deeply into the focus of that wheel. If the Đông Sơn drum motifs on the outer rim awaken a fierce national pride as a vow that Vietnamese intellect will rise to the world, then at the inner core I found a striking philosophy of human life.

Right where the Teacher’s firm hand rests to guide, the Sagaha logo is present with solemn prominence. Why Sagaha—the emblem of the charitable fund? Because the Teacher wants to engrave in our minds one thing: "Root all development in kindness." Every voyage, however far, however profitable, must never detach from compassion and the mission of saving others.

But the wonder does not end there. Encircling that kindness is the depiction of the Auspicious Knot (endless knot). Those interwoven knots, without beginning or end, symbolize the mysterious Prajñā wisdom of Buddhism and the law of karmic cause and effect.

In that moment of awakening, it must make everyone exclaim in recognition: It turns out our Captain does not steer the vessel by hegemonic ambition or mundane calculations. Each helm turn, each decision he makes is the perfect fusion of the cool head of an exceptional entrepreneur and the warm heart of a practitioner. That is the compass of Conscience, guiding the ship with the wings of Compassion and Wisdom, with a single aspiration: to bring peace, fortune and boundless blessings to all sentient beings on board who are auspiciously connected to this vessel.

#### **Conclusion**

If one calms the mind, removes all external distractions and looks deeply into the painting’s layers, one will perceive a subtle mystery entrusted within: the artist’s signature placed beside a future time marker — 01/01/2026.

That date is not coincidental. The first day of the Gregorian year—the moment heaven and earth harmonize and all things begin—is also the birthdate of our revered Captain, Professor Nicholas Phan. It seems there is a providential arrangement, as this date has become a silent witness to our community’s two-year emotional journey. Those are two years during which the ONFA vessel experienced every pitch and valley: brilliant peaks but also disquieting troughs; moments of calm seas and times when storms tested human hearts.

Yet precisely in those "turns" of destiny, under the Teacher’s steadfast steering and the community’s loyal companionship, hardships were transformed into strength and obstacles became lessons that made us firmer before the vast sea.

And the centerpiece of the painting, **together with the blazing Mettitech Group Holdings emblem over the left chest—like an eternal protective shield and inexhaustible source of life**, has elevated the work "Captain of Prosperity" beyond the narrow confines of an ordinary piece of visual art.

It is an epic page painted with the colors of faith. It is the silhouette of a Father who day and night bears the burden, silently using his body to shield against storms, using wisdom to illuminate the path and compassion to steer the legendary ship in the right direction despite all worldly fluctuations.

We, fortunate to be aboard this voyage, should look at that painting to see how we must grow. We must be more confident and more resolute. So that one day, when we land on the shore of glory, we can proudly raise our heads and say: **We have gone with Him through storms to create a New Era.**

### II. NFT “The Golden Network” <a href="#ii.-nft-the-golden-network" id="ii.-nft-the-golden-network"></a>

If in the opening chapter of this NFT collection we bowed respectfully before the image of Chairman Nicholas Phan—the Captain with mythical stature who serves as a firm "spiritual pillar" for the ONFA ship—then in this chapter the narrative current brings us to a completely different source of energy: the energy of movement, youth, and the aspiration to reach the open sea.

<figure><img src="/files/QoqLb8xwIccvOjhS8Vuw" alt="" width="365"><figcaption></figcaption></figure>

The protagonist in the painting titled "The Golden Network" is CEO Nathan Ho. He does not choose to remain standing atop fame’s summit; he represents tireless footsteps, carrying ONFA’s most refined values from its cradle in the United States to plant seeds across continents.

#### 1. Portrait of the diligent "Messenger"

Unlike the muscle-bound, mythic beauty and silent sacrifice of the Chairman, CEO Nathan Ho appears in this work with the demeanor of a global businessman: composed, modern and exceedingly refined.
&#x20;

He wears a neat black suit and an emerald-green tie that accentuates elegance—the archetypal image of Wall Street finance. On his wrist a valuable watch counts the beats of time, a reminder that in the digital era speed and precision are the keys.
&#x20;

Look deeply into his eyes. They are bright and resolute yet full of humility. They are not the eyes of someone content with the present but of a strategist facing the future, seeing the new horizons ONFA will reach. His stance, the way he adjusts his lapel, conveys readiness. He is not someone issuing orders from an ivory tower; he is the one who charges forward, he is the **Ambassador (Ambassador)** who brings reputation and trust to win people’s hearts.

#### 2. Succession and Guidance from the Great Teacher

But what forged the resolute and sharp Nathan Ho we see today?
&#x20;

This vibrant painting does not merely speak of his personal talent; it quietly expresses deep gratitude for the guidance of the Teacher—Professor Nicholas Phan. Nathan Ho is the "gem" meticulously polished within the demanding yet humane environment that the Chairman has built.
&#x20;

Originating as a project from the United States with stringent standards, ONFA needed an executor of sufficient Vision and Strength. Nathan Ho was chosen. Thanks to being guided step by step by the Teacher and being taught macro thinking and the philosophy of "Doing Business with Kindness," Nathan Ho matured significantly from a passionate young man.

He is inheriting and enhancing those legacies. He applies the valuable lessons from the Teacher to steer the execution vessel, converting grand plans on paper into concrete actions that deliver real value to the ecosystem.

#### 3. Originating from the United States and opportunities for the world — Weaving the "Golden Network"

Around the young CEO swirls a powerful vortex of colors. Look closely at the flags. Dominant and foundational is the flag of the United States—the origin point and firm launchpad for ONFA’s technology and finance.

From that strong foundation, Nathan Ho carries the mission of connection. He does not confine ONFA within America’s borders; he weaves a transcontinental linkage. We see the disciplined presence of Japan, the vibrant energy of Mexico, the venerable Britain... and of course, Vietnam—a destination full of potential.
&#x20;

This is precisely **"The Golden Network"** (The Golden Network) that he is striving to find and build each day.
&#x20;

He acts as a "Bridge." Under the Teacher’s leadership—the revered Chairman—he has taken the teachings along with American technological excellence to engage international partners, while also learning the world’s strengths to bring back and enrich the ecosystem. Those flags swirling into one another symbolize the aspiration to integrate and reach far. Nathan Ho strives to demonstrate that ONFA is a global citizen, ready to compete fairly on the international stage.

#### 4. A promise of a prosperous Future

Among the flags and diplomatic vortex float shimmering gold coins bearing the symbols of the ONFA ecosystem. They hover and continuously move around him like streams of endless opportunity.
&#x20;

This image carries a hopeful message about the future: **"When networks are connected, prosperity will be unlocked."**
&#x20;

Today, his journeys are to sow seeds. His handshakes pave the way. Tomorrow, those very connections will create "highways" through which capital, technology and opportunities flow into the ecosystem, bringing tangible benefits to each investor.

Under the masterful guidance of Professor Nicholas Phan and the tireless youthful commitment of Nathan Ho, we have every right to place our trust in a radiant future. The painting is a gentle yet steadfast pledge: We are striving, connecting and working each day to make ONFA a shared pride, bringing prosperity to all who have trusted and accompanied us.

### III. NFT “The Gift of Miracles”

<figure><img src="/files/Dr16UQsAfKBaWUjhuult" alt="" width="355"><figcaption></figcaption></figure>

We have traversed the heroic chapters about the Captain standing at the prow against storms. We have stirred our spirits with the Messenger weaving a global golden network.

But life is not only conquests or voyages to the open sea. No matter how powerful the ONFA ship is, it still needs a peaceful harbor to anchor. That moment has arrived. When the first snowflakes begin to fall and the church bells ring with sacred melodies, we enter the third chapter of the collection—the chapter of **Love and Reunion.**
&#x20;

The third NFT is titled **"The Gift of Miracles"** (The Gift of Miracles) and is the heart of the "Wonderful Holiday" collection. **Wonderful Holiday**This is the most special Christmas card the Leadership Board respectfully sends to the entire community.

#### 1. Santa Claus and the "Ones Who Ignite" the Winter Season&#x20;

In this oil painting with mesmerizing swirling strokes, Santa Claus appears radiant with a gentle smile and a mischievous wink. He rides a reindeer sleigh soaring across the night sky of a splendid city where skyscrapers glow with lights.

But do not regard it merely as a children’s fairy tale. In ONFA’s world, this painting conceals a profound message about dedication.

Santa Claus is a beautiful metaphor for **the Corporate Leadership Board**Over the past year, while the outside world endured the harsh "winters" of financial markets, inside the "workshops" the leaders of ONFA have been tirelessly at work. They silently endured the cold of challenges, meticulously preparing each strategy to wrap the most valuable "gifts" for the community.

Santa’s wink in the painting embodies the spirit of **"Holiday"**&#x49;t is optimism, an undying belief that: "No matter how cold the winter, we are here to kindle the flame, and the best things are being delivered to you!"

#### 2. The Sleigh Carrying Blessings of the Festive Season

Look down beneath the sleigh. The city below is not engulfed in darkness but aglow with warm golden lights amid the white snowy night.
&#x20;

That is ONFA’s definition of a **"Wonderful Holiday"**&#x54;he reindeer sleigh that glides through the wind carries not only assets, but also **Blessings and Gratitude**The Leadership understands that a festive season cannot be complete without the companionship, trust and patience of thousands of members.
&#x20;

This painting is a warm embrace offered to the community. Thank you for weathering storms together to reach the day of harvest. Thank you for keeping the flame of faith so that today we can behold the radiant light of the prosperous city below.

#### 3. Core Message: Happiness as the Destination

If the previous two paintings spoke of "Heart & Vision" or "Position & Strength," this third painting speaks of
&#x20;**"Emotion"**.
&#x20;

What is the true meaning of **Wonderful Holiday** ? The final result of all financial efforts is not soulless numbers in accounts. The ultimate destination is the bright smile of loved ones, the gathering around a steaming meal, the peace within each heart when Christmas arrives.

The NFT "The Gift of Miracles" launches not merely for admiration but as a **Blessing**.

The Leadership wishes that each member of the ONFA family will find their own "miracle" during this festive season.

* The miracle is not far; it lies in peace of mind.
* A miracle is when your assets grow like the city lights.
* And the miracle is when your heart remains warm like Santa’s smile.
  &#x20;

In the chilly air of December, may this painting be a small flame that warms us all.
&#x20;

**Wishing the ONFA family a peaceful Christmas and a truly Wonderful Holiday!**

### IV. NFT “The Golden Era”

The journey of the "Wonderful Holiday" collection **has taken us through many emotional registers. From the warmth of the Teacher shielding us from storms, to the excitement with the Messenger connecting five continents, and the peace and serenity of the miraculous Christmas night.**&#x20;

Now, as the last pages of the old year fall and the festive atmosphere reaches its climax, the Leadership respectfully presents the final piece—the most splendid fragment to complete this year’s holiday tableau.
&#x20;

The fourth NFT is titled
&#x20;"THE GOLDEN ERA" (THE GOLDEN AGE) **This is not merely a New Year’s greeting; it is**The New Year’s Eve Banquet **that ONFA dedicates exclusively to its community.**

<figure><img src="/files/7tWXppEuyStvlkuAA6mo" alt="" width="375"><figcaption></figcaption></figure>

#### 1. The Gold of Celebration and the Moment of Transition

Look at this painting. What first strikes your vision? Perhaps the radiant gold that blankets everything? Yet within the atmosphere of "Holiday," that gold is not simply the color of money.&#x20;

**It is the Light of Hope.** It is the color of glittering decorative lights, the hue of Champagne swirling in a glass, and the color of the burning faith in each heart. The painting captures the most sacred moment of the festive season: **New Year’s Eve.** ONFA affirms that: After the cold sowings of winter, the spring of harvest has come. That gold symbolizes a brilliant new year wherein the assets and joy of each investor will shine like festival lights.

#### 2. Reunion at the Top

Look at the people standing on the rooftop of the city’s tallest building. They are dapper gentlemen in elegant suits and graceful ladies in lavish evening gowns. **Who are they? They are YOU in the very near future.**&#x20;

But do not see this as an aloof, extravagant party. See it as the coziest **Reunion.** This image conveys a touching message: ONFA will bring you to the summit, but we will not stand there alone. We will raise our glasses together and "cheers" to celebrate the resilience of the ONFA family that weathered the storms together.&#x20;

Pay special attention to the couple exchanging a passionate kiss amidst that magnificent scene. This is the "Soul" of the holiday: true success is not merely a bulging wallet but the moment of sharing glory with one’s beloved. The ultimate goal ONFA seeks for the community is not only Riches, but a Fulfilled life. **"Rich in wealth, Elegant in status, Warm in affection"** — that is a complete holiday.&#x20;

#### 3. The Dance of Fireworks – The Magic of New Year’s Night

In the sky, clusters of fireworks blossom with swirling, spiral lines of artistic design (in a Van Gogh style). On New Year’s Eve, fireworks are not mere gunpowder; they are **Magic**.

Each firework launched into the night sky is an exaltation of emotion, an explosion of long-suppressed dreams. Those colorful spirals seem to sweep away the year’s sorrow, opening a clear and glorious sky for the new year. They herald that the values we hold (tokens, assets) will also ascend brilliantly like those fireworks.

**A Springtime Promise**

The painting
&#x20;**"THE GOLDEN ERA"** is the soaring cadence that closes the symphony Wonderful Holiday.

The old year’s door closes; the door to the Golden Era opens. Hold this NFT ticket in your hand as you would hold a springtime promise.

We wish the ONFA family a new year of:
&#x20;**Assets Turned to Gold – Love Ascendant – Family Fulfillment.**&#x20;

See you all at the New Year’s Eve banquet at the pinnacle of glory, where we will raise our glasses and exchange the warmest embraces!
&#x20;

**HAPPY NEW YEAR & WELCOME TO THE GOLDEN ERA!**
&#x20;

## **B. THE VALUE OF THE NFTS “WONDERFUL HOLIDAY”**

### 1. OPERATING MECHANISM

Each NFT in the “WONDERFUL HOLIDAY” collection corresponds to **an OFT package that has been pre-exchanged.** As soon as you own the NFT, the system will **activate NFT Mining** and **allocate daily USDT** throughout the mining period established for each NFT variant.&#x20;

The NFT Mining mechanism operates automatically and transparently on the blockchain, ensuring you receive USDT regularly each day until the entire mining cycle is complete.&#x20;

The conversion rates, total USDT value and mining durations for each NFT are fully disclosed, enabling you to easily track daily progress and accumulated value.&#x20;

### 2. DETAILS OF THE 4 NFTS “WONDERFUL HOLIDAY”

| NFT Name             | Value (OFT) | Mining duration | Exchange value   | Total Received (USDT) |
| -------------------- | ----------- | --------------- | ---------------- | --------------------- |
| <p>Captain of        |             |                 |                  |                       |
| <br>Prosperity</p>   | 15,000 OFT  | 12 months       | 1 OFT = 6.8 USDT | 102,000 USDT          |
| The Golden Era       | 10,000 OFT  | 9 months        | 1 OFT = 4.1 USDT | 41,000 USDT           |
| The Gift of Miracles | 5,000 OFT   | 6 months        | 1 OFT = 2.5 USDT | 1 OFT = 2.5 USDT      |
| The Golden Network   | 1,000 OFT   | 3 months        | 1 OFT = 1.5 USDT | 1,500 USDT            |

### 3. SPECIAL PRIVILEGES

**a. Honorary gift for “Captain of Prosperity”**

The top 100 members who first own the NFT **“Captain of Prosperity”** will be awarded **a special physical painting** at the ONFA Office – an honorary gift personally presented by the Chairman as **a symbol of recognition and alignment with the vision of prosperity.**

**b. Physical edition on e-commerce platforms**&#x20;

The collection NFT **“WONDERFUL HOLIDAY”** will have a physical edition (paintings, collectible publications, display gifts…) distributed through partner e-commerce platforms.

This enables you to:&#x20;

* Both own a digital asset (NFT) in your digital wallet.
* And also possess an elegant, meaningful display item—suitable as a gift for partners, clients or loved ones during the festive season.&#x20;


# Hope Origins

OHO Mining - Hope Origins

## Main contents <a href="#main-contents" id="main-contents"></a>

* **Introduction to the collection**
* **Guide to main activities**

**ONFA Hope Origins** is the feature for generating and distributing core value within the ONFA ecosystem, allowing users to participate in the resource formation process in a transparent and sustainable manner through OHO and OHOP mining mechanisms.With an automated operating mechanism, the ability to balance supply and flexible adjustment according to market conditions, Hope Origins helps ensure that value is maintained stably over time while creating a solid foundation for the long-term development of users and the entire ecosystem.

## 1. Feature introduction <a href="#id-1.-feature-introduction" id="id-1.-feature-introduction"></a>

### 1.1 Overview of the Hope Origins page <a href="#id-1.1-overview-of-the-hope-origins-page" id="id-1.1-overview-of-the-hope-origins-page"></a>

**OHO Mining – Hope Origins** is a subsystem that enables users to participate directly in the generation of OHO+ through NFTs representing mining capacity within the ONFA ecosystem.The NFTs in Hope Origins are categorized by **machine tier**, reflecting the level of mining capacity and contribution role within the system. Users can select NFTs appropriate to their participation objectives, asset allocation capacity, and long-term strategy.The entire mining process is conducted transparently, automatically, and is linked to the ecosystem's general regulation mechanism, helping ensure supply balance, sustainability, and long-term value for participants.

### 1.2 List of OHO Mining – Hope Origins NFTs <a href="#id-1.2-list-of-oho-mining-hope-origins-nfts" id="id-1.2-list-of-oho-mining-hope-origins-nfts"></a>

| Machine Tier | NFT Name                                                        | Conversion price | Mining capacity (OHO+) |
| ------------ | --------------------------------------------------------------- | ---------------- | ---------------------- |
| M1           | **ARENA DEL SILENCIO – PICASSO**                                | 10,000 USDT      | 40 OHO+/day            |
| M2           | **Hanoi Street Corner (Góc Phố Hà Nội) – Bùi Xuân Phái**        | 5,000 USDT       | 16.3 OHO+/day          |
| M3           | **Joining the Resistance (Tham Gia Kháng Chiến) – Tô Ngọc Vân** | 2,000 USDT       | 5.6 OHO+/day           |
| M4           | **The Sound of Falling Bombs (Tiếng Bom Rơi) – Victor Tardieu** | 1,000 USDT       | 2.5 OHO+/day           |
| M5           | **The Sacred Church (Ngôi Đền Thánh) – Mai Trung Thứ**          | 500 USDT         | 1.2 OHO+/day           |
| M6           | **The Year of the Tiger (Tuổi Dần) – Nguyễn Tường Lân**         | 100 USDT         | 0.2 OHO+/day           |

## 2. Guide to main activities

### 2.1 Access Hope Origins

* On the **Wallet** page, please scroll down to the **DeFi Services** section, then select **Hope Origins**.

<figure><img src="/files/FUpaIegBWjyLB5agnLwI" alt="" width="246"><figcaption></figcaption></figure>

### 2.2 Guide to converting NFT machines

> **Note:** Please check the balance displayed on the information bar at the top of the screen. To perform an NFT machine conversion, your account must have a balance of **≥ 100 USDT.**

#### Step 1: Access the NFT Marketplace menu

* On the main interface, please select the **NFT Marketplace** menu to view the list of NFT machines currently available in the system.

<figure><img src="/files/5JCfVD731t2DThHwUrx8" alt="" width="277"><figcaption></figcaption></figure>

* Refer to the information for each machine and choose the type that suits your needs.

<div><figure><img src="/files/fJV208JjumDo5lel8i4i" alt="" width="123"><figcaption></figcaption></figure> <figure><img src="/files/IWGN9MvnAwV0pz77biUi" alt="" width="123"><figcaption></figcaption></figure> <figure><img src="/files/xd9w3tx2nJnAAQfjUbd0" alt="" width="123"><figcaption></figcaption></figure> <figure><img src="/files/sQnzK7zxxOnKCu9lB6Hh" alt="" width="123"><figcaption></figcaption></figure></div>

<div><figure><img src="/files/823AWZ5x8P9py2uKf6Hh" alt="" width="123"><figcaption></figcaption></figure> <figure><img src="/files/2mqUPcq0G2tHZJkQZh7l" alt="" width="123"><figcaption></figcaption></figure></div>

* After selecting a machine, press the **Exchange** button and **Confirm** the conversion action when prompted by the system.

<figure><img src="/files/pYpWMjXLtVAmSq6PcyQY" alt="" width="563"><figcaption></figcaption></figure>

#### Step 2: Activate the NFT machine.

* Access the **My Mining Machines** menu.

<figure><img src="/files/ws5nsXX1lLjXFZpROMhz" alt="" width="295"><figcaption></figcaption></figure>

* Select the NFT machine you wish to activate or press **View details** to see full information.
* Scroll down to view machine statuses and information. You will see the **Activate machine** → **Press confirm.**

<figure><img src="/files/64QRTb8f5IV4X94howcT" alt="" width="563"><figcaption></figcaption></figure>

* After successful activation, continue the process of monitoring and activating the machine daily. Refer to the countdown timer to know the activation time.

<figure><img src="/files/66MqXk2DMMAUiwWIhcJ5" alt=""><figcaption></figcaption></figure>

* Users must activate the machine at the correct time each day according to the countdown. Upon completion of the cycle, the NFT reward feature will be unlocked.

<figure><img src="/files/oeF5N7L7fExZ9198v6El" alt="" width="295"><figcaption></figcaption></figure>

* In this section, users can view detailed information about the NFT machine, including performance and rewards, in order to monitor metrics and select machines that meet individual needs.

### 2.3 View activity history in Hope Origins&#x20;

In the **OHO Mining History** tab, users can track the entire OHO Mining history, including:

* Track OHO mining history
* Monitor burn activities
* View conversion history and NFT machine exchanges

<figure><img src="/files/Nf9AtLq8bbU8JNSTBJGU" alt=""><figcaption></figcaption></figure>


# ONFA ForwardX

Learn about ONFA ForwardX

## ONFA ForwardX

**ONFA ForwardX** is a decentralized forward contract trading platform (**Forward Trading**) that enables investors to open positions **Long (Buy)** or **Short (Sell)** with cryptocurrency pairs at pre-agreed prices and maturities between parties.

Users can monitor and interact through an intuitive interface with the tabs **Open Investment** (manage open trades) and **Portfolio** (view contract portfolio). Trading is supported by technical analysis tools such as **candlestick charts, MA, BOLL, VOL**, along with risk management orders such as **Take Profit** and **Stop Loss**.

Since contract conditions are flexibly customizable (price, volume, duration), users should possess a basic understanding of market analysis and capital management strategies to effectively utilize the ForwardX platform and minimize risk.

#### **Main contents**

Before starting to trade on **ONFA ForwardX**, it is important to understand how the platform operates and its features. The following guide will help you become acquainted:

**1. Learn about the platform:**

* Study the interface and functions thoroughly.
* Familiarize yourself with order placement, market monitoring, and account management.
* The initial interface may feel unfamiliar but will become easier with experience.

**2. Risk awareness:**

* Futures trading offers high returns but carries significant risk.
* Understand the risks clearly and prepare management measures.
* Set stop-loss orders and position limits.

**3. Analytical research:**

* Learn basic analytical techniques.
* Master fundamental trading knowledge of the platform.
* This helps make more accurate decisions.

####

#### **ONFA ForwardX interface**

**1. Main tabs:**

* **Open Investment:** Primary trading interface.
* **Portfolio:** Displays open and closed orders.

**2. Action button:**

* **Buy (Long):** Predicts price increase.
* **Sell (Short):** Predicts price decrease.

**3. Trading Panel:**

* Select the pair you wish to trade.
* Select the token used for trading.
* Adjust the leverage ratio via slider.

**4. Price chart:**

* Displays the candlestick chart of the pair.
* Switch between different timeframes.
* Enable/disable common indicators: MA, BOLL, VOL

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FFkLjUR2goZmzPK18cJrG%2Fimage.png?alt=media&#x26;token=b335b35d-322c-4b33-bb5b-85d92fea50f6" alt=""><figcaption></figcaption></figure>


# Terms of Use

TERMS FOR USING THE FORWARD CONTRACT TRADING FEATURE ( FORWARD-X)

**1. Introduction**

Welcome to the forward contract trading platform (Forward-X) provided by **ONFA**. Before using, you must read, understand, and accept all the provisions below. Using the ForwardX feature constitutes your agreement to these terms.

**2. Definitions**

* Forward&#x58;**:** is **bilateral contract (OTC - Over The Counter)** between two parties, not through any centralized exchange.
* **Testing:** Trial trading; orders will be automatically closed after 1 hour.
* **Isolated Margin:** Uses only a specific portion of margin, helping to limit risk.
* **Liquidation Price:** The price level that causes the order to be closed and liquidated.

**3. Conditions of use**

* Users aged 18 or older with full civil legal capacity.
* Compliance with the laws of the place of residence.
* Completion of identity verification (KYC).
* Understanding that the entire margin may be lost.

**4. Disclaimer**

**4.1. No profit guarantee**

* **ONFA** does not guarantee any profits.
* Investment decisions are the responsibility of the user.

**4.2. No liability for losses**

* Not liable for losses resulting from trading.
* Losses may include loss of assets, opportunities, data, etc.

**4.3. Technical risks**

* Affected by network, system, or data incidents.
* Users are responsible for ensuring their devices and connections.

**4.4. Legal risks**

* ForwardX may be restricted in certain countries.
* **ONFA** not responsible if users violate local laws.

**5. Risk warnings**

**5.1. Leverage**

* Amplifies both profits and losses.
* Small volatility can lead to liquidation.

**5.2. Liquidation**

* Price moving against the position → liquidation.
* May lose the entire capital, including in Isolated Margin mode.

**5.3. Market volatility**

* Markets can be highly volatile and susceptible to news/policy.
* Volatility can occur 24/7.

**5.4. User knowledge**

* Must understand the ForwardX product, risks, and technical analysis.
* Lack of knowledge can easily lead to severe losses.

**5.5. Third parties**

* Prices and liquidity may depend on third-party data.
* **ONFA** does not have full control over accuracy.

**6. Risk management**

* Only use capital you can afford to lose.
* Use stop-loss and take-profit.
* Do not use the entire balance as margin.
* Monitor positions regularly.
* Prefer low leverage when starting.

**7. Account security and safety**

* Secure your account; do not share it with third parties.
* Notify immediately if there are signs of unauthorized login.
* Supports two-factor authentication (2FA).

**8. Changes to terms**

**ONFA** reserves the right to update or change the provisions without prior notice. Users should actively monitor.

**9. Suspension / limitation of service**

* Violation of the terms of use.
* Fraudulent behavior, money laundering.
* Requests from law enforcement authorities.

**10. Contact and support**

* Email: <support@onfa.io>
* Telegram: [@onfasupport](https://t.me/onfasupport)


# Disclaimer Statement

The information provided in this document is intended solely for the purposes of providing knowledge, information, and reference, and does not constitute investment advice, financial, legal, tax advice, or any other recommendation in any form. ONFA ForwardX and related parties are not responsible for any trading decisions, financial losses, or risks arising directly or indirectly from the use of this information.

1. **Market risks**
   * Trading futures contracts and derivative products involves high risks, including but not limited to:
     * Sudden price volatility
     * Account liquidation due to leverage
     * Partial or total loss of capital
   * Past profits do not guarantee future results.
2. **No guarantee of accuracy**
   * Any analysis, forecasts, or illustrative examples are based on data at the time of publication and may change without prior notice.
   * ONFA ForwardX does not warrant the completeness, accuracy, or suitability of the information for the reader’s individual purposes.
3. **Investor responsibility**
   * Investors should:
     * Conduct their own research and risk assessment prior to trading
     * Understand the operational mechanisms of derivative products
     * Use only capital that they can afford to risk
   * Consult an independent financial professional if necessary.
4. **Legal limitations**
   * This document is not intended for distribution or use in jurisdictions where derivative trading is prohibited.
   * Users are responsible for complying with local laws.
5. **Disclaimer**
   * ONFA ForwardX and its partners are not liable for:
   * Technical errors, system interruptions
   * Trading behavior resulting from individual mistakes
   * Damages from force majeure events (natural disasters, war, etc.)

**Final note**:

* Financial markets are inherently volatile and risky. Participate only if you fully understand the product and accept all consequences.

*By using this document, you agree that you have read, understood, and accepted all of the above terms.*


# Experience ONFA ForwardX

Testing Mode - How to Use Leverage - Important Notes

### **1. Testing Mode - Risk-free trial trading**

#### **Main features:**

* All accounts default to **Testing** (using virtual points)
* Press the button to switch to **Isolated Margin** (real-money trading)

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FCFu1VdrTcCKDXEUJWlBV%2Fimage.png?alt=media&#x26;token=af3c3d28-3500-4f11-967e-391879f592d4" alt=""><figcaption></figcaption></figure>

#### **Benefits of using Testing:**

* Practice trading with provided virtual funds
* Freely test strategies without risking capital
* Orders **Long/Short** exist only for **1 hour** → Train quick response
* Automatically close orders after 1 hour → Understand position management mechanisms

**\*Note:**

* Price data is real-time but does not affect real accounts
* Suitable for beginners or strategy testing

### **2. How to adjust leverage**

#### **Procedure:**

1. Default leverage **1x**, maximum **100x**
2. Click the red-marked box → Display a slider popup\
   ![](https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fut2EYC32SwXIHI9JvQ5O%2Fimage.png?alt=media\&token=b38f239f-07ba-4a1c-b192-3c4a6fc385fc)
3. Drag the slider to select the desired leverage level\
   ![](https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FCclDa75J1FrWu0vc4vDQ%2Fimage.png?alt=media\&token=8dd9c0de-0f2f-477a-9cf3-80ae3a054c39)

#### **Leverage principles:**

* **The larger the position** → Available leverage **the lower**
* **The smaller the position** → Available leverage **the higher**

**Advice:**

* High leverage (e.g., 50x–100x) → Significantly increased liquidation risk
* Always use **Stop-Loss orders** to control risk

***

#### **Quick summary**

| Feature          | Description                                            |
| ---------------- | ------------------------------------------------------ |
| **Testing Mode** | Virtual-money trading; orders auto-cancel after 1 hour |
| **Leverage**     | From 1x–100x, adjusted via slider                      |
| **Risk**         | Higher leverage → Greater liquidation risk             |

> **Final note:**
>
> * Switch to **Isolated Margin** only when proficient
> * Always test strategies before using real funds


# Trading with ONFA ForwardX

Real-Money Trading with Isolated Margin Mode

### **1. Introduction to Isolated Margin mode**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F64DsYdCL8B3nWSQP5lHZ%2Fimage.png?alt=media&#x26;token=ea808486-5799-4d2c-9570-f7a2e0503831" alt="" width="296"><figcaption></figcaption></figure>

* **Real-money trading**: Use only a portion of the designated account balance for each order, aiding risk control.
* **Trading fees**: Minimum 1% on total profit (PnL) if the order is profitable. Example: Profit 100 OFT → Fee 1 OFT.
* **No fee if the order is losing**: Only the posted margin is lost.

### **2. Advantages of Isolated Margin**

* **Improved risk management**
* **Flexible adjustment of margin amount**
* **Profit optimization** (fees charged only when there is profit)

### **3. Order placement instructions**

**Step 1: Select currency pair & Token**

* Click the box **Crypto** → Select the desired currency pair.\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FhQBxc4q5Q3qnf8vXGLXN%2Fimage.png?alt=media&#x26;token=8f2d2658-c756-436d-b21a-d06ca764fd57" alt="" width="296"><figcaption></figcaption></figure>
* Select the trading token from the list **Investment**.\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FBFkvFQ2VTkAUIfXWUmrb%2Fimage.png?alt=media&#x26;token=4cc883d5-d89b-44a8-9f3d-28dea2345def" alt="" width="296"><figcaption></figcaption></figure>
* **Available** displays your current balance.\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FxQwS3f3NsSirJ3n6RTVL%2Fimage.png?alt=media&#x26;token=5af42d69-4259-4394-a0c7-cf4c272c6e61" alt="" width="296"><figcaption></figcaption></figure>
* Enter the token quantity in the field **Margin** (or press **Max** to use the entire balance).\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FbtMp99ngWNB9HHcJSRQh%2Fimage.png?alt=media&#x26;token=c437eda0-1f63-4004-865e-d099a58ea21b" alt="" width="296"><figcaption></figcaption></figure>

**Step 2: Set leverage**

* Drag the slider to choose leverage (1x–100x).\
  \***Note**: High leverage → High liquidation risk.

**Step 3: Execute Order**

* **Buy (Long)**: Predicting a price increase.
* **Sell (Short)**: Predicting a price decrease.
* Press **Execute** to confirm.\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FJhMELh1kJbipaaZ27BZj%2Fimage.png?alt=media&#x26;token=6ab7a49a-7802-487c-934b-c3c89daaa9bc" alt="" width="296"><figcaption></figcaption></figure>

### **4. Monitoring & Managing Orders**

Access **Portfolio Tab** to view:

* **Open**: Orders currently active.
* **Closed**: Orders that have been closed.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F7s58URR966zaAdxwtyJ7%2FTab%20Portfolio%20ONFA.png?alt=media&#x26;token=872f4022-add1-4556-98a9-9c7cf06276bd" alt=""><figcaption></figcaption></figure>

**Set Take Profit/Stop Loss**

* Press **TP/SL** on open orders.\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FNwTRNNfi7uzzqnXrHEt9%2Fimage.png?alt=media&#x26;token=836b667c-3866-4db8-9b6b-f772adec0b16" alt="" width="375"><figcaption></figcaption></figure>
* Enter the desired profit percentage (**Take Profit**) or loss percentage (**Stop Loss**).

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fu8ifRrFyaDDw1A9ziDQZ%2Fphoto_2_2025-04-29_14-39-06_-_Copy.webp?alt=media&#x26;token=3b51b7f6-2c7f-4fad-b96a-ed64953b5a8a" alt="" width="443"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fq82GtAeRfCcX0DgM31Mo%2Fphoto_2_2025-04-29_14-39-06.webp?alt=media&#x26;token=240401e2-bdf0-466a-91bf-c8cf87a36c54" alt="" width="443"><figcaption></figcaption></figure></div>

* Confirm with the button **Confirm**. (The system will trigger the take profit/stop loss order when the ratio reaches the level you set.)\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fz3qFjEc8jVwmjKe8VATz%2Fimage.png?alt=media&#x26;token=fb960d48-c27c-4409-b313-456d6e330367" alt="" width="296"><figcaption></figcaption></figure>

**Manual Order Closure**

* **Take Profit**: Take profit when target is reached.\
  Press the Confirm button to confirm profit-taking. (Your order will be displayed under the Closed Tab.)\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FyGFB6gyNdgrMShzMu7qg%2Fimage.png?alt=media&#x26;token=9af42423-4dbe-4f27-b06d-4454ae96b79a" alt="" width="296"><figcaption></figcaption></figure>
* **Stop Loss**: Stop loss immediately.\
  Press **Confirm** if you agree to manually stop the order. (Your order will be displayed under the Closed Tab.)\\

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fils8HpT1NRQuU4xBNIWB%2Fimage.png?alt=media&#x26;token=0b725c6e-9260-4b41-8cd5-e202304c4c2d" alt="" width="296"><figcaption></figcaption></figure>

### **5. Order limits by VIP tier**

**ONFA ForwardX** apply the policy **limit on orders/day** based on **the account** level, helping to manage risk and optimize the trading experience.

**Details of maximum orders:**

| **Account level** | **Maximum orders/24h** |
| ----------------- | ---------------------- |
| Level 0           | 5 orders               |
| Level 1           | 10 orders              |
| Level 2           | 15 orders              |
| Level 3           | 20 orders              |
| Level 4           | 25 orders              |
| Level 5           | 30 orders              |
| Level 6           | 35 orders              |
| Level 7           | 40 orders              |
| Level 8           | 45 orders              |
| Level 9           | 50 orders              |
| Level 10          | 100 orders             |

> **Important notes:**
>
> ✅ **Automatically resets every 24 hours**\
> ✅ **Canceled orders also count toward the limit** – All placed orders (including cancellations) are counted toward the daily total.\
> ✅ **Upgrade VIP to increase the limit** – The higher the VIP tier, the greater the number of orders allowed.

{% hint style="info" %}
**💡 Tip:** If you are an active trader, **upgrade VIP** to expand order limits and optimize trading performance!
{% endhint %}

### **6. Illustrative Example**

* **Long scenario**:
  * Predict BTC will rise from 30,000 → 31,000.
  * Set TP at 30,800 and SL at 29,900.
  * If the price hits TP → Order closes automatically; profit minus 1% fee if the order duration exceeds 60 minutes.

**\*Important note:**

* Always use **Stop Loss** to protect capital.
* Carefully check the balance **Available** before placing an order.

### **7.** Fee policy

**I. Current fee policy**

On the **ONFA ForwardX,** transaction fees are not charged based on order volume but are applied directly to the profit portion. This fee is determined by the duration of each trade as follows:

* 1% if the order is held for 60 minutes or longer\\
* From 60% gradually decreasing to 1% over time, counted from the time the order is opened\\
* Closing the order sooner → higher fee\\

🔹 Example illustrating time-based fees:

| Order holding time | Fee rate on profit |
| ------------------ | ------------------ |
| 1 minute           | \~ 60%             |
| 2 minutes          | \~ 59%             |
| 10 minutes         | \~ 50%             |
| 50 minutes         | \~ 10%             |
| ≥ 60 minutes       | 1% (lowest)        |

⚠️ Note: Orders closed too quickly will incur very high fees. This is intended to limit disruptive "scalping" behavior in the market.

***

**II. Fast-trade control mechanism**

To prevent users from opening/closing orders continuously and affecting the system:

If an order is closed within 5 minutes from the time it was opened, the user must wait at least 5 minutes before opening a new order.


# Sagaha Charity

Each of your activities on **ONFA Wallet** adds value by automatically contributing to meaningful community programs. Join us in creating positive social impact through the transparent power of blockchain.

**3 SPECIAL FEATURES ONLY AT SAGAHA:**

* **Automatic propagation** - Contributions require no additional steps
* **Clear public transparency** - Track every contribution on the blockchain (hash)
* **Doubling the value** - Transact while sharing.

**EASY WAYS TO SPREAD**\
When you:

* Participate in purchasing lottery tickets.
* Perform transfers / transactions.
* Own NFTs.

The system will automatically transfer a portion of the value to the **Sagaha** - everything is recorded publicly and immutably.

> **Sagaha - A simple yet meaningful charitable journey. Together, every small transaction becomes a seed of goodness for the community.**

### **A. Feature introduction**

#### **1. How to access**

* Open the application **ONFA** → select the **"Wallet"**
* Scroll down to find and select **"Sagaha Charity"**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fv9F91W5CjqIZXE3UaEGE%2Fimage.png?alt=media&#x26;token=305bfc3d-35f9-446a-8c0a-ffd472890fcf" alt="" width="563"><figcaption></figcaption></figure>

#### **2. Main interface & functions**

* **Contribution overview**
  * **Total Charity Achieved**: Displays the total **OFT** the community has contributed
  * Updated in real time
* **Fund wallet information**
  * **Reserve Wallet Address**: Official wallet address receiving contributions
  * You may:
    * Copy the address (if you want to transfer manually)
    * View the wallet's transaction history
* **Make a contribution**
  * Enter the amount of OFT to donate in **"Amount to Donate"**
  * Press **"Donate"** to confirm
  * The system will:
    * Deduct the corresponding balance from the wallet
    * Create a transaction on the blockchain
    * Update the history

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Ft8Zcf6lceIgANlUJDohI%2Fimage.png?alt=media&#x26;token=4bff3b13-6f5e-47b9-8c52-1ac367ff92b9" alt=""><figcaption></figcaption></figure>

* **Anonymous option**

  * Press **"Other Address"** to use an external wallet
  * **Benefits**:
    * Protect privacy when you do not wish to use the main ONFA wallet
    * Still ensure transparency through the hash code
  * **How to proceed**:
    * Select the asset type you wish to donate (BTC/ETH/USDT...)
    * Use one of two methods:

      1\. Scan the QR code for quick transfer

      2\. Copy the wallet address to transfer manually

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FdIXU7ZAUqrcHFSBrnbwb%2Fimage.png?alt=media&#x26;token=e3b78e29-f5eb-4a01-bdf1-65f99d17116f" alt="" width="563"><figcaption></figcaption></figure>

> This is the optimal solution for users who wish to keep their identity private while still participating in community contributions. All anonymous transactions are fully recorded on the blockchain.

* **Contribution history**
  * Records all forms of contributions:
    * Active contributions via the **Donate**
    * Automatically deducted portions from system transactions
    * Anonymous transfers via **Other Address**
  * Display transaction details with information:
    * **Date:** Date and time
    * **Username:** User name / wallet address
    * **Amount:** Quantity
    * **Hash:** Transaction hash

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FAojjQzKhdIA6670YWeN1%2Fimage.png?alt=media&#x26;token=09bf5975-be0f-4d8b-ae38-7894138428d2" alt="" width="192"><figcaption></figcaption></figure>

> "Together we make a difference - Every contribution is recorded"

### B. **Instructions for donating on Sagaha Charity**

**Step 1: Enter the donation amount**

* In the field **"Amount to Donate"**, enter the **OFT** you wish to donate
* **Check carefully**:
  * Available wallet balance
  * Fund receiving wallet address (Reserve Wallet)

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fa3AckZQCtUvY9SY0dz5W%2Fimage.png?alt=media&#x26;token=d1e9fd2d-6c88-4f3c-b3b4-ab298daaac09" alt="" width="246"><figcaption></figcaption></figure>

* Press **the Donate button** to initiate the transaction

**Step 2: Monitor the processing**

* **Initial status**: Displays *"Sending"*
* **When completed**:
  * The full **hash appears**
  * Automatically updated into:
    * Donation list
    * Personal transaction history

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FWkhW99OTXw6pwKjWs7kz%2Fimage.png?alt=media&#x26;token=a9a5903d-1f0b-46ea-81b2-cf69816762cd" alt="" width="563"><figcaption></figcaption></figure>

> 💡 **Tip**: You can copy the **hash** and share it publicly and transparently on social networks to help spread positive value to the community.


# E-commerce Platform

Smart shopping - Payments of the future

**ONFA E-Commerce** redefines the e-commerce experience by seamlessly integrating:

* **Transparent buying and selling system** on a blockchain platform
* **Multi-digital-asset payments** with **OFT** as the focal point
* **Cross-border transactions** without legal barriers

**Core differentiators**:\
✓ All transactions are immutably recorded on **ONFA Chain.**\
✓ Receive special incentives when using **OFT.**\
✓ Seamless shopping experience from the e-wallet.

> *"Not just shopping - This is the consumer revolution of the digital era"*

### A. Introduction

#### 1. Access the E-commerce Page

* Open the application and select **"Wallet"**.
* Scroll down, find and select the item **"E-commerce"** to enter the shopping interface

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FXBdmIykLIgRrbg4NRDrN%2Fimage.png?alt=media&#x26;token=0759269e-434a-4443-9708-885a743c422e" alt="" width="375"><figcaption></figcaption></figure>

#### 2. Main Interface

**Market Tab**

* **Displays products** with filtering options:
  * **All Product**: Select product categories (accessories, fashion, ...).
  * **Sort By**: Sort by:
    * Time (newest/oldest).
    * Price (ascending/descending).

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FYwxC31JIycbRdQ7isSDI%2Fimage.png?alt=media&#x26;token=a9e3c324-32e7-4688-82c7-3a17ac375959" alt="" width="563"><figcaption></figcaption></figure>

**My Order Tab**

* View **order history**, including:
  * Product name, quantity, total amount.
  * Order status (processing, completed, ...).
* **Tap on the order** to view details.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FV6YRQElvgPNRIm7F1aKl%2FONFA%20Ecommerce.png?alt=media&#x26;token=c085e37f-fa15-47bf-b816-0abee517b6e6" alt="" width="563"><figcaption></figcaption></figure>

### B. User Guide for Purchasing on ONFA E-Commerce Platform

#### **1. Select & Place an Order**

* **Access the Market tab** → Select the product you wish to purchase.
* View product details → Tap **"Add Order"** to place the order.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FGSobquFBFTIqyJESO2UD%2FONFA%20Ecommerce%202.png?alt=media&#x26;token=18fadb4b-d413-4278-9445-cc08c2a185bf" alt="" width="563"><figcaption></figcaption></figure>

#### **2. Enter Shipping Information**

After tapping **"Add Order"**, complete the following:

* **Quantity** & **Size** (if applicable).
* **Full name**, **Phone number**, **address** (you may use **"Get Location"** to verify).
* **Total payment** (including shipping fee, VAT) will display automatically.
* **Note:**
  * Prices are displayed in **VNDT** (stable unit).
  * Actual payment is made in **OFT** (ONFA token).
  * The system will automatically convert from VND → OFT at payment
* Review → Tap **"Checkout"** to complete the order.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FIpND2uamSZGeYoABTlrF%2Fimage.png?alt=media&#x26;token=cecf5767-1726-4282-b72e-8836203ef979" alt=""><figcaption></figcaption></figure>

#### **3. Track Orders**

* The order will appear in the **My Order tab**.
* **Status "Pending"**: The order is awaiting processing.
* The shipper will contact you to deliver the order.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FpoFEAmuwGnWCRNMgHK9l%2Fimage.png?alt=media&#x26;token=7e49e890-6a7a-410c-bee6-9bfe37874f88" alt="" width="369"><figcaption></figcaption></figure>


# P2P - Peer-to-Peer Trading

Transaction **P2P (Peer-to-Peer)** P2P on ONFA is a form of direct cryptocurrency trading between users, allowing you to control price, payment method, and transaction timing. With an intelligent escrow mechanism and a multi-layer protection system, ONFA P2P provides a safe, transparent, and flexible experience for all investors.

> **To begin, you should note:**
>
> * Complete account verification (KYC)
> * Set up account PIN

### A. P2P Marketplace

#### 1. Overview of the P2P page

Access by selecting **P2P** on the main menu. The P2P interface includes:

* **P2P Marketplace**: Where buy/sell orders from the community are displayed
  * **Buy**
    * Displays a list of sell orders from other users
    * Allows you to search for and select suitable sell orders to buy
  * **Sell**
    * Displays a list of buy orders from other users
    * Allows you to search for and select suitable buy orders to sell

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FBRBR7su9RCK5lLo8DUDW%2F2025-06-22_17-31-04.png?alt=media&#x26;token=537c6aa9-1bee-4adb-b96f-2ca4fa2347c0" alt=""><figcaption></figcaption></figure>

#### 2. **P2P Trading Guide**

**Buy assets:**

> **IMPORTANT NOTES WHEN BUYING:**
>
> ✅ **DO NOT include sensitive content** when transferring funds (strictly avoid terms such as "virtual money", "buy coin", "crypto")
>
> ✅ **Only transfer money to the bank account** displayed in the P2P order
>
> ✅ Press **“I have transferred” and take a clear photo of the payment proof**
>
> ❌ Do not release coins before receiving full funds in your account
>
> ⚠️ Automatically cancels after 15 minutes if no transfer is made

* **Step 1:**
  * Select the "Buy" tab on the main interface
  * Filter and choose a suitable sell order
* **Step 2:** Enter the amount to buy:
  * **Manually enter** the desired amount
  * **Or press the Max button** to automatically select the maximum available purchase amount
  * **Note:** The system will automatically calculate and display **the actual amount you will receive** after conversion at the current rate, including:
    * Currency
    * Input amount
    * Trading fees
* **Step 3:** Confirm transaction information
* **Step 4:**
  * Press the **"Buy"** and **p**proceed to payment according to the buyer/seller's stipulated method
  * Receive the asset after the seller confirms

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FjpmRGjf1oXRlz9yiQ5kM%2F2025-06-22_17-37-15.png?alt=media&#x26;token=921053dc-4d74-41c1-b30c-631063792f86" alt=""><figcaption></figcaption></figure>

**Sell assets:**

* **Step 1:**
  * Select the **"Sell"** tab on the main interface
  * Filter and choose a **suitable buy order**
* **Step 2:** Enter the amount to sell:
  * **Manually enter** the desired amount
  * **Or press the Max button** to automatically select the maximum available sell amount
  * **Note:** The system will automatically calculate and display **the amount you will receive** after conversion at the current rate, including:
    * Currency
    * Input amount
    * Transaction fee (if any)
* **Step 3:**
  * Select **payment method**
  * ***If you already have an account*****:** The list of linked accounts will be displayed automatically → choose the account you want to receive funds into
  * ***If you do not have an account*****:**
    * You need to **"Add bank account"**
    * Go to **Settings/Bank Accounts** to add a new one
    * After adding, return to the order placement page to select the account
* **Step 4:**
  * Press the **"Sell"** to confirm the order
  * **Wait for the buyer to transfer funds** into your account
  * After **received the full amount**, press the **"Confirm receipt of funds"** to release the asset to the buyer

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fs6sqwVTu5dIFB64e8lcx%2F2025-06-22_17-38-47.png?alt=media&#x26;token=5f3ba637-e137-4f1e-a93c-7119e6716f9a" alt=""><figcaption></figcaption></figure>

### **B. P2P Ads (Advertisements)**

#### **1. Overview of the Ads page**

* Where you create and manage personal advertisements
* Allows posting both buy and sell orders
* Displays advertisement status clearly

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FD0Ri2tsbXrd4lxwokEhy%2F2025-06-22_17-47-33.png?alt=media&#x26;token=7505677b-43fe-466d-99ae-d4f9c96bc2f6" alt="" width="238"><figcaption></figcaption></figure>

#### **2. Guide to creating a trading advertisement**

* **Step 1: Set up payment methods**
  * Go to **Advertisement (Ads)** → Select **Add payment method**
  * Fill in bank account information\
    \&#xNAN;*⚠️ Note: Some methods may incur fees and transaction limits - check carefully with the provider*
  * Press **Confirm** to save the settings
    * If the account exists it will be displayed below
    * Click the account to view details and press "**Delete**" if you want to change the account.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FV9xG5XW2j4PldzElWfnJ%2F2025-06-22_17-52-37.png?alt=media&#x26;token=fff01e94-8956-48bf-b287-5afbc34e5b69" alt=""><figcaption></figcaption></figure>

* **Step 2: Create advertisement**
  * Press **Create Ad** → Select type (**Buy/Sell**)
  * Enter information:
    * **Asset**: Type of cryptocurrency (USDT, OFT, ...)
    * **Fiat currency**: VND, USD, ...
    * **Price**: Enter manually or as a % deviation from market
    * **Quantity**: enter transaction quantity
    * **Payment method**: Select from the configured list
* **Step 3: Confirm & activate**
  * Review:\
    ✅ Publicly displayed exchange rate\
    ✅ Correct fund receiving method\
    ✅ Available quantity
  * Press **Create advertisement** → Automatically displayed in **Active**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fkgk8DWQDUwT2xI84yJi1%2F2025-06-22_17-52-37.png?alt=media&#x26;token=24926f5c-77c1-4274-932e-e7bdf552c7a0" alt=""><figcaption></figcaption></figure>

**Management after creation**

* **View history**: Tab ***Completed/Cancelled***

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FHFaKSwaBZ12HuIvTcRDY%2F2025-06-22_17-57-53.png?alt=media&#x26;token=d5fe26a1-e3bd-45c4-84ab-a98801b936ed" alt="" width="235"><figcaption></figcaption></figure>

### C. P2P Order

#### **1. Overview of the Order page**

* A center for managing all transactions
* Classifies orders by status
* Provides tools for dispute resolution

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FNAU4I3EVsaDSEZqJ5Aem%2F2025-06-22_18-10-36.png?alt=media&#x26;token=3e37faaf-765e-4674-86a0-9c60cfb90e41" alt="" width="237"><figcaption></figcaption></figure>

#### **2. Guide to managing transactions after P2P buy/sell**

* **Active Tab**

  * Displays all transactions **not yet completed**:
    * Orders pending payment
    * Orders awaiting confirmation
    * Orders requiring dispute resolution
  * **Actions that can be taken**:

    * Confirm receipt of funds (for sellers) → Press **"Payment received"**

    <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FE9pF6xXBKqWutzYdrRvX%2F2025-06-22_18-11-25.png?alt=media&#x26;token=95d3c07e-5283-4824-809d-0ed36a526771" alt="" width="563"><figcaption></figcaption></figure>

    * Unlock asset after receiving funds → Enter **PIN code** (Set PIN in the Settings menu)
    * Press **"Unlock"**

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FwubwzOt0VTNTEw4fmS4e%2F2025-06-22_18-13-10.png?alt=media&#x26;token=3bd1720a-2e54-4c09-97d7-7c9e6fd08133" alt="" width="239"><figcaption></figcaption></figure>

  * Interact with the counterparty via the **"Chat"**
    * Exchange transaction information
    * Submit transaction evidence
    * When you want to finish, press **"Close"**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F24HRVVUOX8YgsSXc8ta9%2FONFA%20Order%20Active%20Chat.png?alt=media&#x26;token=f241a45c-f959-4c6e-b7eb-dd3009e38345" alt="" width="563"><figcaption></figcaption></figure>

> **Important notes:**
>
> * ❌ Do not use chat to:
>   * Arrange transactions off-platform
>   * Request transfer to an account different from the registered account
>   * Violate ONFA rules/policies

* **Completed Tab**
  * Displays transactions **successful**:
    * Received full funds/assets
    * Confirmed complete by the system
  * **Actions that can be taken**:
    * Review transaction details
    * Press the **"Close"** after viewing details

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FpeIDYYzrjmMPFtFjntho%2F2025-06-22_18-14-28.png?alt=media&#x26;token=91c1a673-9d14-4d44-9c39-7ffc66ab6561" alt="" width="563"><figcaption></figcaption></figure>

* **Cancelled Tab**
  * Transaction **unsuccessful** due to:
    * Automatic cancellation (payment timeout)
    * User-initiated cancellation
    * System cancellation due to violation
  * **Note**:
    * Can view specific cancellation reason
    * Cannot restore a cancelled order

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FrbNgj30iLJrvhrUHBW2p%2F2025-06-22_18-15-19.png?alt=media&#x26;token=55a382a2-e83b-4e41-8663-24b7b8c31b89" alt="" width="563"><figcaption></figcaption></figure>

### D. Notes for new users

#### 1. **Check the counterparty**

* Username
* Number of completed orders
* Ratings from other users
* Payment method

#### 2. **Only release assets after receiving funds**

* Do not trust screenshots of transfers
* Only confirm when funds have arrived in the account

#### 3. **Do not trade outside the platform**

* Avoid being scammed
* Lose system support rights

#### 4. **Pay correctly – in full – clearly**

* Correct amount
* Correct transfer content (if requested)
* Avoid verification errors/delays

#### 5. **Avoid sensitive transfer content**

* Do not use keywords such as: “coin”, “crypto”, “BTC”, …
* Avoid having your bank freeze the account

#### 6. **Complete transactions on time**

* Avoid automatic order cancellation
* Maintain account reputation

#### 7. **Do not cancel orders arbitrarily (seller)**

* Especially after receiving funds
* May be **locked** functions or transaction limits

#### 8. **When there is a dispute or suspicion of fraud**

* Contact the [**ONFA Support**](https://t.me/onfasupport) immediately


# Complaint Handling Regulations

Issuance date: 20/08/2025

## I. Complaints from Buyers

In the event of a dispute, the Buyer must submit a complaint via the ONFA application or official support channels, accompanied by relevant evidence such as receipts or transaction screenshots.

### 1. Order canceled

* If the system automatically cancels an order due to timeout but the Buyer has already paid, ONFA will contact the Seller to request a refund.
* If the Seller refuses to refund, ONFA is not liable for compensation.
* Users who do not cooperate may have their P2P features suspended.
* The Buyer must provide transaction evidence for ONFA to assist with resolution.

### 2. Payment amount does not match

* If the Buyer transfers more than the order amount, ONFA will request that the Seller return the excess.
* If the Seller refuses, the Buyer bears the risk.

### 3. Seller does not release assets in a timely manner

* If the Buyer has paid via an instant payment method but the Seller does not release within 15 minutes → ONFA may release manually.
* If payment is made via a non-instant method → the Seller has 2 business days to confirm. If there is no response, ONFA will assume the Seller has received the funds and may release manually.
* The Buyer must respond promptly if ONFA requests additional information to assist resolution.

### 4. Seller refuses to release

* If the Buyer has paid the correct amount to the correct account name but the Seller intentionally delays or demands a higher price → ONFA will intervene.
* If the price is not lower than 10% below the market (or 5% for orders > USD 1,000), ONFA may release manually.

### 5. Buyer includes sensitive notes when transferring funds

* If the Buyer includes sensitive keywords in the notes such as: *"cryptocurrency", "BTC", "P2P", "ONFA"…* → ONFA may require the Seller to return the funds.
* Any fees incurred during the refund process are borne by the Buyer.

### 6. Use of abusive language

* If the Buyer uses abusive language (in chat, order notes, or when communicating with customer support) two or more times → ONFA may temporarily suspend certain P2P functions.
* Repeated violations may result in permanent P2P account suspension.

**Complaint handling time: ONFA will respond within a reasonable timeframe, depending on the complexity of the case.**

## II. Complaints from Sellers

### 1. Buyer has not paid but clicked "Paid"

* If the Buyer does not provide evidence or cannot be contacted → ONFA will cancel the order.
* The Seller should retain evidence (screenshots, transaction history) to support a complaint.

### 2. Information or amount does not match

* If the Buyer pays into an account other than the designated account → ONFA is not responsible and does not guarantee a refund. The Buyer may be suspended.
* If the Buyer's payment account name does not match KYC → the P2P feature will be suspended. The Seller must return the full amount and provide evidence.
* If the Buyer pays less than the order amount → the Buyer must transfer the shortfall. If the Buyer refuses, the Seller should return the funds received. The Buyer bears all resulting fees.
* If the Seller released assets before receiving full payment → the Seller bears the risk.
* The Seller is responsible for immediately notifying ONFA upon detecting errors to receive timely assistance.

### 3. Seller releases before receiving funds

* The Seller is solely responsible if they release before confirming receipt of funds.
* ONFA is not responsible for any resulting loss.
* To mitigate risk, Sellers should only release after verifying receipt of funds.

### 4. Use of abusive language

1. If the Seller uses abusive language (in chat, notes, or with customer support) two or more times → the account may be suspended.
2. Multiple violations may result in permanent P2P suspension.

### 5. Handling of P2P violations

If a Buyer proactively cancels transactions or has transactions canceled by the Seller due to the Buyer's fault (failure to pay within the specified time) three or more times in the same day while posting or matching P2P advertisements, the account's P2P feature will be suspended for 72 hours to ensure stability, fairness, and to prevent abuse of the system.

## III. Important notes

* ONFA reserves the right to suspend or terminate service provision if the User does not cooperate.
* Users must carefully check prices and terms before placing orders.
* ONFA does not compensate for cases where Users pay incorrectly, fail to follow instructions, or intentionally violate policies.
* Users must respond and provide information promptly when requested by ONFA to ensure expedited handling of complaints.
* Users bear full responsibility for transactions conducted in violation of regulations or arising from subjective errors.


# P2P Trading Regulations

Issuance date: 20/08/2025

This regulation applies to **all ONFA P2P users** who have completed KYC and are not located in restricted jurisdictions.

Objective: To create a secure, transparent, and fair trading environment.

## I. General Provisions & Legal Compliance

1. Users are required to complete KYC and comply with AML/CFT regulations.
2. Users are solely responsible for complying with local laws and tax obligations.
3. Do not transact outside the ONFA platform. ONFA is not liable for any risks arising from off-platform transactions.
4. Do not use multiple accounts to manipulate transactions.
5. Offensive language, spam, and fraud are prohibited.
6. All forms of brokering or inducing transactions off ONFA are prohibited. Violations may result in suspension or account closure.
7. Using multiple accounts, bots, or automated tools to manipulate prices, create false liquidity, or distort the market is prohibited.
8. Users must behave civilly; insulting, threatening, spamming, disseminating false information, or harming the reputation of ONFA or other users is prohibited.
9. ONFA reserves the right to monitor and review P2P transactions to detect, prevent, and address violations.

## II. General Guidelines for Trading

1. Read the advertisement terms carefully before placing an order.
2. Advertisements must be clear, transparent, and not misleading.
3. The payment method must match what is stated in the advertisement.
4. Buyers bear fees charged by banks/payment providers (unless otherwise agreed).
5. It is recommended to use a payment method that displays the payer's name for easier verification.

## III. Rules for Buyers

1. &#x20;Pay the exact amount and within the prescribed time; after transferring, click "Paid."
2. Use an account name that matches the KYC name on ONFA.
3. Do not click "Paid" before transferring funds.
4. If payment has been made but the seller does not release funds → contact the seller directly, then file a complaint if necessary.
5. Buyers who violate the rules → may have P2P privileges frozen or restricted.
6. A buyer who cancels or has three transactions canceled by sellers in one day will be suspended from P2P services for 72 hours.

## IV. Rules for Sellers

1. The receiving payment account must match the KYC name on ONFA.
2. After receiving the full payment → release the asset within 15 minutes.
3. Do not request customer support to cancel an order without the buyer's consent.
4. The price in the matched order is final and not subject to renegotiation.
5. If fees are incurred from third parties, provide clear supporting documentation.
6. Sellers who violate the rules → may have their accounts restricted or closed.

## V. Complaints & Dispute Resolution

### 1. Complaints from Buyers

* Order canceled but payment made → ONFA will contact the seller to request a refund.
* Payment exceeding the order amount → ONFA will assist in contacting the seller to refund the excess; if the seller refuses, the buyer bears the risk.
* Seller does not release funds → ONFA may manually release if the buyer proves payment.
* Seller deliberately forces price changes → ONFA will intervene and may manually release funds.
* Buyer includes sensitive notes → buyer bears any refund fees.

### 2. Complaints from Sellers

* Buyer clicks "Paid" without transferring funds → ONFA may cancel the order; repeated offenses may result in P2P suspension.
* Payment account name does not match KYC → order canceled and buyer is suspended from P2P.
* Insufficient payment → buyer must transfer the remaining amount; if the buyer refuses, the seller should refund the funds.
* Seller releases funds before receiving payment → the seller assumes the risk.

## VI. Guidelines for P2P Merchants

### General Principles

* Honesty – Politeness – Fairness.
* Responsible for the advertisements they publish.
* Make payments, respond, and release funds in a timely manner.
* Do not charge additional fees/commissions outside the system.
* Do not transact outside the ONFA platform.

### Operational Regulations

1. Advertisements must comply with quantity limits and price differentials as regulated.
2. Do not insert links or off-platform information into advertisements.
3. Enable the \[Require additional documents] filter when mandatory.
4. Failure to respond to complaints or having a low completion rate → may result in disqualification.
5. Receiving many negative responses or manipulating the market → permanent disqualification.
6. Respond to complaints promptly and cooperate fully in resolution.

## VII. Security Deposit Assets

### **1. Purpose:**

Ensure transaction safety and provide compensation in cases where a merchant causes damage.

### 2. Partial deductions if a merchant:

* Has a dispute but does not cooperate. "Non-cooperation" may include failing to respond to complaints, not providing evidence when requested, or deliberately delaying dispute resolution.
* Manipulates prices, commits fraud, or provides third-party accounts. This includes placing fake orders to manipulate prices, advertising inaccurate values, or providing incorrect information about payment methods.
* Has a payment account frozen without timely reporting.

### 3. Full forfeiture if a merchant:

* Participates in money laundering/fraud: Includes conducting transactions that show signs of illegal financial activity or being flagged by authorities or banking partners.
* Makes payments that cause multiple user accounts to be frozen. When the system records numerous transactions that lead to the blocking of users' bank accounts.
* Provides forged documents during verification. "Forged documents" include providing false information during KYC or during dispute resolution.

### 4. Return of deposit:&#x20;

Processed within 14–45 working days if all criteria are met and regulations are complied with.

## VIII. Disciplinary Measures

* Warning
* Advertisement removal
* P2P suspension (temporary or permanent)
* Revocation of merchant status
* Deduction or retention of security deposit funds

## IX. Disclaimer

* ONFA is not a party to P2P transactions and only provides an intermediary platform.
* Users are responsible for the legality and risks of their transactions.
* ONFA reserves the right to intervene in disputes but is not obligated to compensate for resulting losses.
* Users must cooperate by providing information and evidence when ONFA assists in dispute resolution; ONFA only provides support within the scope of the platform.


# Beginner's Guide

Issuance date: 20/08/2025

This policy applies to all Users who have completed identity verification (KYC) and are not located in restricted jurisdictions.

## I. Legal Compliance and KYC

1. Users are required to complete KYC (identity verification) before participating in P2P trading on ONFA.
2. Users must cooperate when the Platform requests transaction verification, anti-money laundering (AML), and counter-terrorist financing (CFT) procedures.
3. If a User refuses to provide information or does not cooperate, ONFA reserves the right to restrict or disable the account. Non-cooperative behavior includes failing to respond to requests, not providing verification documents, or intentionally causing delays.
4. Users are solely responsible for ensuring that transactions are lawful under the laws of their place of residence. ONFA is not responsible for the legality of P2P transactions between parties.
5. Users must comply with tax obligations, declarations, and payments arising under applicable local law.

## II. General Trading Guidelines

1. Carefully read the advertisement terms before initiating an order to avoid disputes.
2. Users should verify order details such as price, quantity, and transaction limits prior to initiation.
3. Advertisements must clearly state transaction conditions and use transparent language.
4. The payment method used must match the method specified in the advertisement. If the payment method changes, the Seller must update the information before the order is matched.
5. Do not transact outside the platform (via social networks, chat apps, in person, etc.). ONFA is not responsible for off-platform transactions.
6. Use of obscene or offensive language in chat or notes is prohibited.
7. &#x20;Buyers bear transaction fees charged by banks/payment providers, unless otherwise agreed prior to the start of the order.
8. It is recommended to use a payment method that displays the payer's real name to verify the payer. Otherwise, the Buyer assumes responsibility for any resulting disputes.
9. Users should retain proof of payment to support dispute resolution if a dispute arises.

## III. Guidelines for Buyers

1. Pay the exact amount within the time specified by the order. After transferring funds, click “Paid” to notify the Seller.
2. Payment accounts must have the same name as the name verified on ONFA. Use of third-party accounts may result in P2P functionality being suspended for at least 15 days.
3. Only transfer funds to the Seller’s verified bank account. Do not transfer to third parties.
4. Do not click “Paid” before completing the transfer. Such behavior may lead to account suspension. Repeated violations may result in P2P feature restrictions or permanent account suspension.
5. Comply with the payment method specified by the Seller (for example: fast payment, instant transfer). Failure to comply will leave the Buyer responsible for any resulting risks.
6. If payment has been made but the asset is not received, the Buyer has the right to file a complaint. ONFA will assist in accordance with the complaint resolution procedure. The Buyer must provide transaction evidence to expedite resolution.
7. If the Buyer violates the rules, ONFA reserves the right to freeze the account or restrict P2P functionality.
8. &#x20;The Buyer’s transaction terms must not conflict with this Policy. ONFA reserves the right to refuse assistance if a dispute arises from transaction terms that violate the policy.
9. A Buyer who cancels or is canceled by the Seller for three trades in a single day will be suspended from using the P2P service for 72 hours.

## IV. Guidelines for Sellers

1. The payment receiving account must have the same name as the account verified on ONFA.
2. If a third-party account is provided and a dispute arises, the Seller bears the associated risk.
3. After receiving full payment, the Seller must release the asset within 15 minutes. If unable to release within the specified time due to an incident, the Seller must immediately notify ONFA for assistance.
4. Do not request Customer Support to cancel an order without the Buyer’s consent.
5. The transaction price at the time of matching is final and non-negotiable. Complaints regarding price after matching will not be processed.
6. Sellers must maintain communication (via the registered phone number/email) in the event of a dispute. Sellers must maintain communication (via the registered phone number/email) in the event of a dispute.
7. If fees arise from service providers, the Seller must provide documentation to substantiate them.
8. Advertisement terms must not conflict with this Policy.
9. If a Seller violates the rules, ONFA reserves the right to freeze the account or limit functionality. Repeated offenses may lead to permanent account suspension.

## V. Risks & Disclaimers

1. Users should understand price volatility risk, counterparty risk, and legal risk when engaging in P2P trading. Users should carefully assess risks before trading to mitigate exposure.
2. Users are solely responsible for transaction outcomes and any resulting losses.
3. Sharing personal information (phone numbers, social media, messenger, etc.) in the order chat is prohibited. Sharing personal information outside the platform may lead to fraud or asset loss risks.
4. Using multiple accounts to manipulate transactions is prohibited. If detected, ONFA reserves the right to block all accounts.
5. ONFA is not a party to P2P transactions and bears no financial responsibility for disputes.
6. ONFA reserves the right to cancel transactions or restrict accounts if violations or risks are detected. ONFA may temporarily lock accounts during investigations when signs of abnormal risk are detected.

## VI. Abnormal Behavior & Remedial Measures

All suspected behaviors will be reviewed and addressed after verification to ensure fairness.

ONFA reserves the right to restrict, suspend, or terminate accounts if it detects:

1. Users violating the Policy or failing to cooperate with AML/CFT verification.
2. Indications of fraud, transactions with high-risk platforms, involvement in gambling, or money laundering. Transactions showing unusual signs will be temporarily halted for investigation prior to further action.
3. Using an account on behalf of others, selling, or renting accounts.
4. Receiving or transacting assets from illegal sources.
5. Being identified as participating in or facilitating money laundering.
6. Being subject to a freezing request from judicial authorities.
7. Engaging in fraud, threats, insults, or harassment of other users. Repeated offenses may result in permanent account suspension.

ONFA may apply multiple measures concurrently to mitigate risk and protect users.

Measures may include: warnings, restrictions on P2P rights, closing advertisements, freezing accounts, or permanent suspension.


# Account

Comprehensive control center for managing personal information

Section **Account** serves as the comprehensive management hub for personal information and security on **ONFA Wallet**, comprising the principal functions:

**1. Personal Profile.**

**2. Account Level.**

**3. Affiliate Program.**

**4. 2FA Authentication.**

**5. KYC Verification.**

*Each functional item will be presented in detail in the subsequent sections, including step-by-step instructions and important notes.*


# My Profile

### **1. Account Overview**

Tap the icon **Avatar** in the top-left corner of the screen, select **My Profile**

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FdbbTEE4O7f8uMo5ORZds%2FSizzy-iPhone%2014%20Pro%20onfa.io%2020Jun%2009.41-1.png?alt=media&#x26;token=a6ee72e7-f87f-4c67-bc93-5c2472c050bd" alt="" width="246"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FdMMnI1gSLUuWRbPqqwmF%2FSizzy-iPhone%2014%20onfa.io%2014May%2009.57.png?alt=media&#x26;token=1a9b3ff1-3e2b-4bf8-9a53-db7ddc72a4b7" alt="" width="244"><figcaption></figcaption></figure></div>

Displays full personal information and account status:

* Basic information (Full name, Email, Phone number)
* Registration date and last login
* Current IP address
* Verification status
* Profile picture (can be changed directly)

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FWngXBqzc1irvjxQjSENq%2F2025-06-20_11-28-00.png?alt=media&#x26;token=c4125d2d-9473-433e-80a1-88bd9e2a1fb6" alt="" width="212"><figcaption></figcaption></figure>

### **2. Update Information**

To edit account information, please select the **Settings**, update activities will be performed on this page.\\

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FSaLAuktZgh4Kj3RI1f9a%2FSizzy-iPhone%2014%20onfa.io%2014May%2009.57%20-%20Copy%20(2).png?alt=media&#x26;token=2a4d9b57-91ec-4e13-8f93-e1582fa8b162" alt="" width="244"><figcaption></figcaption></figure>

#### **A. Change Full Name**

1. Access **Settings** → **Account**
2. Press **Change** next to the **Full name**
3. Enter the new name → Authenticate with 2FA code

* Open the authenticator app (such as Google Authenticator) on your phone
* Enter **the 6-digit code** displayed into the field **The 2FA code**.

5. Press **Change your full name** to complete

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FDyfRl6MONLVvQjoB6oIk%2F2025-06-20_11-26-04.png?alt=media&#x26;token=6e03ba5c-4da8-4bce-844a-353a5603b9e7" alt="" width="233"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FR01FvGhthr8ckyXkPHpX%2FSizzy-iPhone%2014%20onfa.io%2014May%2010.00.png?alt=media&#x26;token=e35d2470-5f78-4c95-b60b-7662ebceea6e" alt="" width="244"><figcaption></figcaption></figure></div>

#### **B. Update Phone Number**

1. Select **Phone number verification**
2. Enter the new phone number → Press **Send verification code**

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F8o000m2lHXO1r5Cpidry%2F2025-06-20_11-29-08.png?alt=media&#x26;token=199366fb-a4c7-41cd-9d36-4d6f088eaec5" alt="" width="232"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FC0ALJhh80UyXHYys2Luq%2FSizzy-iPhone%2014%20Pro%20onfa.io%2020Jun%2011.30.png?alt=media&#x26;token=9808e626-fd7d-4ed6-b845-b656f31b7eeb" alt="" width="246"><figcaption></figcaption></figure></div>

3. Enter the 6-digit code received via SMS
4. Press **"Verify"** to complete

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FJFW9XoghJuzDKY9oew0a%2F2025-06-20_11-31-15.png?alt=media&#x26;token=d576e77d-cf8b-4ae7-a82f-af2457170c0a" alt="" width="212"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FBdu6o8DZ9JQLiqDKSRtG%2F2025-06-20_11-34-00.png?alt=media&#x26;token=1f86e83a-55b7-49a1-b28d-bf1740488e33" alt="" width="212"><figcaption></figcaption></figure></div>

#### **C. Change Email**

> **Note: Withdrawals will be disabled for 72 hours after you change your email.**

1. Go to **Security settings**
2. Select **Change Email**
3. Enter the new email + 2FA authentication

* Open the authenticator app (such as Google Authenticator) on your phone
* Enter **the 6-digit code** displayed into the field **The 2FA code**.

4. Check your inbox to confirm

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FbBsH066RM2r6X6sQ5gDv%2F2025-06-20_11-36-39.png?alt=media&#x26;token=31c78083-1091-477a-afb3-80fcb04320f5" alt="" width="235"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FqHgIfQXVaaDC8NFOsNzs%2FSizzy-iPhone%2014%20onfa.io%2014May%2010.00-2.png?alt=media&#x26;token=b9cb9b56-0ac8-49c8-bc7c-fec43b3dd504" alt="" width="244"><figcaption></figcaption></figure></div>

#### **D. Change Password**

> **Note: Withdrawals will be disabled for 72 hours after you change your password.**

1. Press **Change**, open the edit interface
2. Enter current password
3. Set a new password and re-enter the newly set password accurately
4. 2FA authentication

* Open the authenticator app (such as Google Authenticator) on your phone
* Enter **the 6-digit code** displayed into the field **The 2FA code**.

5. Press **"Change password"** to complete

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fgf03eJ2Na3tmv5hhkOL0%2F2025-06-20_11-37-23.png?alt=media&#x26;token=548be6d5-8a3e-429a-b299-5cf3b2faa0da" alt="" width="232"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FgndVq4sl1bBGvKxXhcpw%2FSizzy-iPhone%2014%20onfa.io%2014May%2010.10%20-%20Copy%20(4).png?alt=media&#x26;token=d5ef7c75-e7fe-461a-98a8-2383bb937153" alt="" width="244"><figcaption></figcaption></figure></div>

#### **E. Change PIN**

> **Note: Withdrawals will be disabled for 72 hours after you change your PIN.**

1. Press **Change**, open the edit interface
2. Set **the new PIN** and re-enter the newly set PIN accurately
3. 2FA authentication

* Open the authenticator app (such as Google Authenticator) on your phone
* Enter **the 6-digit code** displayed into the field **The 2FA code**.

4. Press **"Change PIN"** to complete

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVYI1oLEChmJsKg6tCoOw%2F2025-06-20_11-38-21.png?alt=media&#x26;token=eeae24c2-e950-4341-a4eb-e3dae8fe0f7c" alt="" width="232"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FegqTbLnl1fnUfB0RU3uM%2FSizzy-iPhone%2014%20onfa.io%2014May%2010.01.png?alt=media&#x26;token=d6c5c36e-a1ab-493f-8004-f20a82f973c9" alt="" width="244"><figcaption></figcaption></figure></div>

#### **F.** IP address settings

> **Important Note**
>
> 🔐 **Security mechanism:**
>
> * When logging in from an unregistered IP, the system will:
>   1. Send an email containing a verification link
>   2. Only allow login after clicking to confirm
>   3. Record it in the activity history
>
> ⚠ **Recommendations:**
>
> * Only add IP addresses you use regularly
> * Regularly review the IP list
> * Contact support immediately if an unfamiliar IP is detected

**Add New IP Address**

1. Access **Settings** → **the Security section**
2. Select **Manage IP addresses**
3. Press the **Add an IP address**
4. Enter the IP address you wish to add into the corresponding field
5. 2FA Authentication

* Open the Google Authenticator app on your phone
* Enter the current 6-digit code into the field **2FA authentication code**

6. Press **Set the address** to complete

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FlvBrGoC0HqNVJzraTZvO%2F2025-06-20_11-39-22.png?alt=media&#x26;token=af004e7a-f064-4137-95dc-a293d02c05a1" alt="" width="233"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVJO8BYFHjLne4nK06LUc%2FSizzy-iPhone%2014%20onfa.io%2014May%2010.01-1.png?alt=media&#x26;token=d70d0eac-e9e3-477f-a693-5a44bdadb6c4" alt="" width="244"><figcaption></figcaption></figure></div>

**Remove IP Address**

Users can remove an IP address using the **"Delete"**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FpU6ZFi7s5uaMXHFFwLSV%2Fimage.png?alt=media&#x26;token=5fb9216b-9061-4aa7-a8b3-aed1dedc7c4e" alt="" width="375"><figcaption></figcaption></figure>

#### **G. Login Using 2FA**

> **Prerequisites**
>
> ✅ Using a mobile device with an authenticator app installed
>
> ✅ Completed **Google Authenticator setup**

1. Access **Settings** → **the Security section**
2. Enable/Disable the **Login with 2FA**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FT5LXwDracolwktdOxteM%2Fimage.png?alt=media&#x26;token=afe8fb94-09a1-4439-8d00-10a0d4a35fb6" alt=""><figcaption></figcaption></figure>

#### H. Notification Settings

1. Go to **Settings** → **Notification Section**
2. Customize notifications

* **New login:** Enable/disable alerts for new logins
* **New IP:** Receive notification when a new IP address is detected
* **Withdrawals:** Send a verification code when executing a withdrawal request

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FfKtDRdqys2Ar23kgfDw1%2Fimage.png?alt=media&#x26;token=f40209b7-837d-455d-9d54-a3a89b5d9be3" alt="" width="563"><figcaption></figcaption></figure>

#### **I. Activity History**

Allows users to track all activities performed on the account, including:

* Login / logout times.
* Changes to personal information.
* Transactions or actions related to the system.
* Security operations: password changes, enabling/disabling 2FA, updating IP addresses,…

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FG3Nbu0YJoLdhtZQie6vo%2F2025-06-20_11-41-31.png?alt=media&#x26;token=e89aa7c1-528d-4491-980d-fd604782aa96" alt="" width="212"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FxM0fAKyKwp0uFFIZoNr5%2Fimage.png?alt=media&#x26;token=6b823a93-6b54-4f1d-847b-825bd7fa340f" alt="" width="246"><figcaption></figcaption></figure></div>

#### **J. Interface Settings**

**Display Customization**

* Change theme (light/dark/auto)
* Change the system language

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FqitXN6XRUmgV2eQhEKmj%2F2025-06-20_11-43-25.png?alt=media&#x26;token=d668dbaf-86e2-47ae-815d-b23c1e182fff" alt="" width="211"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FwgybviH4Itoo9kU8vfll%2F2025-06-20_11-44-18.png?alt=media&#x26;token=9e8be3c6-6f68-4287-8a61-d18309aa3518" alt="" width="214"><figcaption></figcaption></figure></div>

#### **K. Delete Account**

> **⚠️ Important Warning**
>
> * This action will **permanently delete** all account data
> * Cannot be recovered after completion
> * All balances and transaction history will be removed
>
> **Mandatory Conditions**
>
> ✅ Withdrawn all balances from the account\
> ✅ No pending transactions\
> ✅ Disabled all linked services

1. Go to **Settings** → **Account Closure Section** → Press **Delete**
2. Enter "DELETE" to confirm
3. Enter 2FA code

* Open the Google Authenticator app on your phone
* Enter the current 6-digit code into the field **2FA authentication code**

4. Confirm **"Delete"** to complete

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FEjQdAapg9WKTxCXqpnbe%2F2025-06-20_11-45-44.png?alt=media&#x26;token=3122edb8-79c9-4ae8-8d96-d46f796766f0" alt="" width="563"><figcaption></figcaption></figure>


# Account Level

Account Level System & Benefits

## I. Overview:

The account level page displays your statistical information:

* Current account level.
* Number of OFT, OHO and MTT held.
* Benefit information for your current level includes:
  * **Withdrawals:** Maximum daily withdrawa&#x6C;**.**
  * **Transaction fee:** Percentage reduction in transaction fee&#x73;**.**
  * **Earnings rate:** All asset&#x73;**.**
  * **Earning limits:** Maximum limi&#x74;**.**
  * **Mining commission:** Commission from mining profits.
  * **ONFA Shares:** Additional bonus based on profits.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVp0Mzbedskm54WW8zOAJ%2Faccount%20level.png?alt=media&#x26;token=10791220-5204-47df-8e25-47c1e3ce0572" alt=""><figcaption></figcaption></figure>

The "Account Level" section describes the structure and the service packages that support account upgrades within the system **ONFA Wallet,** including:

1. **Route Hub** – account levels (Leader, Manager, General Manager, President)
2. **Maintenance Plans** – maintenance packages (Subscription)
3. **My Package** – information about the service package the user has subscribed to (the content displayed in the Overview section)

## II. Strategic Member Hierarchy <a href="#ii.-strategic-member-hierarchy" id="ii.-strategic-member-hierarchy"></a>

The system is divided into three main tiers:

1. **Free Account (Free User):** Initial experience level. Maximum withdrawal limit 100 USDT/day. No access to NFT, Mining and deep revenue-sharing programs.
2. **Route Hub Account (Official):** Activated by a one-time fee of 30 USDT and completion of KYC. This is a prerequisite to receive 2-level commissions (F1: 10%, F2: 5%) and to unlock the upgrade packages below.
3. **VIP Account (Level 5 and above):** For strategic partners who meet the required points and asset-holding criteria, entitled to revenue sharing across unlimited tiers.

## III. Route Hub Upgrade Packages <a href="#iii.-route-hub-upgrade-packages" id="iii.-route-hub-upgrade-packages"></a>

### A. Route Hub <a href="#a.-route-hub" id="a.-route-hub"></a>

Route Hub comprises account levels that reflect increasing commitment and privileges provided by the system:

**Overview:**

* **Leader**:
  * Basic privileges, initial commissions and trading limits.
* **Manager**:
  * Enhanced incentives, preferential transaction fees, access to advanced support features.
* **General Manager**:
  * Management of an expanded network, receipt of higher commissions and priority support.
* **President**:
  * Highest level with full privileges, maximum control and comprehensive investment incentives.

> **Note:** Level is assessed according to trading criteria and the quantity of OFT/OHO/MTT held. (Details of each level are provided in the **"Upgrade Conditions"** section of the ONFA Wallet documentation)

#### **1. Leader Package: 30 USDT / one-time activation.**

* **Conditions to maintain or upgrade the account.**
  * Supports up to 4 account tiers.

| Level | Points | OFT holdings | OHO holdings | MTT holdings |
| :---: | :----: | :----------: | :----------: | :----------: |
| **1** |   100  |      500     |   2,000,000  |      10      |
| **2** |   200  |     1,000    |   4,000,000  |      20      |
| **3** |   500  |     2,500    |  10,000,000  |      50      |
| **4** |  1000  |     5,000    |  20,000,000  |      100     |

* **Benefits at each account level.**

  * Withdrawal limit and overnight interest receiving limit are calculated in VNDT.

  <table><thead><tr><th width="114.87109375">Level</th><th width="172.84765625">Withdrawal limit</th><th>Overnight interest limit</th><th>Overnight profit</th></tr></thead><tbody><tr><td>0</td><td>20 Million</td><td>50,000 (VNDT)</td><td>--</td></tr><tr><td>1</td><td>30 Million</td><td>100,000 (VNDT)</td><td>+0.10%</td></tr><tr><td>2</td><td>40 Million</td><td>200,000 (VNDT)</td><td>+0.20%</td></tr><tr><td>3</td><td>50 Million</td><td>500,000 (VNDT)</td><td>+0.30%</td></tr><tr><td>4</td><td>100 Million</td><td>1 Million (VNDT)</td><td>+0.40%</td></tr></tbody></table>

  | Level | Mining commission | Onfa Shares | Exchange fees |
  | ----- | ----------------- | ----------- | ------------- |
  | 0     | 1%                | 5%          | --            |
  | 1     | 2%                | +0.20%      | -0.03%        |
  | 2     | 2%                | +0.20%      | -0.03%        |
  | 3     | 2%                | +0.20%      | -0.03%        |
  | 4     | 2%                | +0.20%      | -0.03%        |
* **Offers from Mettitech Group**

  | Level | Purchase disc. | US scholarship. | Immigration Offers |
  | ----- | -------------- | --------------- | ------------------ |
  | **1** | 5%             | 0.00%           | 0%                 |
  | **2** | 5%             | 0.00%           | 0%                 |
  | **3** | 5%             | 0.00%           | 0%                 |
  | **4** | 5%             | 0.00%           | 0%                 |

  * **Purchase disc.:** Discounts for purchases on the ONFA e-commerce platform.
  * **US scholarship:** Scholarships for international students when studying at IAU University
  * **Immigration Offers:** Reduced fees for U.S. immigration attorneys

#### 2. Manager Package: **100 USDT / one-time activation**

* **Conditions to maintain or upgrade the account**
  * Supports accounts up to 7 levels.

| Level | Points | OFT holdings | OHO holdings | MTT holdings |
| :---: | :----: | :----------: | :----------: | :----------: |
| **1** |   100  |      500     |   2,000,000  |      10      |
| **2** |   200  |     1,000    |   4,000,000  |      20      |
| **3** |   500  |     2,500    |  10,000,000  |      50      |
| **4** |  1,000 |     5,000    |  20,000,000  |      100     |
|   5   |  2,000 |    10,000    |  40,000,000  |      200     |
|   6   | 10,000 |    50,000    |  200,000,000 |     1,000    |
|   7   | 20,000 |    100,000   |  400,000,000 |     2,000    |

* **Benefits at each account level**

  * Withdrawal limit and overnight interest receiving limit are calculated in VNDT.

  <table><thead><tr><th width="81.92401123046875">Level</th><th width="146.921875">Withdrawal limit</th><th>Overnight interest limit</th><th>Overnight profit</th></tr></thead><tbody><tr><td>0</td><td>20 Million</td><td>50,000 (VNDT)</td><td>--</td></tr><tr><td>1</td><td>30 Million</td><td>100,000 (VNDT)</td><td>+0.10%</td></tr><tr><td>2</td><td>40 Million</td><td>200,000 (VNDT)</td><td>+0.20%</td></tr><tr><td>3</td><td>50 Million</td><td>500,000 (VNDT)</td><td>+0.30%</td></tr><tr><td>4</td><td>100 Million</td><td>1 Million (VNDT)</td><td>+0.40%</td></tr><tr><td>5</td><td>200 Million</td><td>2 Million (VNDT)</td><td>+0.50%</td></tr><tr><td>6</td><td>400 Million</td><td>3 Million (VNDT)</td><td>+0.60%</td></tr><tr><td>7</td><td>600 Million</td><td>5 Million (VNDT)</td><td>+0.70%</td></tr></tbody></table>

  <table><thead><tr><th width="82.4375">Level</th><th width="151.88671875">Mining commission</th><th>Onfa Shares</th><th>Exchange fees</th></tr></thead><tbody><tr><td>0</td><td>1%</td><td>5%</td><td>--</td></tr><tr><td>1</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>2</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>3</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>4</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>5</td><td>5%</td><td>+1.00%</td><td>-0.1%</td></tr><tr><td>6</td><td>5%</td><td>+1.00%</td><td>-0.1%</td></tr><tr><td>7</td><td>5%</td><td>+1.00%</td><td>-0.1%</td></tr></tbody></table>
* **Offers from Mettitech Group**

  | Level | Purchase disc. | US scholarship. | Immigration Offers |
  | ----- | -------------- | --------------- | ------------------ |
  | **1** | 5%             | 0.00%           | 0%                 |
  | **2** | 5%             | 0.00%           | 0%                 |
  | **3** | 5%             | 0.00%           | 0%                 |
  | **4** | 5%             | 0.00%           | 0%                 |
  | **5** | 10%            | 20.00%          | 20%                |
  | **6** | 10%            | 30.00%          | 20%                |
  | **7** | 10%            | 40.00%          | 20%                |
* **Purchase disc.:** Discounts for purchases on the ONFA e-commerce platform.
* **US scholarship:** Scholarships for international students when studying at IAU University
* **Immigration Offers:** Reduced fees for U.S. immigration attorneys

#### 3. Package **General Manager: 500 USDT / one-time activation**

* **Conditions to maintain or upgrade the account**
  * Supports accounts up to 9 levels.

<table><thead><tr><th width="88.727294921875" align="center">Level</th><th align="center">Points</th><th align="center">OFT holdings</th><th align="center">OHO holdings</th><th align="center">MTT holdings</th></tr></thead><tbody><tr><td align="center"><strong>1</strong></td><td align="center">100</td><td align="center">500</td><td align="center">2,000,000</td><td align="center">10</td></tr><tr><td align="center"><strong>2</strong></td><td align="center">200</td><td align="center">1,000</td><td align="center">4,000,000</td><td align="center">20</td></tr><tr><td align="center"><strong>3</strong></td><td align="center">500</td><td align="center">2,500</td><td align="center">10,000,000</td><td align="center">50</td></tr><tr><td align="center"><strong>4</strong></td><td align="center">1,000</td><td align="center">5,000</td><td align="center">20,000,000</td><td align="center">100</td></tr><tr><td align="center">5</td><td align="center">2,000</td><td align="center">10,000</td><td align="center">40,000,000</td><td align="center">200</td></tr><tr><td align="center">6</td><td align="center">10,000</td><td align="center">50,000</td><td align="center">200,000,000</td><td align="center">1,000</td></tr><tr><td align="center">7</td><td align="center">20,000</td><td align="center">100,000</td><td align="center">400,000,000</td><td align="center">2,000</td></tr><tr><td align="center">8</td><td align="center">40,000</td><td align="center">200,000</td><td align="center">800,000,000</td><td align="center">4,000</td></tr><tr><td align="center">9</td><td align="center">100,000</td><td align="center">500,000</td><td align="center">2,000,000,000</td><td align="center">10,000</td></tr></tbody></table>

* **Benefits at each account level**

  * Withdrawal limit and overnight interest receiving limit are calculated in VNDT.

  <table><thead><tr><th width="81.72723388671875">Level</th><th>Withdrawal limit</th><th>Overnight interest limit</th><th>Overnight profit</th></tr></thead><tbody><tr><td>0</td><td>20 Million</td><td>50,000 (VNDT)</td><td>--</td></tr><tr><td>1</td><td>30 Million</td><td>100,000 (VNDT)</td><td>+0.10%</td></tr><tr><td>2</td><td>40 Million</td><td>200,000 (VNDT)</td><td>+0.20%</td></tr><tr><td>3</td><td>50 Million</td><td>500,000 (VNDT)</td><td>+0.30%</td></tr><tr><td>4</td><td>100 Million</td><td>1 Million (VNDT)</td><td>+0.40%</td></tr><tr><td>5</td><td>200 Million</td><td>2 Million (VNDT)</td><td>+0.50%</td></tr><tr><td>6</td><td>400 Million</td><td>3 Million (VNDT)</td><td>+0.60%</td></tr><tr><td>7</td><td>600 Million</td><td>5 Million (VNDT)</td><td>+0.70%</td></tr><tr><td>8</td><td>1 Billion</td><td>10 Million (VNDT)</td><td>+0.80%</td></tr><tr><td>9</td><td>3 Billion</td><td>50 Million (VNDT)</td><td>+0.90%</td></tr></tbody></table>

  <table><thead><tr><th width="89">Level</th><th>Mining commission</th><th>Onfa Shares</th><th>Exchange fees</th></tr></thead><tbody><tr><td>0</td><td>1%</td><td>5%</td><td>--</td></tr><tr><td>1</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>2</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>3</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>4</td><td>2%</td><td>+0.20%</td><td>-0.03%</td></tr><tr><td>5</td><td>5%</td><td>+1.00%</td><td>-0.1%</td></tr><tr><td>6</td><td>5%</td><td>+1.00%</td><td>-0.1%</td></tr><tr><td>7</td><td>5%</td><td>+1.00%</td><td>-0.1%</td></tr><tr><td>8</td><td>10%</td><td>+2.00%</td><td>-0.15%</td></tr><tr><td>9</td><td>10%</td><td>+2.00%</td><td>-0.15%</td></tr></tbody></table>
* **Offers from Mettitech Group**

  <table><thead><tr><th width="92.63629150390625">Level</th><th>Purchase disc.</th><th>US scholarship.</th><th>Immigration Offers</th></tr></thead><tbody><tr><td><strong>1</strong></td><td>5%</td><td>0.00%</td><td>0%</td></tr><tr><td><strong>2</strong></td><td>5%</td><td>0.00%</td><td>0%</td></tr><tr><td><strong>3</strong></td><td>5%</td><td>0.00%</td><td>0%</td></tr><tr><td><strong>4</strong></td><td>5%</td><td>0.00%</td><td>0%</td></tr><tr><td><strong>5</strong></td><td>10%</td><td>20.00%</td><td>20%</td></tr><tr><td><strong>6</strong></td><td>10%</td><td>30.00%</td><td>20%</td></tr><tr><td><strong>7</strong></td><td>10%</td><td>40.00%</td><td>20%</td></tr><tr><td><strong>8</strong></td><td>15%</td><td>50.00%</td><td>30%</td></tr><tr><td><strong>9</strong></td><td>15%</td><td>70.00%</td><td>30%</td></tr></tbody></table>
* **Purchase disc.:** Discounts for purchases on the ONFA e-commerce platform.
* **US scholarship:** Scholarships for international students when studying at IAU University
* **Immigration Offers:** Reduced fees for U.S. immigration attorneys

#### 4. President Package: **1000 USDT / one-time activation**

* **Conditions to maintain or upgrade the account**
  * Supports accounts up to 10 levels.

| Level |  Points | OFT holdings |  OHO holdings | MTT holdings |
| :---: | :-----: | :----------: | :-----------: | :----------: |
| **1** |   100   |      500     |   2,000,000   |      10      |
| **2** |   200   |     1,000    |   4,000,000   |      20      |
| **3** |   500   |     2,500    |   10,000,000  |      50      |
| **4** |  1,000  |     5,000    |   20,000,000  |      100     |
|   5   |  2,000  |    10,000    |   40,000,000  |      200     |
|   6   |  10,000 |    50,000    |  200,000,000  |     1,000    |
|   7   |  20,000 |    100,000   |  400,000,000  |     2,000    |
|   8   |  40,000 |    200,000   |  800,000,000  |     4,000    |
|   9   | 100,000 |    500,000   | 2,000,000,000 |    10,000    |
|   10  | 200,000 |   1,000,000  | 4,000,000,000 |    20,000    |

* **Benefits at each account level**

  * Withdrawal limit and overnight interest receiving limit are calculated in VNDT

  | Level  | Withdrawal limit | Overnight interest limit | Overnight profit |
  | ------ | ---------------- | ------------------------ | ---------------- |
  | **0**  | 20 Million       | 50,000 (VNDT)            | --               |
  | **1**  | 30 Million       | 100,000 (VNDT)           | +0.10%           |
  | **2**  | 40 Million       | 200,000 (VNDT)           | +0.20%           |
  | **3**  | 50 Million       | 500,000 (VNDT)           | +0.30%           |
  | **4**  | 100 Million      | 1 Million (VNDT)         | +0.40%           |
  | **5**  | 200 Million      | 2 Million (VNDT)         | +0.50%           |
  | **6**  | 400 Million      | 3 Million (VNDT)         | +0.60%           |
  | **7**  | 600 Million      | 5 Million (VNDT)         | +0.70%           |
  | **8**  | 1 Billion        | 10 Million (VNDT)        | +0.80%           |
  | **9**  | 3 Billion        | 50 Million (VNDT)        | +0.90%           |
  | **10** | 5 Billion        | 100 Million (VNDT)       | +1.00%           |

  | Level  | Mining commission | Onfa Shares | Exchange fees |
  | ------ | ----------------- | ----------- | ------------- |
  | **0**  | 1%                | 5%          | --            |
  | **1**  | 2%                | +0.20%      | -0.03%        |
  | **2**  | 2%                | +0.20%      | -0.03%        |
  | **3**  | 2%                | +0.20%      | -0.03%        |
  | **4**  | 2%                | +0.20%      | -0.03%        |
  | **5**  | 5%                | +1.00%      | -0.1%         |
  | **6**  | 5%                | +1.00%      | -0.1%         |
  | **7**  | 5%                | +1.00%      | -0.1%         |
  | **8**  | 10%               | +2.00%      | -0.15%        |
  | **9**  | 10%               | +2.00%      | -0.15%        |
  | **10** | 15%               | +3.00%      | -0.2%         |
* **Offers from Mettitech Group**

  | Level  | Purchase disc. | US scholarship. | Immigration Offers |
  | ------ | -------------- | --------------- | ------------------ |
  | **1**  | 5%             | 0.00%           | 0%                 |
  | **2**  | 5%             | 0.00%           | 0%                 |
  | **3**  | 5%             | 0.00%           | 0%                 |
  | **4**  | 5%             | 0.00%           | 0%                 |
  | **5**  | 10%            | 20.00%          | 20%                |
  | **6**  | 10%            | 30.00%          | 20%                |
  | **7**  | 10%            | 40.00%          | 20%                |
  | **8**  | 15%            | 50.00%          | 30%                |
  | **9**  | 15%            | 70.00%          | 30%                |
  | **10** | 20%            | 100.00%         | 40%                |

  * **Purchase disc.:** Discounts for purchases on the ONFA e-commerce platform.
  * **US scholarship:** Scholarships for international students when studying at IIAU University
  * **Immigration Offers:** Reduced fees for U.S. immigration attorneys

### B. Maintenance Plans

**Maintenance Plans** help users maintain system access and ensure continuous operation of features across each cycle.

We offer two flexible options:

* **Monthly plan**: Suitable for new or trial users.
* **Annual plan**: Cost-optimized, accompanied by extended benefits and prioritized support.

Maintaining a plan will ensure you remain connected to the system, retain benefits and the ability to participate in community support programs.

> **Note:** Maintenance plans are applied for a defined term, and benefits will be renewed according to the registered cycle.

{% hint style="info" %}
The system will evaluate your account level, status and conditions; when the account satisfies any of the above criteria it will be upgraded, otherwise it will be automatically downgraded.
{% endhint %}


# Route Hub

This section provides detailed information on activating Route Hub Packages.

### A. How to Activate Upgrade Packages

1. **Access the Account Level section**

   * Log in to your ONFA account.
   * Select **"Account Level"** from the main menu.

   <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F6kax7vhKP4GC2ekamIPp%2FSizzy-iPhone%2014%20onfa.io%2014May%2009.57%20-%20Copy%20(1).png?alt=media&#x26;token=b067c367-1547-440c-9131-2c420ec27cde" alt="" width="244"><figcaption></figcaption></figure>
2. **Select an upgrade package**

   * **Routehub:** Choose one of the four packages (Leader/Manager/General Manager/President).
   * **Or Maintenance Plan:** Choose a 1-month or 1-year package.
   * Press the **"Upgrade"**.

   <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FQm0EH2E69phF6KsurSWm%2F2025-06-20_14-54-53.png?alt=media&#x26;token=ae9e435a-ee36-43c3-92a6-f8021e31ba2e" alt="" width="216"><figcaption></figcaption></figure>
3. **Confirm payment**
   * The system displays a notification modal.
   * Select **payment method** (Main Wallet or Sponsorship Wallet).
   * Press **"Activate"** to complete.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FCFyLawuWKW3XwHHl5KZj%2F2025-06-20_15-07-14.png?alt=media&#x26;token=be0d4067-39f5-421b-8361-22f4098d31ef" alt="" width="239"><figcaption></figcaption></figure>

> *Note*
>
> * The package fee will be deducted directly from the wallet.
> * The package becomes effective immediately after successful payment.

### **B.** How to Receive Route Hub Rewards

1. **Access the Account Level section**

* Log in to your ONFA account
* Open the main menu and select **"Account Level"**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FOaXxgK85Gu2vKkrJGGkw%2Fimage.png?alt=media&#x26;token=72b90733-a41d-42d1-bdc8-d4bd1d21ae20" alt="" width="244"><figcaption></figcaption></figure>

2. **Go to the Upgrade section**

* On the Account Level page, scroll to the bottom
* Find and select **"Upgrade"**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVZT6AQD5GkU0xLfFzn3Z%2F2025-06-20_15-08-10.png?alt=media&#x26;token=5da83253-e9eb-4f7d-9029-5ed51788a8b3" alt="" width="213"><figcaption></figcaption></figure>

3. **Claim Rewards**

* At the top of the Route Hub page, you will see:
  * A progress bar showing a $30 reward pool for 50,000 recipients
  * A button **"Claim Reward"** (will light up when you are eligible)
* Click the button **"Claim Reward"** to claim 30 USDT

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fg1ECwYKvt6xecs303LPB%2F2025-06-20_15-09-31.png?alt=media&#x26;token=52882d9e-23e8-453e-ab5f-eab0bfa888c3" alt="" width="212"><figcaption></figcaption></figure>

> **IMPORTANT NOTE:**
>
> * The 30 USDT reward will be transferred to **Sponsorship Wallet** of yours
> * When activating Route Hub, select **Sponsorship Wallet** as the payment method
> * The number of rewards is limited (50,000 slots), please claim early


# Maintenance Plans

### A. Maintenance Plans (Maintenance Plans)

**Maintenance Plans** allow users to continue using the system's full functionality for a specified period.

**1-month Plan**

* **Activation fee:** 20 USDT / one-time
* **Benefits:**
  * Activated for 30 days
  * Maintain system access
  * Basic Affiliate support
* **Validity:** 30 days from the activation date

**1-year Plan**

* **Activation fee:** 200 USDT / one-time
* **Benefits:**
  * Maintain access for 365 days
  * Save 40 USDT compared to monthly subscription
  * Priority support & activation of extended features

> **Note:** The maintenance plan has a specific term and will automatically update benefits throughout the effective period.


# Referral Program

ONFA Referral Program - Earn with the community

## A. Program Overview

Join the Affiliate program now to:

* Receive **attractive commissions** from each successful referral.
* Enjoy **multi-tier rewards** by rank.
* Opportunity to expand your network **up to 100,000 people.**

> **Outstanding advantages:**\
> ✔ Automated and transparent commissions.\
> ✔ Exponentially increasing income.\
> ✔ Unlimited earning potential.

## **B. How to Participate**

**Step 1:** Activate the **Route Hub** package (required).\
**Step 2:** Go to **"Refer Friends"** in Account Levels.\
**Step 3:** Click **"Invite Now"** and share your unique link.

**Kick-off incentive:**\
🎁 Receive **50,000 VNDT** when the invitee completes account verification.

{% hint style="info" %}
Note: This 50,000 VNDT grant is sent to the Income Wallet to accrue Overnight Interest daily. This amount can be withdrawn when the account reaches at least level 1.
{% endhint %}

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FEO06H5v6ki34yX6qFhns%2F2025-06-20_15-11-38.png?alt=media&#x26;token=eb89a5a0-86e4-4cd2-bcc5-ecf1015f83aa" alt="" width="234"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F7LF9Tfai013nQBR9m1bO%2F2025-06-20_15-12-46.png?alt=media&#x26;token=9a006d4a-7757-4047-bc4c-a6d74f24ab60" alt="" width="237"><figcaption></figcaption></figure></div>

## **C.** Activate the ONFA Referral Program

1. **Identity verification:**

* **Complete KYC verification** (ID card/Citizen ID + face).
* **Receive 50,000 VNDT immediately** into the Income Wallet after successful verification.

2. **Invite friends to join:**

* **Method 1:** Share **your referral link** personally.
* **Method 2:** Use **a QR code** (download from the Referral page).
* **Method 3:** Send **your referral code** directly to the participant.

> *(Note: The invitee must enter your code during registration)*

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FErIGCRpf5CXrrFXn8AHR%2F2025-06-20_15-13-52.png?alt=media&#x26;token=3c142161-5c55-40da-b051-9638a07ec594" alt="" width="212"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FK3h7sdnd9cn4t83EF3Nw%2F2025-06-20_15-14-49.png?alt=media&#x26;token=956572f7-54a3-4746-90b9-11277393fb91" alt="" width="210"><figcaption></figcaption></figure></div>

3. **Guide friends to complete verification:**

* Invitees need to **complete KYC verification** (same as Step 1).
* You will immediately receive **1 OFT** for each person who completes it.

4. **Receive rewards when friends activate Route Hub:**

* **Conditions:** Minimum **5 people** successfully activated.
* **OFT milestone rewards** (applies cumulatively):

| Number of friends (Route Hub activations) | OFT reward (Cumulative) |
| ----------------------------------------- | ----------------------- |
| 5 Friends&#xD;                            | 10 OFT                  |
| 10 Friends                                | 25 OFT                  |
| 50 Friends                                | 100 OFT                 |
| 500 Friends                               | 1,000 OFT               |
| 10,000 Friends                            | 25,000 OFT              |
| 100,000 Friends                           | 250,000 OFT             |

## **D. Track Progress**

1. Go to **Friends List** to check:
   * Who has verified/Activated Route Hub.
   * Number of OFT rewards received.
2. Rewards are automatically transferred to **the OFT Wallet** of yours

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FCtkVYoCPpAhsJLjRBYjX%2F2025-06-20_15-16-15.png?alt=media&#x26;token=a2d4433d-2c48-491a-91b4-fbef8966fb2a" alt="" width="237"><figcaption></figcaption></figure>

> #### **IMPORTANT NOTE**
>
> * Rewards **are only counted when the invitee completes KYC and activates Route Hub** using personal funds, not merely using Route Hub support from Mettitech Group Holdings.
> * Each milestone is rewarded **once only.**
> * Use OFT rewards to:
>   * Upgrade your account.
>   * Trade on the exchange.

## E. Information on Commission & Revenue Sharing Policy

From January 26, 2026, ONFA officially implements a new mechanism focused on transparency and the community's actual contributions:

#### **1. Connection Commission Mechanism (For Standard Route Hub Users)**

This mechanism applies only within a 2-level connection scope:

* Level 1 (Direct Referral): 10%.
* Level 2 (Indirect Referral): 5%.&#x20;

#### **2. Performance Bonus (For VIP Partners - Level 5 and above)**

The scope for recognizing contributions is expanded according to the depth of the customer connection system:

* **Level 5 - Level 8:** Additional bonus 0.5% (Up to 15 connection levels).
* **Level 9:** Additional reward of 1% (Up to 25 connection levels).
* **Level 10:** Additional reward of 1.5% (Up to 35 connection levels).
* **Level 11:** Additional reward of 2.0% (Up to 45 connection levels).
* **Level 12:** Additional reward of 3% (Unlimited connection levels).

#### **3. Operating & System Maintenance Fee Structure**

* **Route Hub Fee (Activation):** 30 USDT (One-time charge to establish official membership status and to be eligible for revenue sharing).
* **Maintenance Fee (Sustainment):** 20 USDT/month.
  * ***Conditions for charging:*** Applied only when the account engages in actual service activities such as purchasing NFTs, making Savings deposits, investing, etc.
  * ***Exemptions:*** The system does not charge fees if the account is inactive and generates no transactions.


# Google Authentication

Enhanced security - Protect assets

> **🔒 Why enable 2FA?**
>
> * Enhance the security of your ONFA account
> * Prevent unauthorized access even if the password is compromised
> * Require entry of an OTP from the application each time you log in

## How to Configure 2FA?

1. **Install an authenticator application**

* Download **Google Authenticator** from:
  * [App Store](https://apps.apple.com/app/google-authenticator/id388497605) (iOS)
  * [Google Play](https://play.google.com/store/apps/details?id=com.google.android.apps.authenticator2) (Android)
* Open the application → Select **"+"** → Select **"Scan QR code"** or **"Enter setup key"**

2. Log in to ONFA → Go to **"Google Authentication (2FA)"**
3. Scan **the QR code** displayed on the ONFA screen using the Authenticator application\
   \&#xNAN;*(Or manually enter the provided key if scanning is not possible)*

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fh5cKDbrWLeHjwdpP1qJ5%2F2025-06-20_15-18-31.png?alt=media&#x26;token=a6a88ebb-c4de-4bc6-a906-631cc86494c1" alt="" width="375"><figcaption></figcaption></figure>

4. **Obtain the authentication code**

* The application will display **a 6-digit code** (changes every 30 seconds)
* Enter this code into the field **"Google authentication code"** on ONFA

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FgJwMxYWzfKAOlVSgSCnD%2F2025-06-20_15-24-52.png?alt=media&#x26;token=3caa1f29-0ff6-4330-8ec4-f66b0c4d1eb9" alt=""><figcaption></figcaption></figure>

5. Press **"Enable Two-Factor Authentication"** to complete

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F9fY595fa0teeUmsUOapg%2F2025-06-20_15-25-46.png?alt=media&#x26;token=5fa69b9e-c953-495a-aa4a-4d587e83c11c" alt="" width="237"><figcaption></figcaption></figure>

> **⚠️ IMPORTANT NOTICE**
>
> * The 2FA code **is valid for 30 seconds only** - enter it promptly to avoid errors
> * If the code expires, wait for a new code to appear in the application
> * **Store the backup code** (backup code) in a secure location in case of device loss
> * Do not share your 2FA code with anyone


# Account Verification (KYC)

Ensure transparency and protect user accounts

> **🔍 WHY IS KYC VERIFICATION NECESSARY?**
>
> * Ensure **transparency** and **security** of transactions
> * Unlock **full functionality** on the platform
> * Receive **priority support** when necessary
> * Required for **withdrawals/account upgrades**

## **A. Personal Verification**

#### **Step 1: ONFA Wallet Main Menu -> Account Verification.**

<figure><img src="/files/giOqUDJgbbhfsxoY7Kk4" alt="" width="246"><figcaption></figcaption></figure>

1. Go to **"Personal Account Verification"** and click the **"Start Verification" button.**

> With the new KYC (account verification) system, users no longer need to manually enter information and wait for the verification request to be approved. Once successful, users can conveniently and quickly use a verified account.

<figure><img src="/files/jzchDNpDkAgwXqAn7pQz" alt="" width="183"><figcaption></figcaption></figure>

2. **Click "Agree and Continue".**
3. **Select the supported document type:**

* Citizen ID Card / State ID.
* Passport.
* Driver's License / Driving Permit.
* Residence Permit / Temporary Residence Card.

4. **Select the country.**

<figure><img src="/files/eCo6ntJsl8T0ARHGr0NL" alt="" width="563"><figcaption></figcaption></figure>

#### **Step 2: Upload verification images**

1. Front side of the document (clear number, photo, and information).
2. Back side of the document (still valid).
3. Portrait photo.

* Requirements:
  * Image **clear**, unedited.
  * **Supported files:** JPG, JPEG, PNG, WEBP, TIFF, PDF - under **10 MB**.

<figure><img src="/files/3IvC8cIAowV01vgS9oXn" alt="" width="295"><figcaption></figcaption></figure>

4. Click **"Submit Request".**
5. **Time - effective immediately.**

## **B.** Business Verification

#### **Step 1: Fill in company information**

1. Select verification type **"Enterprise".**
2. Enter accurately:

   * **Company name** (as per Business Registration Certificate).
   * **Tax identification number.**
   * **Issue date/expiry date.**

   <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FIxFww3iTDi5RIp1sa1Gu%2Fimage.png?alt=media&#x26;token=8c0d9317-fa98-4e1d-9bd0-e7d5274b5cd3" alt=""><figcaption></figcaption></figure>

> **Note:** Use **Business registration certificate.**

#### **Step 2: Upload Business Registration Certificate images**

1. Front side of the Business Registration Certificate.
2. Back side of the certificate (if it contains information).

* Requirements:

  * Photos **well lit**, not cropped.
  * Clearly display **stamps/signatures.**

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FxZ7sjtaDt7xvf5YgYh6r%2F2025-06-20_15-31-45.png?alt=media&#x26;token=31b81911-06ba-48e8-b34d-49d612a5e269" alt="" width="213"><figcaption></figcaption></figure>

3. Press **"Submit request"**

⏳ \*Review time: 24 - 36 hours on business days\*

> **⚠️ IMPORTANT NOTICE**
>
> * Only use **genuine documents** of you/the company.
> * **Not accepted**: Blurry photos, expired documents, mismatched information.
> * Contact support if review time is exceeded.


# ONFA Features

#### **1. Airdrop**

Free token distribution for the community, allowing users to easily access and experience the ONFA ecosystem from the very beginning.

#### **2. Launchpad**

A platform that supports new projects to launch their tokens, giving users the opportunity to invest early in promising projects within the ONFA ecosystem.

#### **3. NFT Mining**

A digital asset mining mechanism through NFTs, where users can own NFTs and earn OHO tokens as rewards, combining blockchain technology with digital collectibles.

#### **4. ONFA Stake**

A staking feature that lets users lock their tokens to earn regular rewards, maximizing returns while contributing to network stability.

#### **5. Earning**

Flexible earning programs that allow users to generate profits by engaging in various activities across the ONFA ecosystem.

#### **6. Savings**

A secure saving solution with attractive interest rates, enabling users to deposit tokens and receive passive returns over time.

#### **7. ONFA Share**

A profit-sharing mechanism for holders of ONFA Share, serving as a form of digital equity within the ecosystem.

#### **8. O-Wheel**

An entertaining lucky spin game where users can test their luck and win valuable rewards in ONFA tokens.


# Airdrop

Token reward program distributed directly to users' wallets.

#### **GET INSTANT BENEFITS WITH AIRDROP – START YOUR EXPERIENCE JOURNEY**

**Airdrop** is a program that distributes cryptocurrency rewards directly to the user’s main wallet – a quick and compelling way to kickstart your journey in the ecosystem. With a simple unlocking mechanism and **flexible reward packages**, users can easily access various incentives from the very beginning.

> **Note:** To be eligible, new users need to **complete KYC and unlock their account**.

In this section, you will see:

* Detailed introduction to the Airdrop feature
* Instructions for unlocking and receiving rewards
* Airdrop packages and applicable conditions
* How to track related token burn activities

### A. Detailed introduction to the Airdrop feature

* To begin, simply select the **Airdrop** from the menu bar.
* The Airdrop interface will display all ongoing unlockable programs, along with detailed information about the rewards you can receive.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FtDaPcydooNvh3quD6jsJ%2F2025-06-20_15-33-18.png?alt=media&#x26;token=0d09bcf9-a4ae-421f-928e-1ac70be8b59e" alt="" width="375"><figcaption></figcaption></figure>

* Scroll down to find two important sections:

  * **Reward receipt history**: Records all Airdrops you have received.
  * **OFT burn history**: Tracks the corresponding token burn events after receiving rewards, ensuring transparency and supply control.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FP152UshL3Gon1ZPqWwhy%2F2025-06-20_15-35-58.png?alt=media&#x26;token=0c7380d6-4d17-4342-b378-b59447deea8b" alt=""><figcaption></figcaption></figure>

### B. How to unlock and receive Airdrops

**Step 1: Complete Email and Account verification (KYC)**

* Go to **My account** from the main menu bar.
* Here, you will see the verification status of your personal information.
* Proceed to verify your Email, account information, and identity as instructed to ensure eligibility for the program.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVolcLm0ofLkEDEyjpeCA%2FAirdrop%20ONFA.png?alt=media&#x26;token=2455fb10-9219-434d-b899-9ca1c0a63343" alt=""><figcaption></figcaption></figure>

**Step 2: Activate your ONFA Chain wallet address**

* On the navigation bar, select **Wallet**.
* Click the **Receive**button, then:
  * Select the asset type **OFT (ONFA Token)**.
  * Select **ONFA Chain network** to display the wallet address.
* Wallet **ONFA Chain** your will be automatically activated and linked to the account.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Ffij4kEucbrksfVrSSIbt%2F2025-06-20_15-37-03.png?alt=media&#x26;token=4f606fce-6139-42ef-a64a-0576fa9ad890" alt=""><figcaption></figcaption></figure>

**Step 3: Receive Airdrop – Free OHO**

* After **com** **plet** **ing KYC**, go to **Airdrops** on the main interface.
* Press the **Receive now** button in the **Receive ONFA Hope for free** section to activate the reward.
* The reward will be transferred directly to your **ONFA Chain wallet** .

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F57znj2HJa9tuCYvq06GW%2FAirdrop%20ONFA%202.png?alt=media&#x26;token=3cef7458-22f5-4cdd-b636-f44852605b82" alt=""><figcaption></figcaption></figure>

### C. Reward packages and terms of use

#### **1. Pi Coin**

| Package | Activation fee                       | Claim frequency     | Pi amount per claim |
| ------- | ------------------------------------ | ------------------- | ------------------- |
| Basic   | 10 OFT                               | Once every 24 hours | 0.002 Pi            |
| Premium | <p>+ 50 OFT</p><p>(total 60 OFT)</p> | Once every 8 hours  | 0.008 Pi            |

#### **2.** How to Activate

* Go to **Airdrops** from the main menu.
* Select the package **"Receive free Pi coin with 10 OFT"** and press **Unlock**.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FbFiW1eCYK9vDddyLb4oY%2Fimage.png?alt=media&#x26;token=b8213653-3fb1-4c66-bf86-0cc9a04344e3" alt="" width="563"><figcaption></figcaption></figure>

* After activating the Basic package, you will receive **0.002 Pi coin** immediately. The next reward will be available every **24 hours**.
* Users can upgrade to the **Premium Package** by paying an additional **50 OFT** to receive a reward of **0.008 Pi coin** every **8 hours**.

#### **3.** Track Reward History

* Scroll down in the Airdrops interface to view:
  * **Reward receipt history**
  * **OFT burn history**
* Information includes:
  * **Username**
  * **Package name**
  * **Amount received**
  * **Hash**
  * **Date received**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FrSz46MXIA2EZhjolCTjX%2F2025-06-20_15-41-56.png?alt=media&#x26;token=604d0f31-69ce-4987-bdc8-34895fd1f33a" alt=""><figcaption></figcaption></figure>

* To track burn activity

  * Click directly on the **hash** in the history to check details on the blockchain

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FLlDOo5iBeMOnpZdoTXX0%2F2025-06-20_15-42-36.png?alt=media&#x26;token=e72de46c-422e-45a0-b912-995f517e39dc" alt="" width="331"><figcaption></figcaption></figure>

> ⚠️ **Important note**
>
> ❗ The activation fee will be **fully burned** on **BSC** **(Binance Smart Chain)**\
> ❗ Reward tokens are transferred directly to **ONFA Chain wallet**\
> ❗ Each **Pi coin** package requires separate activation\
> ❗ **ing KYC** is **man** **datory** for all types of Airdrops

{% hint style="info" %}
**Tip:** Check the Airdrops page regularly to avoid missing new distributions!
{% endhint %}


# Launchpad

Official Token Launch Program at ONFA.

**ONFA Launchpad** is the official token sale platform of **ONFA**, providing early investment opportunities in promising projects at preferential prices.

**Projects issued:**

* ONFA Token (Stage 1, 2, 3)
* ONFA Gold.
* METTI Token.
* And many other projects in successive sale rounds....

**Organization & Credibility**

* Organized by **the developer or managing company**, ensuring transparency.
* Officially issued tokens, not third-party pre-sale offerings.

**Benefits of participation.**

✅ **Early access** – Purchase tokens at an early stage at the most favorable price.\
✅ **High profit potential** – Many projects have the potential to appreciate after listing.\
✅ **Limited time** – Each Launchpad round is open only for a fixed period and is not repurchased after conclusion.\
✅ **Continuous updates** – New projects are continually available, enabling investors not to miss opportunities.

**Why participate?**

* Become a part of **the growing ONFA community** that is expanding robustly.
* Optimize returns by purchasing tokens at the earliest stage.
* Secure and transparent, with no concerns about risks from unofficial sale rounds.

> **📌 Note:**
>
> * Each Launchpad round has **a limited quantity**, so consider participating early.
> * Follow announcements from ONFA to avoid missing new sale rounds.

### A. Feature introduction

* **How to access**: Select the **Launchpad** item on the main menu bar
* **Interface displays**:
  * Tab **Active**: Displays the coin sale programs currently open
  * Tab **Completed**: View programs that have concluded

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F37Mzg8FVsetu6XABAeVC%2F2025-06-20_15-44-39.png?alt=media&#x26;token=23e7f6b0-0f28-4670-bdee-aca1c9825d89" alt=""><figcaption></figcaption></figure>

### **B. Main activities**

#### **1. View program details**

* **How to proceed**: Press the **View details** button under each program
* **Displayed information**:
  * Operational status (Ongoing/Concluded)
  * Schedule:
    * Start/end dates
    * Final token distribution time
  * Action items: Transaction history, Purchase coin.

> **Important notes:**
>
> * Payment is not executed immediately after conclusion
> * Payments will be made in batches or according to a predetermined schedule

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FPf3luvazzPrdYbyPlnTV%2F2025-06-20_15-46-34.png?alt=media&#x26;token=49764f26-b614-49e2-b41a-65b68b0c9674" alt="" width="235"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fh7BwFRvezJxAiwOuNNRw%2Fimage.png?alt=media&#x26;token=403c2880-9df3-441e-9b45-cca65804332a" alt="" width="246"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FDe29VdwtdqAaKmfZjPYq%2Fimage.png?alt=media&#x26;token=73e29a4a-29ce-48b7-a458-e79d4a80d9b5" alt="" width="246"><figcaption></figcaption></figure></div>

#### **2. Check transaction history**

* **How to view**: Select **View transaction history**
* **Displayed information**:
  * Number of Tokens held
  * Total amount paid
  * Token information details

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FnQylGBufyFV3uhHk3L9O%2Fimage.png?alt=media&#x26;token=08522675-7091-4a7c-a92f-3aecc5e0245e" alt="" width="248"><figcaption></figcaption></figure>

#### **3. Execute Token purchase**

* **How to purchase**: Press **Purchase token** on the detail page
* **Cases**:
  * Within validity: Display the **Buy** button with full information
  * Expired: Display the message "Program has concluded"

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fn07MyfqOzodmyZSyeqUi%2Fimage.png?alt=media&#x26;token=1f372060-9a0d-4dce-b4d8-faf04785f4f1" alt="" width="246"><figcaption></figcaption></figure>

> #### **Important note**
>
> * Sale periods are time-limited
> * Token payment may occur in multiple installments
> * Always verify information carefully before executing a transaction


# NFT Mining

Token mining solution via NFTs.

NFT Mining is a feature **exclusive** of ONFA, allowing NFTs to be transformed into automatic token mining machines. With a transparent mechanism and attractive rewards, users can:

* Increase the utility value of the NFT collection.
* Receive periodic rewards in tokens.
* Compete in the system-wide leaderboard.

**Key features**:

* 1 NFT = 1 Worker (Mining device).
* Operates 24/7 without supervision.
* Performance depends on Mining Power.

### A. Feature introduction

#### 1. Overview of the NFT Mining page.

Access the **NFT Mining section** on the menu bar to enter the main interface with the following components:

* **Overview statistics panel**:
  * Displays token mining results.
  * Tracks performance and accumulation progress.
* **Worker management**:
  * Switch between active and expired Workers.
  * Check mining status.
* **Mining details**:
  * Total tokens obtained.
  * Number of Workers in operation.
  * Current network difficulty.
  * Total tokens available.
  * Token exchange rate in fiat currency.
* **Leaderboard**:
  * Top 10 users with the best mining performance.
  * Assessment of productivity in participating in the system.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FkRINPO4Nrriy6mk5CCQo%2FONFA%20NFT%20MINING.png?alt=media&#x26;token=47f46757-54b0-490c-8a5e-5b63fe3c74ca" alt=""><figcaption></figcaption></figure>

#### 2. Operating mechanism of the Worker

**Worker/Miner** (Mining device) is the main component that helps:

* Automate the token mining process.
* Operate continuously after activation.
* Apply a pre-established mining mechanism.

#### 3. Mining capacity (Mining Power)

Each **Worker** possesses:

* An indicator of **individual mining** capacity.
* Higher capacity → Greater mining efficiency.
* Total capacity can be increased by owning multiple Workers.

#### 4. Operation duration

Operational characteristics of the Worker:

* Has a specific usage duration.
* Automatically stops operating when expired.
* Options after expiration:
  * Renew the usage period (if supported).
  * Add **Worker** new

#### 5. Operational procedure

Throughout the operation cycle, the Worker will:

* **Automatically mine tokens** according to the assigned capacity.
* Continuously update:
  * Operational status.
  * Mining yield in real time.
* Performance is affected by:
  * Mining difficulty.
  * Total available token supply.
  * Token price volatility.

### B. Guide to main operations

#### 1. Activate the mining device (Worker)

To begin participating in the NFT Mining system, you need to:

* **Own a qualifying NFT**:
  * Each qualifying NFT is accompanied by 1 Worker.
  * Access **NFT Market** to select and purchase a suitable NFT.
* **Activate the Worker**:

  * After successfully purchasing the NFT, go to the **NFT Mining page.**
  * Click **"Start Mining"** for **Worker** that has not been activated.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fbd5uE2n8piQVEN15uCoH%2F2025-06-20_15-47-53.png?alt=media&#x26;token=6ecf4ec8-24b2-49cf-a507-961c82fe415a" alt="" width="240"><figcaption></figcaption></figure>

  * Check the information **Worker** in operation:
    * Active session (remaining mining time).
    * Mining Power.
    * Most recent reward claim date.
    * Operational status.
    * Mining history.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FjqpNamtyeLsVZgxbVsEC%2F2025-06-20_15-50-36.png?alt=media&#x26;token=fe82bedc-281c-4984-9782-741203daab2f" alt="" width="235"><figcaption></figcaption></figure>

#### 2. Monitor mining history

* Select the Worker you want to check.
* Click **"Mining history".**
* View details:
  * Tokens received per cycle.
  * Reward receipt times.
  * Mining performance across periods.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F233spDad8sCCBV5cMnnJ%2F2025-06-20_15-52-15.png?alt=media&#x26;token=b27d5c5b-3cc4-4e93-8479-4865275b9cb0" alt="" width="234"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F5RXiPSFxQzEw3ILIQcB3%2Fimage.png?alt=media&#x26;token=7905aea0-361f-40c9-9103-39f33350c4c8" alt="" width="246"><figcaption></figcaption></figure></div>

#### 3. Manage expired Workers

* Go to the **"Expired Worker" section.**
* For each Worker:
  * **Can be renewed**: Click the "Renew" button and follow the instructions.
  * **Cannot be renewed**:
    * Click **"Purchase a new NFT"** to navigate to **NFT Market.**
    * Select an NFT to receive a new Worker.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FPqlduXoyTDqKQEBsKArb%2F2025-06-20_15-53-53.png?alt=media&#x26;token=d70be3d9-176e-49c8-afb5-23b8dd4b21fa" alt="" width="235"><figcaption></figcaption></figure>

> **Important note**:
>
> * Expired Workers will cease operation entirely.
> * Always check the remaining operation time of Workers.

#### 4. Optimize mining performance

* **Combine multiple Workers**:
  * Own multiple Workers to increase mining capacity.
* **Monitor the leaderboard**:
  * Learn from Top Miners.
  * Adjust strategies accordingly.

{% hint style="info" %}
**Tips**:

* Prioritize Workers with longer operational durations.
* Balance the quantity and quality of Workers.
  {% endhint %}


# ONFA Stake

Passive returns with OFT/OHO/MTT.

**ONFA Stake** is a passive, simple, and effective investment solution – helping you **convert available OHO or OFT tokens in your wallet** into **stable returns in USDT**.

* **No trading knowledge required** or market analysis.
* **Accepts tokens from any origin** – whether you received them from mining, referrals, or trading.
* **Rewards paid in stablecoin (USDT)** – ensuring value preservation, ease of use, and withdrawable profits.

With an easy onboarding process and high flexibility, **ONFA Stake** it is an ideal choice for you to **optimize digital assets** in a safe, sustainable, and passive manner.

### A. Feature introduction

#### 1. Overview of the ONFA Stake page

* Access **ONFA Stake** from the main menu bar.
* The default interface is the **Ongoing tab**, consisting of two main areas:
* **Ongoing – Stake plans available for participation:**

  * Displays a list of **coins/tokens open for staking**.
  * Each line represents a token; tap to view the corresponding **Stake Plan** .

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FOybfw8PMvIYRb1WtiQ5Q%2Fimage.png?alt=media&#x26;token=a68202a6-ea46-4bdb-b14e-bfd6c8818180" alt="" width="563"><figcaption></figcaption></figure>
* **Farming – Monitor active staking activity:**
  * View detailed staking status for each token you have participated in.
  * Be informed of key information:
    * **Daily return from each token.**
    * **Time until the next profit distribution.**
    * **Total accumulated profit.**
    * **Enhance proactivity** when planning finances.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FDF3gQGUs44cVINnyubrk%2Fimage.png?alt=media&#x26;token=7b66fe6e-087d-41cf-8a55-bb323e2b1ddf" alt="" width="563"><figcaption></figcaption></figure>

### B. ONFA Stake participation guide

#### 1. **Go to the “Ongoing” tab**

* View the list of tokens open for staking (e.g., OFT, MTT…).
* Select the token you own to begin.

#### **2. Select “Stake Plan”**

* Each token offers multiple stake plans (with different cycles & interest rates).
* Information displayed:
  * **Cycle**: Deposit duration (typically 365 days).
  * **APR**: Annual percentage rate (%).

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FZzKqiNSirA8xG8hNfLpW%2Fimage.png?alt=media&#x26;token=8b5af233-96b2-408d-9038-595ca5f18ffb" alt="" width="563"><figcaption></figcaption></figure>

> Tip *Note: Fixed 1-year stake; early withdrawal is not permitted.*

#### **3. Enter the amount to stake**

* Fill in the number of tokens you wish to deposit.
* The system displays:
  * **Exchange rate**: Conversion rate depending on the coin you select to USDT.
  * **Daily profit**: Estimated daily return.
  * **Cycle & APR**: The stake plan's cycle & APR.

#### **4. Press “Deposit” to confirm**

* Confirm and stake the tokens.
* The system will:
  * Tokens are locked for 365 days.
  * Daily interest begins to accrue.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVRHqJ3otcppdecm5sl0R%2Fimage.png?alt=media&#x26;token=82800d8b-ead8-4b08-8f35-19a7345ef415" alt="" width="563"><figcaption></figcaption></figure>

> Profit plus principal are paid in USDT after the term ends (1 year).

#### **5. Monitor under the “Farming” tab**

* Manage active stake plans:
  * Total staked principal.
  * Daily interest.
  * Remaining time.
  * Interest receipt history.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fm3f1N6vv1UqtAL6NzB5n%2Fimage.png?alt=media&#x26;token=dc5a398a-72fc-4854-9b23-a3c65d06e7b5" alt=""><figcaption></figcaption></figure>

> Profits are recorded daily – Converted principal will be received at the end of the term.


# Earning

Flexible savings program

**Earning** is a flexible savings program suitable for investors who prioritize high liquidity on the platform **ONFA**, allowing you to:

✅ **Receive daily interest** in VNDT.\
✅ **No asset lock-up required** - Withdraw at any time.\
✅ **Supports a diverse range of coins** (USDT, BTC, ETH, OFT,...).\
✅ **Optimize returns** from idle capital.

**Differences compared to Savings:**

* No requirement to lock funds for a fixed term.
* Lower interest rates than Savings but more flexible.
* Interest is calculated daily and automatically credited to the wallet.

### **A. G**introduction to the Earning feature

#### **1. Earning interface overview**

When accessing the **Earning**section, the system will display:

* **Flexible savings interest rate table.**
  * List of supported assets (12 coins).
  * Detailed information:
    * Annual percentage yield (APY).
    * Additional interest rate (Add %).
    * Type of reward (Reward).
  * Helps users compare and select suitable assets.
* **Profit chart**
  * Track profits by day/month/year.
  * Scale from 0–60% to assess investment performance.
  * Visually displays profitability levels.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FjHQ3veTnipKxtFrvRcV4%2FSnag_39f62d0f.png?alt=media&#x26;token=b54e7204-6197-4941-9901-e79e69e3c0d6" alt=""><figcaption></figcaption></figure>

#### **2. Details of supported assets**

When selecting a specific coin:

* **Basic information:**
  * Total balance (Total Balance).
  * Minimum balance (Minimum Balance).
  * Daily interest (Daily Interest).
  * Annual percentage yield (APY).
  * Total interest received (Total Interest).
* **Earning history:**
  * View on the same page (scroll down).
  * Record details of interest received.
  * Monitor profit fluctuations over time.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FU8sV6q1gqGaRN4i4n3Xe%2F2025-06-20_15-58-43.png?alt=media&#x26;token=ba9006f2-fe73-47e5-8daf-2d4bad16f9ab" alt="" width="237"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fl1NBfeBjaMB9qM7Glb63%2Fimage.png?alt=media&#x26;token=29121cb8-b6a7-4b55-8991-5c82c6959763" alt="" width="246"><figcaption></figcaption></figure></div>

> *Note:*
>
> * Supports 12 popular coins.
> * Interest rates may change according to the market.
> * No asset lock-up required.

### B. Main activities

#### **1. Key notes:**

* **How to participate**: Simply hold **12 supported coins** in the **Earning wallet**.
* **Returns**:
  * Are paid in **VNDT** (stablecoin).
  * Automatically received daily (every 24 hours).
* **Flexible**:
  * **No term, no asset lock-up** – similar to flexible, termless savings.
  * Coins can be deposited/withdrawn at any time.
* **VIP benefits**:
  * Additional **0.1% APY** for each VIP level increase.

#### **2. Effects of user actions:**

* **Deposit/withdraw coins**:
  * Increase/decrease the balance in **Earning wallet** will **change returns calculated based on the new asset value**.
  * No limit on the number of deposits/withdrawals.
* **VIP level**:
  * Each time VIP is upgraded, receive immediately **+0.1% APY** on total returns.
  * Returns are calculated according to **the VNDT exchange rate of each coin** at the time the reward is received.

> **Points to remember**
>
> * **Easy to use**: Simply hold coins in the wallet to earn interest.
> * **Flexible**: Withdraw at any time without fees or penalties.
> * **Additional returns**: VIP increases APY, suitable for long-term users.


# Savings

Fixed-term savings program

**Savings** is a fixed-term savings program on the platform **ONFA Wallet**, providing users with a secure investment solution with preferential interest rates. Unlike the Earning format, Savings helps you:

✓ Receive significantly higher interest rates.\
✓ Interest is paid at maturity.\
✓ Enjoy additional benefits according to VIP tier.\
✓ Ensure the safety of invested capital.

**The main interface comprises two important sections:**

* **Ongoing**: Monitor active savings positions.
* **Farming**: Manage the history of matured positions.

The program is suitable for investors seeking to optimize long-term returns with minimal risk.

### **A. Feature introduction**

#### **1. Ongoing interface**

When accessing the **Savings**section, the system will display:

* List of supported currencies.
* Available savings cycles.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FaL03C6kCAQ7yk9zNBDkS%2FSnag_39fba9a9.png?alt=media&#x26;token=5fa6a857-d52b-4857-b953-cac3c3e3417b" alt="" width="563"><figcaption></figcaption></figure>

**3. Farming interface**

This section provides detailed information on:

* Savings packages in which the user is participating.
* Important information:
  * Currency type
  * Savings cycle.
  * Expected returns.
  * Package status.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FtLdDADjsXsRakrbJA2Qk%2FONFA%20Saving%20Farming.png?alt=media&#x26;token=b1b304ed-ab1e-4175-9e30-eb8ed7491325" alt="" width="563"><figcaption></figcaption></figure>

> **Note:**
>
> * Farming automatically updates the status of packages.
> * You can view the history of completed packages.

**4. Notable advantages**

✔ Higher interest rates than standard Earning.\
✔ Centralized management within one interface.\
✔ Transparent information, updated in real time.\
✔ Diverse maturities and asset types.

### **B. C**main operations

#### **1. Key characteristics**

* **Savings cycle**: Higher interest rate than Earning but paid only at maturity.
* **Supported assets**: OFT, PI, OFG, MTT, OHO.
* **Auto-renewal**: The system automatically reinvests at the end of the cycle.

#### **2. Important policies**

* **Early withdrawal:**
  * Forfeit all accumulated interest.
  * Penalty **30%** the principal amount.
  * Not applicable to already matured packages.
* **Cycle selection.**

| Term  | Advantage            |
| ----- | -------------------- |
| Short | Flexible             |
| Long  | Higher interest rate |

* **Manage savings packages**
  * **Ongoing**: Monitor active packages.
  * **Farming**: View history of completed packages.
* **Important note**
  * Always check the term before depositing.
  * Consider capital usage requirements.

### C. Instructions for depositing into Savings

#### **1. Select currency and savings cycle.**

* Go to **Savings** → Select the **Ongoing**
* Choose the currency to deposit (currently supported **OFT, PI, OFG, MTT, OHO**)
* View the list of available cycles:
  * Compare interest rates (% APY).
  * View the lock period.
  * Choose a suitable cycle.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FDF2EmCEjGP5nLUUt03lw%2F2025-06-20_16-08-11.png?alt=media&#x26;token=6a46bf4b-15c8-480f-bde9-b7b1879a051e" alt="" width="236"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fct4HpweI5wIHCLgYau7x%2Fimage.png?alt=media&#x26;token=cde4dd50-aeaf-4ebf-8a83-1318a31aeb66" alt="" width="246"><figcaption></figcaption></figure></div>

#### **2. Confirm the transaction**

* Enter the amount **currency** to deposit:
  * Enter manually or select **MAX** to deposit the entire balance.
* The system displays the information:
  * Available balance .
  * ROI rate (%).
  * Selected cycle.
  * Total expected profit (Total Profit).
* Press **"Saving"** to confirm.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FDSPUhF7Ccvm7DzLpLHdI%2Fimage.png?alt=media&#x26;token=31d3f309-267e-4489-871b-da282847faea" alt="" width="246"><figcaption></figcaption></figure>

#### **3. Monitor and manage packages**

* Go to the **Farming** to view:
  * Active packages.
  * Transaction history.
  * Details of each savings package.
  * Press **CANCEL (Cancel package)** **IF** you wish to cancel the cycle package.
    * Note: Early cancellation does not receive interest and is subject to a 30% deposit penalty

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Ffu1WF5u1hLPF4Ygqf8zQ%2F2025-06-20_16-09-33.png?alt=media&#x26;token=b88a4226-fb29-4725-8c00-6437e7d36a22" alt=""><figcaption></figcaption></figure>

> *Important notes:*
>
> * **Early cancellation**: Lose 30% of the principal + all interest.
> * **Auto-renewal**: Can be toggled on/off in package details.

#### **4. Auto-renewal function**

* **When enabled**: Automatically reinvest at maturity.
* **When disabled**: Stop after the current cycle ends.
* How to operate:
  1. Enter the package details.
  2. Toggle the **"Auto-renewal" button.**
  3. Confirm the change.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FcdSPDlhpAkGINiuieCDQ%2FONFA%20Saving%20Renew.png?alt=media&#x26;token=491bae50-6ce7-4509-8cb5-8b781dba04a7" alt="" width="563"><figcaption></figcaption></figure>

{% hint style="info" %}
**Usage tips:**\
✔ It is recommended to enable auto-renewal to avoid missing new cycles.\
✔ Carefully review information before confirming.\
✔ Monitor regularly in the Farming section.
{% endhint %}


# ONFA Share

Breakthrough profit-sharing program

**ONFA Share** is an innovative profit-sharing program that provides the community with the opportunity to:\
✓ Receive periodic rewards from system-wide profits.\
✓ Increase asset value **OFT** through a staking mechanism.\
✓ Upgrade account tiers with additional privileges.

### A. **Feature overview**

#### **1. Main interface**

**Overview statistics:**

* Total system-wide shared profits.
* Total number of active contracts.
* The amount of OFT you currently hold.
* Total OFT held by the community.

**Cycle information**

* End time of the current cycle.
* Reward calculation formula.
* History of previous cycles.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FVuSdZPrNcmPHweN2Hwg5%2F2025-06-20_16-10-51.png?alt=media&#x26;token=0fa70e0a-f1f4-437e-805a-ce0e5b71aa89" alt=""><figcaption></figcaption></figure>

**Personal information**

* Amount of OFT held.
* Current tier rewards.
* Estimated profit for the current cycle.
* **Button for depositing/withdrawing OFT** directly

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FrN4BT1pZsS2HsEeQc6IF%2F2025-06-20_16-12-08.png?alt=media&#x26;token=65be1f49-80ad-4449-9c28-d68aec1820d0" alt="" width="208"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FKnIFrB4X1lQzNxRQ2QGd%2F2025-06-20_16-12-08.png?alt=media&#x26;token=dea0ba5e-5674-4ae1-848c-f876187aa942" alt="" width="208"><figcaption></figcaption></figure></div>

### B. **How to participate in the ONFA Share program**

#### **1. Deposit**

**Step 1: Access the ONFA Share page.**

> **Note**: OFT are points used to participate in profit sharing from the Governance Pool, calculated based on **the lock-up duration of ONFA Token**.

* Press the **Deposit**, the system will direct you to the deposit interface.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FT0EeGlnQzEBiPZ2pX822%2F2025-06-20_16-13-45.png?alt=media&#x26;token=26aa86b1-2699-4b90-82e0-8921756aaf0c" alt="" width="209"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FS0D5OZFnnUGGIlWFaE5G%2FSnag_3a07a98f.png?alt=media&#x26;token=1c10bfb1-734b-4179-a826-c6eb054a2dc8" alt="" width="213"><figcaption></figcaption></figure></div>

**Step 2: Enter transaction information**

* Enter the amount into the field **Quantity.**
* Or quickly select by percentage **of available OFT balance.**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FFJyiUhXBD081f698zU4g%2Fimage.png?alt=media&#x26;token=001aa66d-2312-471e-81b5-2cc434d1f316" alt="" width="246"><figcaption></figcaption></figure>

**Step 3: Choose lock-up duration**

* Lock-up duration can be selected from **30 to 1460 days**.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FEQ8H0wP1X5LAesVf7PDa%2Fimage.png?alt=media&#x26;token=9d2134e0-5bc9-4749-9692-8b25a8fa7a08" alt="" width="246"><figcaption></figcaption></figure>

{% hint style="info" %}
**OFT conversion rate** will vary depending on the duration you choose. The longer the duration → the **OFT to OFTs** conversion rate is higher.
{% endhint %}

**Step 4: Review and complete the transaction**

* Carefully review the information.
* Press **Deposit** to complete.
* View **staking rate** in the **Overview.**

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FF9jUCZknouIdvr7o7x11%2FSnag_3a08de46.png?alt=media&#x26;token=128f2679-b824-43d4-a410-d6c42cb8794d" alt="" width="214"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FYH6c07I8MJiUblLdk97v%2F2025-06-20_16-15-05.png?alt=media&#x26;token=1ec6858f-1855-4507-ab18-9f25cf039b92" alt="" width="211"><figcaption></figcaption></figure></div>

#### **2. Withdraw**

**Step 1: Access the Withdrawal page.**

* Press **Withdraw** → navigate to the list of **escrow contracts.**
* Select **contract** to view **history and withdrawal** functions.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F6eEFLJM1vdRXcZWWMFdX%2F2025-06-20_16-16-24.png?alt=media&#x26;token=1d138a50-052a-4112-a74c-ed06d4b2031d" alt=""><figcaption></figcaption></figure>

**Step 2: Select the withdrawal function**

* Enter the amount to withdraw into the field **Quantity.**
* Or press **Max** to withdraw the entire balance.

> ⚠️ **Important note**:
>
> * Early withdrawals incur **a 20% penalty; therefore consider carefully before withdrawing early.**
> * Withdrawals are only possible while the contract remains in effect.
> * If **withdrawal fee = 0 OFT**, it means the contract has **expired and can be withdrawn.**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fsh2lotdoYOhXeeP3HOhf%2Fimage.png?alt=media&#x26;token=621a6551-7b17-4b87-b182-ed0900ec1702" alt="" width="246"><figcaption></figcaption></figure>

**Step 3: Review and complete the transaction**

* Review the information → Press **Withdraw.**
* After full withdrawal, the **Deposit overview** = **0.**

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FNjXbNUJN5LmUK8GUpVpL%2F2025-06-20_16-19-41.png?alt=media&#x26;token=4499ca5d-4a42-4585-9f1d-1d99a2f40278" alt="" width="214"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F74Q5pcHEBk0h1oic0Ipt%2F2025-06-20_16-18-37.png?alt=media&#x26;token=62cd778a-6a3f-4a0d-af30-3d37e1c7ac95" alt="" width="212"><figcaption></figcaption></figure></div>

**\*Early withdrawal penalty mechanism:**

* Applies to all cases of early withdrawal.
* Calculated on the total withdrawn amount.
* Implemented to ensure system stability.

{% hint style="info" %}
*Tip: Select a lock-up duration that aligns with your investment objectives to optimize returns and avoid penalty fees.*
{% endhint %}


# GameFi

ONFA GameFi is where gaming meets blockchain finance, turning play into real rewards


# MiniGame - OMINE

Gold Mining Mini Game on ONFA

**O-Mine** is **an entertainment mini-game to earn rewards** unique on the platform **ONFA**, combining elements of chance and strategy. Players will become virtual gold miners to collect:

* **OHO** - Primary reward token
* **Special items** (per event)
* **Exclusive offers** from ONFA

### **A. Feature introduction**

#### **1. Interface overview**

* **How to access**:
  1. Open the ONFA application
  2. Go to **Wallet**
  3. Select **Mini Game O-Mine**
* **Main interface**:
  * **Start Digging button**: Press to initiate a play round
  * **Control panel**: View history, purchase plays, redeem gifts

> **Note:** Each day users will be granted a number of plays corresponding to their level on ONFA.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F8A6tXKx6wubNvooBDYFG%2FONFA%20OMine.png?alt=media&#x26;token=662b53be-2357-4f58-961d-0fa47d67192d" alt="" width="563"><figcaption></figcaption></figure>

* **Sound:**

  * Press the **Speaker** button on the screen to toggle sound and music on/off.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FERxCE4DBBWWJiMtzw6bQ%2Fsound1.jpg?alt=media&#x26;token=381295f7-771e-49d2-8fe7-c0c9a20cf013" alt="" width="563"><figcaption></figcaption></figure>

### B. **Detailed O-Mine instructions**

#### **1. Entering the game**

* **Access**:
  * Open the ONFA application → select **Wallet** → choose **O-Mine**
  * The **Start Digging" button**
  * **Press to select the round type** (default is "Standard Round")

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FpkyE7FAOLKujmCZvUCeX%2FONFA%20OMine%202.png?alt=media&#x26;token=5f6ea3c5-2ff8-42b9-9202-a7903cb7f639" alt="" width="563"><figcaption></figcaption></figure>

* \b**Indicators**:
  * **Quantity of assets mined** (OHO, USDT, various chests)
  * **Time per round:** 60 seconds
  * **Items that can be mined:**
    * **Common stone:** No value
    * **OHO**
    * **USDT fragments**
    * **Reward chests** (various types)

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FfCb7hrss6XmhqdUnqZNE%2Fimage.png?alt=media&#x26;token=1e1788a8-7056-4491-b82e-cad1794748d4" alt=""><figcaption></figcaption></figure>

#### 2. Mining

* Observe **the movement of the hook line** → Aim precisely → Tap quickly to hook rewards.
* The winch pulls the reward up → Receive the item if successful.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2Fclsr9GPkxu0ij5b0Jfx0%2Fimage.png?alt=media&#x26;token=36e8554d-96e3-4f07-8160-19a16e08de49" alt="" width="246"><figcaption></figcaption></figure>

{% hint style="info" %}
**Tip:** Avoid common stones; focus on hooking valuable items.
{% endhint %}

#### 3. Claiming rewards

* **The round ends** when the countdown reaches **0**.
* You may receive the following rewards:
  * **OHO:** Added directly to the account.
  * **Valuable tokens:** May include **USDT, BTC, ETH, BNB**...
  * **Treasure chests:** Stored in the **Chests**.

#### 4. Claiming rewards from chests

* Go to **Chests** to view the list of chests you possess.
* **Keys** are used to open chests – each chest requires the corresponding key type (*Silver Key, Bronze Key*...).

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FwRZRhtW1NvyIpIag5O8Q%2Fimage.png?alt=media&#x26;token=3f30dea8-cf0f-428c-aac6-9a7ab277496c" alt="" width="199"><figcaption></figcaption></figure>

* Purchase keys in **Package**: Select the appropriate key type → press **Buy** to purchase.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FpcTgEGpfm4NMRxS5wLcp%2Fimage.png?alt=media&#x26;token=d7f86f9a-b232-4435-b2b6-90ebc42474db" alt=""><figcaption></figcaption></figure>

* Open treasure chest
  * Go to **the Chests section**, select the chest you wish to open → press **Unlock.**
  * View the chest-opening animation and receive a random reward – it may be **a valuable token**, **OHO**, or another valuable prize.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FH9puk4AloNQVSt4fMD5a%2Fimage.png?alt=media&#x26;token=04de88a2-5aa8-4673-8914-e0b9947b8301" alt=""><figcaption></figcaption></figure>

#### 5. Claiming USDT rewards

During mining, you may randomly collect **USDT Token fragments**.

* Go to **in the Items section**
* Press **press the Claim button** to convert and receive USDT into your account\
  **Note:** Can only claim when reaching **1 USDT**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FuzZf3IoUL3pVC8gg5Ymc%2Fimage.png?alt=media&#x26;token=5a18522d-b3a8-4875-9584-118fa0adae0f" alt="" width="200"><figcaption></figcaption></figure>

{% hint style="info" %}
Tip: Combine USDT fragments as early as possible to optimize returns!
{% endhint %}

#### 6. Purchasing additional plays

* Go to **visit the Package section** to view available bundles

| Package Name | Number of Plays | Price (ONFA Point) |
| ------------ | --------------- | ------------------ |
| 5-DIG PACK   | 5 plays         | 4,500 OHO          |
| 20-DIG PACK  | 20 plays        | 17,000 OHO         |

* Press **Buy button** on the package you want to purchase additional plays and continue pursuing rewards!

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F6zaqBV0NQvONfqfNOHcf%2Fimage.png?alt=media&#x26;token=2ba2ab86-56db-4afa-a3a0-4ed61f9b0ec4" alt=""><figcaption></figcaption></figure>

#### 7. Activity history

Go to **visit the Report section** to look up recent activities:

* **Gold mining transaction history**
  * Information on chest openings
  * Rewards received
  * Time and type of chest opened
* **Deposit / Withdrawal history**
  * Monitor transactions between the mini game and **Main Wallet**
  * Time, amount, status.
* **Key purchase history**

  * Records of key purchase transactions
  * Types of keys purchased: silver, bronze, gold...

  **Support package purchase history**

  * Purchased DIG PACKs and key packages
  * Time, package name, quantity

> **All are separated into distinct tabs**, easy to track and reconcile – missing no moment of treasure hunting!

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FflERMiVXCqtZShDc7IDq%2Fimage.png?alt=media&#x26;token=23675a32-ec49-4f38-8e48-dd2248f4c3b8" alt=""><figcaption></figcaption></figure>

#### 8. Depositing and withdrawing assets within the mini game

* **Deposit assets:**
  * Go to **on the O-Mine mini game homepage**
  * Press the **Deposit**
  * Enter the amount to deposit from Main Wallet
  * Press **Confirm** to complete

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FBh12UbMbHO5xMhKWOqZa%2Fimage.png?alt=media&#x26;token=ff9796e2-8beb-4672-bd4f-376fdb5db9f1" alt="" width="563"><figcaption></figcaption></figure>

* **Withdraw assets:**
  * On the **homepage**, press the **Withdraw**
  * Enter the amount you wish to withdraw to the Main Wallet
  * Press **Confirm** to confirm the transaction

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FrlD0gni9Yqufe9tsbgfN%2Fimage.png?alt=media&#x26;token=4c8df517-afc6-4420-b453-d64be4389a1e" alt="" width="563"><figcaption></figcaption></figure>

> Tip *Note:*
>
> * Carefully check balances and information before confirming
> * Assets will be processed and transferred promptly to the corresponding wallet

#### **9. Invite friends to O-Mine**

* Go to **visit the Ref Link section** to obtain your personal referral link
* **Send the link to friends** via any channel you prefer
* When your friends **join and successfully play the game for the first time**

→ **You will receive additional free plays**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FkS1f26NmhtwKM8acrHfZ%2Fimage.png?alt=media&#x26;token=95bb4aea-ef32-46e9-8e31-24c3607b572f" alt="" width="197"><figcaption></figcaption></figure>

> Tip *Note:*
>
> * Plays are credited immediately after the referred user completes the initial participation step


# MiniGame - O-WHEEL

Lucky experience with OFT

Lucky spin feature of **ONFA Wallet** offers the opportunity to receive rewards regularly every hour with a simple, transparent, and fair participation method. With only **01 OFT** per ticket, users can try their luck and receive attractive rewards immediately.

**Main contents:**

* Feature introduction.
* How to participate.
* Winning criteria & Reward calculation.
* Some important notes.

### **A. General Introduction**

**O-Wheel** is a unique entertainment feature combining the element of a lucky wheel with blockchain technology, providing users the opportunity to win attractive prizes with a small investment. This feature operates based on a mechanism that is transparent, fair, and fully automated.

#### **1. How to access:**

* Step 1: Log in to **ONFA Wallet**
* Step 2: From the main menu, scroll down and select **"O-wheel"** (Lucky wheel)
* Step 3: The main O-wheel interface will display as follows:

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FHV4GfYI3JoPjXnQMc6ZV%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.13.png?alt=media&#x26;token=a406f412-1a0c-4078-b0f5-87b37d37e279" alt="" width="563"><figcaption></figcaption></figure>

#### **2. Main areas on the interface:**

* **Current wheel**: Displays the countdown time to the next draw.
  * Every **60 minutes**, the system will refresh and perform a draw of a sequence of **6 random digits**.
  * The winning number sequence will be displayed immediately after the countdown ends.
* **The "Buy Ticket" button**: For participating in ticket purchase.
  * Buy new ticket **(01 OFT / ticket).**
* **"My Tickets" tab**: View purchased tickets.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FvOlv8BpEeGTSppzmxZNf%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.14.png?alt=media&#x26;token=4c3ef9a1-9226-4f9f-8056-6eda934ffb9c" alt=""><figcaption></figcaption></figure>

* **Winning criteria and prize structure.**

  * Clearly displays the number of matching digits required and the corresponding rewards.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FOuUXgDg518f6z5GlaoMz%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.34.png?alt=media&#x26;token=08776db1-4263-4941-8753-8dfa2a352a59" alt="" width="246"><figcaption></figcaption></figure>
* **Information on the most recent lucky draw.**

  * Includes the winning number sequence, draw time, and quick statistics.

  <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FxlgaPRujoNZjpPWGCMwr%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.14-2.png?alt=media&#x26;token=0bda1f24-a4b9-4d47-8a1d-f929edc8a906" alt="" width="246"><figcaption></figcaption></figure>
* **Results table:**
  * Includes the following information:
    * **Ticket**: Ticket ID code.
    * **Number**: Ticket number sequence.
    * **Received**: Number of OFT received as reward.
    * **Status**: Ticket status (“Winning” / “Not winning”).

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FvrlLMilxo6hwsgEv9kwf%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.14-2.png?alt=media&#x26;token=b166cd41-2ca7-4d83-82c1-839cc9963a12" alt="" width="246"><figcaption></figcaption></figure>

#### **B.** Instructions for participating in the lucky wheel **ONFA**

**Step 1. Register to purchase a ticket:**

* Press the **"Buy Ticket"** on the main interface.
* The system redirects to the ticket purchase page.

<div><figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FEdfEp5Q7NSlhKzn3FlTA%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.14-1.png?alt=media&#x26;token=00449681-a695-4a23-83e5-a65939e6afb1" alt="" width="246"><figcaption></figcaption></figure> <figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FSA8ufC8x0m284ezrwI0q%2FScreenshot%202025-08-18%20154044.png?alt=media&#x26;token=4182a024-d358-462e-9385-6ede2f400a25" alt="" width="214"><figcaption></figcaption></figure></div>

**Step 2. Select ticket(s):**

* Choose the number of tickets to purchase (each ticket **01** OFT)
* The system automatically generates a random number sequence.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FdRWu4gCxR2jT2yG9hx7N%2Fimage%20(1).png?alt=media&#x26;token=24d2ddad-5148-4aaf-9e8d-7655ee23560b" alt="" width="548"><figcaption></figcaption></figure>

**Step 3. Confirm purchase:**

* Press **"Buy"** to complete.
* The ticket will appear under **"Pending Tickets".**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2F5ECCXto0ksyT7fUFtdwb%2Fimage.png?alt=media&#x26;token=22f380a2-22cb-454d-9af7-e0a6590f7e52" alt="" width="186"><figcaption></figcaption></figure>

**Step 4. Wait for results:**\
⏳ **Draw cycle:**

* **50** first minutes: Ticket purchase time.
* **10** last minutes: Automatic drawing.
* Total time per round: **60** minutes.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FM8wgORRepOuHEI5Q17Hl%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.18.png?alt=media&#x26;token=6533cf4d-0d6e-4375-aad2-92cd0c61d13f" alt="" width="246"><figcaption></figcaption></figure>

**Step 5. Check results:**

* After the draw, go to **My Tickets**:
  * **"Winning Tickets"**: List of winning tickets.
  * **"Losing Tickets"**: List of non-winning tickets.
* Prizes are automatically transferred to the OFT wallet if won.

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FC3utokEqjJ58YNqKVJyB%2FSizzy-iPhone%2014%20Pro%20onfa.io%2018Aug%2015.14-1.png?alt=media&#x26;token=2fdf484b-3050-457d-91a9-3e7b81118382" alt=""><figcaption></figcaption></figure>

> **Important notes:**
>
> * Each number sequence may only be registered once per round.
> * Multiple tickets can be purchased at the same time.
> * Results are verified on the blockchain.

### **C.** Winning Criteria and Reward Calculation

**1. Principles of winning.**

* The ticket number sequence must **match in order from left to right** with the draw result.
* The number of consecutive matching digits determines the prize level.
* **Only the highest prize is awarded** (not cumulative across multiple prizes).

**2. Detailed prize table**

| Prize                 | Number of matching digits\* | Illustrative example            |
| --------------------- | --------------------------- | ------------------------------- |
| **Special Prize**     | 6/6 digits                  | Ticket: 123456 → Result: 123456 |
| **First Prize**       | 5/6 digits                  | Ticket: 12345X → Result: 123456 |
| **Second Prize**      | 4/6 digits                  | Ticket: 1234XX → Result: 123456 |
| **Third Prize**       | 3/6 digits                  | Ticket: 123XXX → Result: 123456 |
| **Fourth Prize**      | 2/6 digits                  | Ticket: 12XXXX → Result: 123456 |
| **Consolation Prize** | 1/6 digit                   | Ticket: 1XXXXX → Result: 123456 |

**\*Starting from the first digit (from left to right)**

**3. Practical examples**

* **Draw result:** 789012
* **Ticket A:** 789012 → Winning **Special Prize**
* **Ticket B:** 789011 → Winning **First Prize** (first 5 digits match)
* **Ticket C:** 789120 → Winning **Third Prize** (first 3 digits match)
* **Ticket D:** 089012 → **Not winning** (first digit does not match)

> **Important notes:**
>
> * **Each ticket** is valid only for **a single** draw round.
> * **Tickets cannot be undone or canceled** after the purchase transaction is completed.
> * Each ticket can only receive **the highest achieved prize** (no accumulation of lower prizes)
> * Prizes are **calculated automatically** and transferred immediately to the **OFT wallet.**
> * Results **cannot be changed** after the draw.
> * All tickets have **an equal chance of winning.**
> * Players should **proactively check their ticket results** after each round to avoid missing rewards.

{% hint style="info" %}
**Tip:** You may purchase multiple different tickets to increase your chances of winning!
{% endhint %}

### **D. Outstanding Benefits**

✓ **Transparency**: All transactions are recorded on the blockchain\
✓ **Convenience**: Simple operations with just a few clicks\
✓ **Fairness**: Random mechanism without intervention\
✓ **Attractiveness**: Valuable prizes with clear probabilities


# MiniGame - FROGVERSE

<details>

<summary>20/10/2025 - Version 5.0</summary>

## **FROGVERSE | Version 5.0**

### **TABLE OF CONTENTS**

1. **OVERVIEW & NEW UPDATES**
2. **DUAL-LEVEL SYSTEM**
3. **REWARD SYSTEM**
4. **CLAIMING REWARDS**
5. **FEEDING SYSTEM BASED ON QUOTA**
6. **CALCULATION & DETAILED EXAMPLES**
7. **NOTES, GUIDELINES & STRATEGIES**

***

## **1. OVERVIEW & NEW UPDATES**

### **1.1 Introduction**

**Frogverse 5.0** is a DeFi–GameFi ecosystem featuring a **new Quota-Based Feeding System**, designed for flexibility, transparency, and long-term sustainability.

Players can **raise Frog NFTs** and **earn rewards based on their levels and consistent activity**.

> **Note:** Rewards are accumulated and can be claimed every 30 days (12 cycles per year).\
> **Retention rate** varies by level and **100% of the principal is refunded when the NFT expires.**

***

### **1.2 Key Updates in This Version**

1. **Rent Frog NFTs**
   * Five tiers available: *Prince Consort, Princess, Prince, Queen, King.*
2. **Flexible Feeding Mechanism**
   * Players may feed with any token amount — no fixed limit required.
3. **Quota-Based USDT Reward System**
   * Rewards are unlocked upon reaching USDT quota milestones (Minimum – Target – Maximum).
4. **Real-Time Calculation**
   * Token-to-USDT conversion rate is displayed before each feeding confirmation.
5. **Level-Based Bonus System**
   * Reward rates adjust according to user levels, ensuring fairness and balanced participation.

***

### **1.3 Core Features**

| Feature                   | Description                                          |
| ------------------------- | ---------------------------------------------------- |
| **Feeding System**        | Based on flexible quota                              |
| **Feeding Amount**        | No limit on token amount                             |
| **Quota Verification**    | Based on USDT milestones: Minimum / Target / Maximum |
| **Real-Time Calculation** | Displays conversion to USDT before confirmation      |
| **Level Bonus**           | 0% – 5% depending on player level                    |
| **Timezone**              | California, USA (America/Los\_Angeles)               |

***

### **1.4 Frog NFT Types**

| Frog Type          | Rental Price | Required Tokens              | Daily Quota      | Monthly Bonus | 30-Day Bonus | XP per Feeding | XP on Rental |
| ------------------ | ------------ | ---------------------------- | ---------------- | ------------- | ------------ | -------------- | ------------ |
| **Prince Consort** | 50 USDT      | OFC + OHO                    | 8–10–12 USDT     | 4%            | 0.8%         | 4              | 50           |
| **Princess**       | 120 USDT     | OFC + OHOP                   | 12–15–18 USDT    | 5%            | 1%           | 5              | 100          |
| **Prince**         | 450 USDT     | OFT + OFC                    | 28–35–42 USDT    | 7%            | 1.5%         | 6              | 200          |
| **Queen**          | 900 USDT     | OFC + MTT                    | 56–70–84 USDT    | 9%            | 2%           | 7              | 300          |
| **King**           | 1800 USDT    | OFC + OHO + OHOP + OFT + MTT | 120–150–180 USDT | 11%           | 2.5%         | 10             | 500          |

***

## **2. DUAL-LEVEL SYSTEM**

### **2.1 Overview**

The Level system includes **two independent yet complementary tiers** designed to maximize user efficiency and engagement within Frogverse.

#### **Comparison Table**

|                     | **ONFA Level**                                     | **Frogverse Level**                              |
| ------------------- | -------------------------------------------------- | ------------------------------------------------ |
| **Basis**           | Determined by total assets held in ONFA            | Determined by in-game activity (XP accumulation) |
| **Starting Point**  | Existing level (from legacy ONFA system)           | Level 0 (starts from zero)                       |
| **How to Increase** | Increase total asset holdings in ONFA              | Rent & feed frogs within the game                |
| **Primary Effect**  | Retention rate when claiming rewards               | Level bonus (%) when feeding                     |
| **Combined Effect** | Reduces retention rate when claiming rewards       | Increases bonus while feeding                    |
| **Overall Impact**  | The more you invest and play → The higher your ROI |                                                  |

***

### **2.2 ONFA LEVEL**

#### **2.2.1 Purpose and Meaning**

The **ONFA Level** originates from the ONFA account system and determines the **Retention Rate** (portion held back) when claiming rewards every 30 days in Frogverse.

* **Higher level → Lower retention → Higher reward payout**
* Level is determined by the total asset value a user holds within the ONFA ecosystem (including Shares, Savings, etc.)

#### **2.2.2 Retention Rate by ONFA Level**

| ONFA Level | Retention Rate | Explanation                |
| ---------- | -------------- | -------------------------- |
| **0–1**    | 10%            | 10% retained, 90% released |
| **2**      | 9%             | 9% retained, 91% released  |
| **3**      | 8%             | 8% retained, 92% released  |
| **4**      | 7%             | 7% retained, 93% released  |
| **5**      | 6%             | 6% retained, 94% released  |
| **6**      | 5%             | 5% retained, 95% released  |
| **7**      | 4%             | 4% retained, 96% released  |
| **8**      | 3%             | 3% retained, 97% released  |
| **9**      | 2%             | 2% retained, 98% released  |
| **10**     | 1%             | 1% retained, 99% released  |

***

### **2.3 FROGVERSE LEVEL**&#x20;

#### **2.3.1 Purpose and Meaning**

The **Frogverse Level** reflects the player’s activity level within the game.

Players start at **Level 0** and progress by **earning Experience Points (XP)** through gameplay actions.

* More activity → More XP → Higher level.
* Higher level → Higher **Level Bonus** during feeding → **Increased daily returns.**

***

#### **2.3.2 Level & Bonus Chart**

| Level   | Level Bonus | Required XP |
| ------- | ----------- | ----------- |
| **0–1** | 0%          | 1,000       |
| **2**   | +1%         | 2,000       |
| **3**   | +1%         | 3,000       |
| **4**   | +1%         | 4,000       |
| **5**   | +2%         | 5,000       |
| **6**   | +2%         | 6,000       |
| **7**   | +2%         | 7,000       |
| **8**   | +3%         | 8,000       |
| **9**   | +3%         | 9,000       |
| **10**  | +5%         | 10,000      |

***

#### **2.3.3 XP Sources**

| Frog Type          | XP on Rental | XP per Feeding |
| ------------------ | ------------ | -------------- |
| **Prince Consort** | +50          | +4             |
| **Princess**       | +100         | +5             |
| **Prince**         | +200         | +6             |
| **Queen**          | +300         | +7             |
| **King**           | +500         | +10            |

**Ways to Earn XP Faster:**

* Rent higher-tier frogs (King, Queen, Prince)
* Feed regularly to build consistent XP growth
* Combine multiple activities to reach XP milestones efficiently

***

#### **2.3.4 Benefits of Higher Levels**

| Benefit                    | Effect                                                    |
| -------------------------- | --------------------------------------------------------- |
| **Level Bonus**            | Increases percentage reward when feeding                  |
| **Reduced Retention Rate** | Receive more upon claiming rewards                        |
| **Prestige Titles**        | Reflects status and reputation in the Frogverse community |
| **XP Acceleration**        | Higher-level players may enjoy event-based XP multipliers |

***

### **2.4 Combining the Two Level Systems**

#### **2.4.1 How It Works**

When participating in Frogverse, **ONFA Level** and **Frogverse Level** operate **simultaneously** to define overall performance:

* **ONFA Level** → Determines **Retention Rate** during reward claiming
* **Frogverse Level** → Determines **Level Bonus** during feeding

> **Note:**\
> These two metrics do not stack directly but jointly influence your overall **ROI (Return on Investment)**.

* Higher ONFA Level → More reward retention released
* Higher Frogverse Level → More daily income from feeding

***

#### **2.4.2 Example Scenarios**

**Player A (Beginner):**

* ONFA Level = 0 → Retention = 10%
* Frogverse Level = 3 → Level Bonus = +1%\
  → Gains +1% per feeding but 10% of total rewards retained when claiming.

**Player B (Experienced):**

* ONFA Level = 7 → Retention = 4%
* Frogverse Level = 7 → Level Bonus = +2%\
  → Gains +2% per feeding and only 4% retained when claiming.

**Conclusion:**

* Higher ONFA Level → Lower retention when claiming every 30 days.
* Higher Frogverse Level → Greater daily earning potential.
* Both high → Optimized ROI and system-wide profitability.

***

## **3. REWARD SYSTEM**

```
Total Reward = Capital + Monthly Bonus + Level Bonus + 30-Day Bonus
```

### **3.1 Calculation Breakdown**

**Capital:**

* The **actual USDT value received** after token conversion.
* If this amount **exceeds the maximum quota (quota\_max)**, the excess will **not be counted**.

**Example:** Feeding a **Princess Frog** with **16 USDT** → **Capital counted: 16 USDT**

| Frog Type          | Monthly Bonus | Level Bonus           | 30-Day Bonus | Condition for 30-Day Bonus                                      |
| ------------------ | ------------- | --------------------- | ------------ | --------------------------------------------------------------- |
| **Prince Consort** | 4%            | 0–5% (based on level) | 0.8%         | Reach target quota and maintain feeding for 30 consecutive days |
| **Princess**       | 5%            | 0–5% (based on level) | 1%           | Reach target quota and maintain feeding for 30 consecutive days |
| **Prince**         | 7%            | 0–5% (based on level) | 1.5%         | Reach target quota and maintain feeding for 30 consecutive days |
| **Queen**          | 9%            | 0–5% (based on level) | 2%           | Reach target quota and maintain feeding for 30 consecutive days |
| **King**           | 11%           | 0–5% (based on level) | 2.5%         | Reach target quota and maintain feeding for 30 consecutive days |

***

### **3.2 Example Calculations**

#### **Example 1 – Prince Consort (Level 10)**

Feeds **10 USDT/day** for **30 days**, reaching the target quota.

* **Capital:** 10 × 30 = 300.00 USDT
* **Monthly Bonus (4%):** 300 × 4% = 12.00 USDT
* **Level Bonus (Level 10 = +5%):** 300 × 5% = 15.00 USDT
* **30-Day Bonus (0.8%):** 300 × 0.8% = 2.40 USDT

→ **Total:** **300 + 12 + 15 + 2.4 = 329.40 USDT**

***

#### **Example 2 – Princess (Level 10)**

Feeds **15.5 USDT/day** for **30 days**, reaching the target quota.

* **Capital:** 15.5 × 30 = 465.00 USDT
* **Monthly Bonus (5%):** 465 × 5% = 23.25 USDT
* **Level Bonus (Level 10 = +5%):** 465 × 5% = 23.25 USDT
* **30-Day Bonus (1%):** 465 × 1% = 4.65 USDT

→ **Total:** **465 + 23.25 + 23.25 + 4.65 = 516.15 USDT**

### **4. REWARD CLAIM**

#### 30-Day Cycle

* Rewards can be claimed **every 30 days**
* **12 cycles per year**
* **Retention rate** is applied based on the user’s **ONFA Level**
* **100% of retained rewards** will be **released once the NFT expires**

```
Payout = Total Rewards × (100% - Retention Rate)
```

**Example:**

Level 5 → Retention rate: 7%\
Total Rewards: 1,000 USDT → Actual payout: 930 USDT

***

### **5. QUOTA-BASED FEEDING SYSTEM**

#### **5.1 Quota System Overview**

Each Frog type has **three quota thresholds**:

1. **Minimum Quota (Min)**
   * The **minimum required** feeding amount
   * **Below this level:** feeding is **rejected**
   * **Example:** Princess Frog requires at least 12 USDT
2. **Target Quota**
   * The **threshold** to qualify for **streak bonus (continuous activity bonus)**
   * **Reaching this level:** eligible for **30-day bonus**
   * **Example:** Princess Frog needs 15 USDT to qualify for streak bonus
3. **Maximum Quota (Max)**
   * The **maximum** feeding amount counted toward rewards
   * **Above this level:** rewards are capped at **maximum quota**
   * **Example:** Princess Frog’s max quota is 18 USDT

***

#### **5.2 Application Rules**

| Case                                  | Handling                                                        |
| ------------------------------------- | --------------------------------------------------------------- |
| `net_usdt < quota_min`                | ❌ **Rejected** — “Below minimum quota”                          |
| `quota_min ≤ net_usdt < quota_target` | ✅ **Valid feed** — Reward calculated, **no streak bonus**       |
| `quota_target ≤ net_usdt ≤ quota_max` | ✅ **Valid feed** — Reward calculated, **includes streak bonus** |
| `net_usdt > quota_max`                | ⚠️ **Accepted** — Reward capped at **maximum quota value**      |

***

#### **5.3 Feeding Guidelines**

**⚠️ Important Notes**

**Example — Prince Consort (Phò Mã)**

* Token composition: **OHO + OFC**\
  → OFC 30% = 3.15 USDT → 0.126 OFC\
  → OHO 70% = 7.35 USDT → 3,675 OHO
* **Feeding:** 3,675 OHO + 0.126 OFC
* **Net value:** 10.5 USDT/day
* **Quota status:** Target (eligible for streak bonus)
* **Rewards:**\
  10.5 + 4% monthly (0.42) + Level bonus + 0.8% streak (0.084)

***

**Example — Princess**

* Token composition: **OHOP + OFC**\
  → OFC 30% = 4.57 USDT → 0.18 OFC\
  → OHOP 70% = 10.68 USDT → 26.69 OHOP
* **Feeding:** 26.687 OHOP + 0.183 OFC
* **Net value:** 15.25 USDT/day
* **Quota status:** Target (eligible for streak bonus)
* **Rewards:**\
  15.25 + 5% monthly (0.7625) + Level bonus + 1% streak (0.1525)

***

#### **Step 1: Access the Frog Farm**

1. Go to **FROGVERSE mini-game** → **My Frogs**
2. Scroll and select the Frog you wish to feed
3. Click **“Feed”** to open the **Frog Farm page**

<figure><img src="/files/RrHfA4N47Ey4s245SI9y" alt=""><figcaption></figcaption></figure>

***

#### **Step 2: Review Quota Information**

Displayed information includes:

* **Daily quotas:** Minimum / Target / Maximum (USDT)
* **Required tokens:** Token list and proportions
* **Current level:** Level and corresponding reward rate

<figure><img src="/files/h64oFE0HUGCj4MMeDGOD" alt=""><figcaption></figcaption></figure>

***

#### **Step 3: Input Token Amounts**

1. Enter the **amount for each token**
2. The system will **auto-calculate the net USDT value**

<figure><img src="/files/8BS0wMG2o2vY1OMGNOeA" alt="" width="246"><figcaption></figcaption></figure>

You can also use the quick-select buttons **MIN / TARGET / MAX**.\
Check the quota status indicator:

* 🟢 **Valid:** At maximum quota
* 🟡 **Target:** At target quota (eligible for streak bonus)
* 🔴 **Invalid:** Below minimum quota

<figure><img src="/files/r7MN9wD6mNwX2PzRQc7v" alt=""><figcaption></figcaption></figure>

***

#### **Step 4: Confirm Feed**

Click **“Confirm”** to execute the process.\
The system will automatically:

* Swap tokens → USDT
* Calculate fees and slippage
* Validate quota
* Update reward balance
* Increase XP and Level

<figure><img src="/files/RS9u9PuMvWXEymOaxP1f" alt=""><figcaption></figcaption></figure>

***

### **6. CALCULATION & EXAMPLES**

* **Prince Consort feed:** 10 USDT/day → **329.4 USDT/month**
* **Princess feed:** 15.5 USDT/day → **516.15 USDT/month**
* **King feed:** 150 USDT/day → **Approx. 18.5% ROI/month**

***

### 7. NOTES, GUIDES & STRATEGIES

#### 7.1 FAQ – Frequently Asked Questions

**Q: Can I feed my Frog with any token amount?**\
**A:** Yes. You can enter any amount as long as it meets the minimum quota.

**Q: How does the Quota System work?**\
**A:** There are three quota levels: Minimum (required), Target (eligible for streak bonus), and Maximum (reward cap).

**Q: Can I preview the USDT value before feeding?**\
**A:** Yes. The system displays a real-time estimated net USDT value as you input token amounts.

**Q: How are slippage and swap fees calculated?**\
**A:** The system automatically calculates and displays them in the estimation section.\
Net USDT = Total USDT – Slippage – Transaction Fees.

**Q: What are the conditions for the 30-Day Bonus?**\
**A:** Two conditions: maintaining 30 consecutive feeding days and reaching the Target quota on each of those days.

**Q: Can I feed my Frog multiple times a day?**\
**A:** No. Each Frog can only be fed once per day.

**Q: What happens if I miss a feeding day?**\
**A:** The streak will reset to zero. You can still continue feeding normally, but you will lose eligibility for the 30-Day Bonus in that cycle.

#### 7.2 Common Errors

**“Below Minimum Quota”**\
Cause: Net USDT is lower than the minimum quota.\
Solution: Increase the token amount to meet the minimum quota.

**“Insufficient Balance”**\
Cause: Not enough tokens in the wallet.\
Solution: Deposit more tokens into your wallet.

**“Already Fed Today” or “Fed Today!”**\
Cause: The Frog has already been fed for the day.\
Solution: Wait until the next day to feed again.

#### 7.3 Gameplay Strategies

**For Beginners**

1. Start with the Prince Consort Frog (50 USDT) as an entry-level option.
2. Feed at the Target quota to earn the streak bonus.
3. Focus on leveling up to increase bonus rewards.
4. Maintain a consistent feeding streak without missing days.
5. Once familiar, upgrade to the Princess Frog (120 USDT) for higher returns.

**For Experienced Players**

1. Invest in the King Frog to achieve the highest ROI.
2. Maintain a balanced portfolio across multiple Frog types.
3. Feed when token prices are low to optimize costs.
4. Keep feeding at the Target quota to maintain streak bonuses.

**Profit Optimization**

1. Level up quickly to unlock higher bonus rates.
2. Maintain 30 consecutive feeding days to secure the 30-Day Bonus.
3. Always aim for the Target quota instead of the Minimum.
4. Monitor token market trends to choose the most cost-efficient feeding times.

</details>


# Founding Team

<div data-full-width="false"><figure><img src="https://2673847399-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F9dZstmOgrL3xTeRHZ1Vu%2Fuploads%2FlCwPoWq70nZ22raRSVVV%2FSOURCE%20OM13xET%20WPP-13.png?alt=media&#x26;token=9989ec74-e28b-4801-aa4f-47192805b5ba" alt=""><figcaption></figcaption></figure></div>

*<mark style="color:yellow;">Product Development Team (Dev Team):</mark>*

* Includes blockchain engineers, frontend/backend developers, smart contract specialists, QA/QC testers, and system operations engineers (DevOps).

*<mark style="color:yellow;">AI & Cybersecurity Team:</mark>*

* Comprises AI engineers developing intelligent financial tools together with security specialists focused on cryptography and protection of user data.

*<mark style="color:yellow;">User Experience Design Team (UI/UX):</mark>*

* Focused on optimizing the user onboarding process and creating an accessible, user-friendly experience for the majority of users.

*<mark style="color:yellow;">Marketing & Communications Team:</mark>*

* Includes practitioners with deep expertise and practical experience in the Web3 market, capable of researching, designing, and implementing effective marketing strategies.


# Legal


# BUSINESS LICENSE IN THE STATE OF WYOMING - USA

ONFA FINTECH USA is a legally registered entity operating in the state of Wyoming, United States — one of the most blockchain- and digital-asset-friendly states.

#### 🛡️ Guide to Verifying ONFA License in Wyoming (United States)

ONFA FINTECH USA is the legal entity officially registered to operate in **the state of Wyoming, United States** – one of the states most favorable to blockchain technology and digital assets. To ensure transparency, the community can fully **self-verify the company's license** by the following steps:

***

**🔎 Steps to Follow:**

1. **Access the official website:**\
   👉 <https://wyobiz.wyo.gov>
2. **Go to the "Business Center" section**\
   On the main menu bar, select **Business Center** (or access directly: Business Entity Search)
3. **Select "Business Entity Search"**\
   The business search interface will appear.
4. **In the “Filing Name” field (Entity Name), enter: "**&#x4F;NFA FINTECH USA CORP"
5. **Press the “Search” button to perform the lookup.**

***

After searching, you will see:

* **Company name:** ONFA FINTECH USA CORP
* **Status:** Active (Operating)
* **Type of entity:** Profit Corporation
* **Address:** 9191 Bolsa Ave, Westminster, California
* **Registration date:** 26/03/2024
* **Address:** 7777 Center Ave # 210, Huntington Beach, CA 92647, USA
* **Legal details:** A PDF copy of the certificate of incorporation is available for viewing

***

**📌 Note:**

* The site wyobiz.wyo.gov is the official portal of the **Wyoming State Government** – all data here are **authenticated information**.

#### ✅ ADVANTAGES OF ONFA REGISTERING BUSINESS IN WYOMING – UNITED STATES

**1. Legally permitted to operate in the United States**

→ Wyoming is one of the 50 states of the United States. When ONFA is registered here, the company becomes **a valid legal entity under U.S. law**, with full rights to:

* Enter into contracts
* Open bank accounts
* Solicit investment capital
* Participate in litigation as a legal entity

***

**2. A regulatory environment friendly to Blockchain**

→ Wyoming is known as **"the blockchain capital"** of the United States due to:

* Clear, pioneering legislation recognizing digital assets as legitimate property
* Permitting the establishment of digital asset banks (for example: Kraken Bank)
* No taxation on digital assets

🧠 **Meaning:** ONFA can develop services related to cryptocurrency wallets, NFTs, staking, decentralized exchanges, … with **clear legal protection**.

***

**3. Tax incentives**

→ Wyoming is a **state that does not impose corporate income tax**, does not levy property tax on individuals, and does not impose dividend tax – enabling the company to:

* **Optimize operating costs**
* Attract investors reassured about profit margins

***

**4. Protect shareholder information**

→ Wyoming **does not require disclosure of shareholder lists**, enabling ONFA to:

* Protecting the privacy of investors and founders
* Easily restructure equity or raise private capital

***

**5. High flexibility in corporate structure**

→ The law allows:

* Multiple flexible share classes (voting, non-voting, preferred, utility…)
* Easy issuance of ESOP (employee shares)
* Establishing a DAO or legally recognized decentralized autonomous organization


# SEC - U.S. SECURITIES AND EXCHANGE COMMISSION

📝 Overview of Form D for ONFA FINTECH USA:

> In March 2024, ONFA FINTECH USA filed **Form D** with **the U.S. Securities and Exchange Commission (SEC)** to register a private securities offering pursuant to **Regulation D, Rule 506(c)**.

> This filing assists ONFA in complying with financial transparency requirements and establishing legal standing when accessing the U.S. capital markets. The full contents of the filing have been publicly disclosed on the SEC’s EDGAR retrieval system.

#### 🏛️ Guide to Retrieving ONFA Information on the SEC Website

***

**📍 Step 1: Access the SEC homepage**

👉 Go to the address: <https://www.sec.gov>

***

**🔍 Step 2: Open the EDGAR search tool**

On the homepage, select:

➡ **Menu** → **Search Filings** → **Company Filings**\
Or access the search tool directly:\
👉 <https://www.sec.gov/edgar/searchedgar/companysearch>

***

**🧾 Step 3: Enter search keywords**

In the field **"Company Name" or “CIK”**, enter one of the following keywords:

* `ONFA FINTECH USA CORP` *(full legal entity name)*
* Or the CIK (Central Index Key): `0002025436`

> 🔎 Tip: You may only need to type “ONFA” and the SEC will suggest the full name for you.

***

**📄 Step 4: Access the company filings**

After locating it, click the company name to view the **filings submitted**, including:

* **Form D**: registration of a private securities offering
* **Information about officers, address, and business activities**
* **Other public documents related to fundraising or regulatory compliance**

***

**✅ Advantages of having Form D – SEC Filing**

1. **Legalization of fundraising activities in the United States**\
   → Allows ONFA to raise capital from **accredited investors** without listing on a public securities exchange.
2. **Increased transparency and credibility**\
   → Filing with the **U.S. Securities and Exchange Commission (SEC)** demonstrates a commitment to legal compliance and financial transparency.
3. **Supports access to international investors**\
   → Venture capital funds and major investors typically only partner with companies that have public SEC filings.
4. **Potential for more rapid scaling**\
   → Provides ONFA with a legal foundation to raise substantial capital for blockchain projects, staking, or electronic wallet initiatives.


# FINCEN LICENSE: MSB - MONEY SERVICES BUSINESS

To ensure transparency and legal authenticity, ONFA FINTECH USA has registered for the license **MSB – Money Services Business** with **FinCEN (Financial Crimes Enforcement Network)**, the anti-money laundering agency under the United States Department of the Treasury.

The community can **verify this information themselves** with just a few simple steps:

#### 🛡️ INSTRUCTIONS TO VERIFY ONFA FINTECH USA'S MSB LICENSE

**🧭 STEPS TO VERIFY:**

**✅ Step 1:**

👉 Access the FinCEN homepage at:\
<https://www.fincen.gov>

**✅ Step 2:**

Scroll to the middle of the page, locate and click on the section:\
🔹 **“Money Services Businesses Information”**

> 📍 *Tip:* There is a magnifying glass icon next to this line – it is easy to identify.

**✅ Step 3:**

The system will redirect to the search page:\
👉 <https://www.fincen.gov/msb-state-selector>

**✅ Step 4:**

On the search interface, proceed as follows:

* In the field **“Legal Name”**, enter: ONFA
* Then, press the **“Search”** button to begin the search.

***

**📋 THE SEARCH RESULTS WILL DISPLAY:**

* **Company name:** ONFA FINTECH USA
* **MSB registration number:** 31000276949235
* **Address:** 9191 Bolsa Ave, Westminster, California
* **Permitted activities:**
  * Money Transmitter - Money transfer services
  * Dealer in Foreign Exchange - Foreign exchange / digital asset trading
* **Scope:** All 50 states + U.S. territories
* **License issuance date:** 18/07/2024

#### ✅ ADVANTAGES WHEN ONFA HOLDS THE MSB LICENSE **MSB – U.S. FINCEN**

***

**1. Legally authorized to operate financial services in the United States**

→ The MSB license is issued by **FinCEN – United States Financial Crimes Enforcement Network**, allowing ONFA to:

* Provide **money transfer services (money transmitter)**
* Operate **a digital asset trading platform**
* Provide **foreign exchange trading services (forex/crypto)**\
  \=> This is **a mandatory requirement** if one intends to conduct financial activities in the U.S. market in a **legal and public manner**.

***

**2. Authorized to operate in all 50 U.S. states**

→ Under MSB license number **31000276949235**, ONFA is approved to operate across the entire United States, including territories such as: Guam, Puerto Rico, the Virgin Islands, Northern Mariana Islands, etc.

\=> This enables ONFA to deploy **federal-wide financial services** that **do not require separate approvals from each state** – a significant advantage in terms of cost and time.

***

**3. Affirmation of credibility and global standards**

→ MSB is one of the **licenses recognized by international financial institutions**, enabling ONFA to:

* **Increase trust** with partners, banks, and exchanges
* **Facilitate cooperation** with international payment systems and wallet services
* Attract investors with greater confidence because the financial entity has been **recognized by the U.S. Department of the Treasury**

***

**4. Compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) laws**

→ As an MSB, ONFA is required to:

* Implement **transparent KYC procedures**
* Store and report high-value or suspicious transactions
* Establish an anti-money laundering system conforming to international standards

✅ This helps to:

* **Prevent legal risks** in the future
* Ensure the operational system is **secure, lawful, and auditable**\
  → This also forms the foundation for ONFA to integrate with **banks, VISA, and the traditional financial ecosystem**.

***

**5. Prepare for larger products (for example: stablecoins, crypto cards, international remittance)**

→ If ONFA intends to issue:

* **Stablecoin**
* **Crypto payment card**
* **Cross-border remittance platform**\
  ... then the MSB license is **the “golden ticket” to open the legal gateway for all those services.**


# CERTIK AUDIT

#### 🛡️ CertiK & ONFA: Security, Transparency, and Trust in the Blockchain World

In a rapidly evolving blockchain market that carries significant security risks, a project audited and monitored by CertiK is a clear indicator of **seriousness, transparency, and long-term commitment**.

***

**🧠 Who is CertiK?**

**CertiK** is the **world's leading blockchain security audit firm**, founded by PhDs from Yale and Columbia. The company specializes in security assessments for Web3, DeFi, NFT projects, and Smart Contracts using **Formal Verification** – which helps detect vulnerabilities in source code and protect users' assets.

With more than **4,000+ audited projects**, including prominent names such as Polygon, BNB Chain, Sandbox, Aave… CertiK is the **gold standard for blockchain projects seeking to build global trust**.

***

**🔍 ONFA – Audited and Monitored by CertiK**

**ONFA FINTECH USA** – the rapidly developing decentralized financial ecosystem – **has officially been listed on the CertiK Skynet platform** since **17/11/2024**, with a series of positive indicators:

**✅ Latest Skynet Security Score:**

🔹 **91.90 / 100** – Rating: **AA (very high)**\
⟶ This is a **substantial increase** from the previous score (85.38), reflecting **a marked improvement in ONFA's system performance and reliability**.

| **Category**      | **Score** | **Quality Assessment**                                                                              |
| ----------------- | --------- | --------------------------------------------------------------------------------------------------- |
| **Code Security** | 90.89     | ✅ *Very strong* – Source code is tightly designed, with minimal security risk.                      |
| **Operational**   | 97.57     | ✅ *Excellent* – The system operates stably, with no deployment or interaction errors.               |
| **Market**        | 96.00     | ✅ *Very positive* – Liquidity and trading activity are healthy, reflecting robust buying interest.  |
| **Governance**    | 85.50     | ✅ *Stable* – Governance mechanisms are organized, transparent, and reasonably decentralized.        |
| **Community**     | 80.55     | 🟡 *Good* – The community is present and actively engaged, though there remains room for expansion. |
| **Fundamental**   | 88.46     | ✅ *Solid* – Project structure, token model, and practical applications are highly regarded.         |

✅ **0 critical vulnerabilities**, **0 security warnings**, and have **remedied all issues identified during the audit**.

***

**🎯 Why does this matter?**

ONFA being audited by CertiK and continuously monitored on the Skynet platform:

* ✅ **Enhances investor and community confidence**
* ✅ **Serves as a prerequisite for listing on major exchanges**
* ✅ **Affirms commitment to transparency and long-term development**
* ✅ **Creates a competitive advantage in international markets**

***

**🔗 View ONFA on CertiK:**

👉 <https://skynet.certik.com/projects/onfa>

***

**🧩 Strategic assessment:**

* ONFA is **developing robustly in both security and market aspects**
* The score improvement **Market** from 73 → 96 is a **particularly positive sign** – demonstrating that the ONFA ecosystem is genuinely growing rather than merely engaging in marketing.
* **Skynet Score 91.90 (AA)** positions ONFA as **a potential candidate for major exchanges**, investment funds, and the international community.

***

#### 💬 Conclusion

> **“No security, no value.”**\
> ONFA is not only building a comprehensive financial ecosystem but also laying the foundation for a transparent and secure future – with CertiK as a trusted security monitoring partner.
>
> With the upgraded security score to **91.90 / 100**, ONFA not only **maintains system safety**, but also **ascends into the group of projects with the highest security credibility on CertiK** – reinforcing its global position in the decentralized finance market.


# Global Trust Depository

#### 🛡️ ONFA HOLDS LEGITIMATE SKR – ASSET GUARANTEE AT GLOBAL TRUST DEPOSITORY

ONFA FINTECH USA not only operates with legal transparency in the United States, but also holds **valuable assets guaranteed through SKR (Safe Keeping Receipt)** – a form of high-end custodial asset deposit with global credibility.

**✅ WHAT IS AN SKR?**

**SKR – Safe Keeping Receipt** is a document confirming that a valuable asset has been deposited (custodied) with an independent custodial institution, such as a bank, vault, or trust organization like **Global Trust Depository (GTD)**.

💡 Assets may include:

* Cash, bonds, equity shares
* Rare works of art (such as Picasso paintings)
* Assets serving as collateral for investments or financial guarantees

***

**💼 THE SIGNIFICANCE OF SKR FOR ONFA**

ONFA having SKR confirmed in the GTD system demonstrates that:

* ✅ **The company possesses real assets that have been officially custodied**
* ✅ **These assets can be used as collateral in fundraising, financing, or international cooperation activities**
* ✅ **Substantially enhances credibility and financial transparency** in the view of the community, investors, and global partners

Specifically, according to the query results:

* **ONFA/FG1943/216M** – valued at 216 million USD
* **ONFA/MADAMEZ/150M** – valued at 150 million USD\
  📌 Total deposited asset value: **366 million USD**

<figure><img src="https://3543960588-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FHVUlozWTsEZi0p2AOyyB%2Fuploads%2FOL0LQlhOuzcN5YLCluHP%2Fimage.png?alt=media&#x26;token=9ce53800-2e36-4ad4-a0dc-ed67eb8986aa" alt=""><figcaption></figcaption></figure>

***

**🔍 GUIDE TO SELF-VERIFY ONFA'S SKR INFORMATION**

The community can easily **self-verify ONFA's credentials** by following these steps:

**Step 1:**

👉 Access the official website: <https://globaltrustdepository.com/>

**Step 2:**

On the menu bar, click the item:\
🔎 **"Report Check"**

**Step 3:**

In the “Search” field, enter the keyword: ONFA

**Step 4:**

Press **Enter** or the search button. The results will display ONFA's valid SKRs along with the publication date and the name of the confirming signatory.

***

**🎯 CONCLUSION**

> An SKR is compelling evidence indicating that ONFA not only has legal capability but also **holds genuinely guaranteed assets**, providing the foundation for investment programs, staking, and the development of a more sustainable and transparent ecosystem than ever before.


# Term of service

#### 1. ELIGIBILITY

To be eligible for any ONFA Services, you must be 18 years of age or older and reside in the country in which the relevant ONFA Services are accessible. Please note that not all ONFA Services are available in all countries.

#### 2. SERVICES

**2.1 Digital Asset Services**

The following services ("Digital Asset Services") may be provided to you by ONFA:

A Digital Asset Wallet ("Digital Asset Wallet") allows you to store, track, transfer and manage the balances of several types of supported Digital Assets such as Bitcoin or Ethereum, …. (collectively, "Digital Assets");

The Digital Assets redemption service allows you to choose prices for the conversion (buying and selling) of various types of Digital Assets and (subject to certain restrictions) perform any redemption on the ONFA App ("Digital Asset Exchange Service").

**2.2 Additional Services.**

In addition to core services (i.e., Digital Asset Services), the following services ("Additional Services") may be provided by ONFA such as P2P, daily staking, Credit Line, Secured Trading Guarantee, Farming, Launchpad…

**2.3 Service fees ("Fees").**

You agree to be responsible for and pay all fees for using the service.

#### 3. SET UP AN ACCOUNT

**3.1 Register for an ONFA account**

To use the ONFA Services, you need to register for an ONFA account ("ONFA Account") by providing your details, including your name, email address, and password, and accepting the terms of this Agreement.

By using an ONFA Account, you agree and represent that you will only use the ONFA Services for yourself. Each customer is only allowed to register one ONFA account. You are solely responsible for all activities that occur in your ONFA Account.

We may, in our sole discretion, refuse to open an ONFA Account for you, or suspend or terminate any ONFA Account (including but not limited to duplicate accounts), or suspend or terminate transactions of specific Digital Assets in your account.

**3.2 Identity verification**

You agree to provide us with the information we request (which we may request from time to time as we deem necessary) for identity verification and the detection of money laundering, terrorist financing, Disclosure fraud, or any other financial crime, including as outlined in Schedule 2 (Verification Procedures and Limits) and allow us to retain such information.

You will need to complete specific verification procedures before you can start using the ONFA Services and access specific ONFA Services, including certain redemptions of and Digital Assets. The limits applicable to your use of the ONFA Services may be subject to change as information is continuously collected.

The information we request may include (but is not limited to) personal information such as name, residential address, phone number, email address, date of birth, taxpayer identification number, national identification number information related to your bank account (such as bank name, account type, routing number and account number) network status, customer type, customer role, payment type, mobile device identifiers (e.g., international mobile subscriber identifier and international mobile device identifier) and other subscriber status details, and any such information that ONFA captures required to collect from time to time under applicable law.

You may also be required to undergo an "Advanced Due Diligence", if ONFA may ask you to submit additional information about yourself or your business, provide relevant documentation and arrange staff meetings. ONFA so that ONFA may have information about the source of your Assets and the source of the Assets for any transactions made during your use of the ONFA Services.

By providing us with this information or any other information that may be requested, you acknowledge that such information is true, accurate and complete that you do not retain any information. May affect ONFA' assessment of applying for an ONFA Account or providing you with ONFA Services. You undertake to promptly notify in writing and provide ONFA with information regarding any changes that may cause any information provided to be false, inaccurate, or incomplete. You undertake to provide any documents, records, and other additional information as may be required by ONFA and/or applicable law. You authorize us to keep records of such information. We will process this information following the Data Protection Section.

You authorize us to make requests, whether directly or through third parties, that we deem necessary to verify your identity or protect you and/or us against fraud or other financial crime and take such action as we reasonably deem necessary to inquire. When we make these requests, you acknowledge and agree that your personal information may be disclosed to fraud or financial crime law enforcement agencies and that those authorities. This can fully answer our requirements. In addition, we may ask you to wait for a period of time following the completion of a transaction before allowing you to use the ONFA Services further and/or before allowing you to engage in transactions beyond the limit volume.

#### 4. DIGITAL ASSET SERVICES

**4.1 General**

Your Digital Asset Wallet allows you to send Digital Assets to and request, receive and store Digital Assets from other users or third parties outside of the ONFA Platform by offering orders through the ONFA App (each such transaction is a "Digital Asset Transaction").

Digital Assets Exchange Service allows you to trade and exchange Digital Assets on the ONFA Platform; ONFA facilitates and enables the trading and exchange of Digital Assets among its customers on the ONFA Platform.

**4.2 Execution of Transactions**

We will use reasonable efforts to affect all transactions (buy/sell), exchange of Digital Assets. Still, in some cases, we may not be able to do so. If so, we will notify you and obtain your consent to attempt redemption at the current Exchange Rate (as defined below).

**4.3 Exchange rate**

Each conversion (buying or selling) of a Digital Asset is also subject to the Exchange Rate for that transaction. "Exchange Rate" means the price of a certain supported Digital Asset in units of Fiat as quoted on the ONFA App. The Exchange Rate is EXPRESSED as a "Buy Price" or "Ask Price", which is the price at which you can buy or sell the respective Digital Asset.

You acknowledge that the Exchange Rate for the Purchase Price may not be the same as the Exchange Rate for the Sale Price at any time and that we may add an Asset of Difference to the quoted Exchange Rate. When you agree to make a transaction, you agree to accept that Exchange Rate when you transact. We do not guarantee the availability of any Exchange Rates. We do not guarantee that you will be able to trade (buy and/or sell) your Digital Assets on the open market at any price or at any particular time.

**4.4 Approval of transactions; Reverse the transaction; Cancel the transaction**

By clicking the 'Buy' or 'Sell' button on the ONFA App, you are authorizing ONFA to initiate a transaction with the Quoted Bid or Ask Price and agree to any associated fees and any other fees.

You may not cancel, reverse or change transactions marked as complete or pending. If your payment fails or if your payment method does not have sufficient Digital Assets, you authorize us, in our sole discretion, to cancel the transaction or deduct the Assets from your other payment methods to complete the transaction. It is your responsibility to maintain an appropriate balance and/or sufficient Digital Asset limit or fees. ONFA reserves the right to suspend access to the ONFA Services until such unpaid Digital Assets are settled.

**4.5 Trading Digital Assets**

We will process Digital Asset Transactions according to the instructions we receive from you. You need to verify all transaction information before giving us instructions. We do not guarantee the identity of any user, recipient, authorized person, or other third parties, and we have no obligation or responsibility to ensure that the information you provide is accurate and complete.

Digital Asset transactions are non-refundable once submitted to the respective Digital Asset network. Suppose you perform a Digital Asset Transaction by entering the recipient's email address, and the recipient does not have an ONFA Account available. In that case, we will invite the recipient to open an ONFA Account. If the recipient does not open an ONFA Account within 30 days, we will return the relevant Digital Asset Unit to your Digital Asset Wallet.

We may charge a network fee to process Digital Asset Transactions on your behalf. We will charge the network fee at our discretion. However, we will always inform you of the network fee when you approve the Digital Asset Transaction or before. The network fee for each transaction will be shown on the payment page at the time of payment. When you or a third party deposit Digital Assets from an external wallet that is not part of ONFA into the ONFA Digital Asset Wallet, the person performing the transaction is responsible for the proper execution of the transaction, including the payment of network fees, grid for transactions to be completed and other issues. Failure to pay network fees may result in your transaction being held in a pending state beyond ONFA' control; We are not responsible for delay or loss arising from errors in the execution of transactions, and we are not obliged to assist in the recovery of such erroneous transactions.

Once a Digital Asset Transaction is submitted to the Digital Asset network, the transaction will not be confirmed for a time until the Digital Asset network confirms the transaction. A Digital Asset transaction is pending means that the transaction has not been completed. The Digital Asset Number associated with a pending Digital Asset Transaction will be designated as pending and will not be added to your Digital Asset Wallet balance and also is not available to execute Digital Asset Transactions until the network confirms the transaction.

We may also refuse to process or cancel any pending Digital Asset Transactions as required by law, regulation, or any other court or authority to which ONFA is subject under any jurisdiction, for example, in the case of suspected Asset laundering, terrorist financing, fraud, or any other financial offense.

**4.6 Types of Digital Assets Supported**

Our Digital Asset Service applies only to the types of Digital Assets supported by ONFA ("Supported Digital Asset Types") and the types of Digital Assets supported by ONFA. Support may change over time.

Under no circumstances should you use your Digital Asset Wallet to store, send, request, or receive Digital Assets in any way that we do not support. We are not responsible or liable for the use of your Digital Asset Wallet for types of Digital Assets that we do not support. You acknowledge and agree that ONFA is not responsible or liable for any unsupported assets sent to the wallet associated with your ONFA Account.

**4.7 Stop supporting a type of Digital Asset**

At ONFA' sole discretion, ONFA may discontinue supporting any Digital Asset. ONFA will notify you at least two days in advance (unless applicable law or regulatory authority requests to discontinue support for a shorter period) to the email address associated with your ONFA account to notify of such discontinuance or by posting a notice on the ONFA App, Website. If you do not sell or deposit such Digital Assets off the platform during this time, ONFA reserves the right to withdraw such Digital Assets from your account and credit your ONFA account at the market value of a supported Digital Asset (price will be determined in our reasonable discretion).

**4.8 Operation of Digital Asset protocols**

We do not own or control the underlying software protocols that govern the operation of the types of Digital Assets supported on our platform. In general, the underlying protocols are "open source," and anyone can use, copy, modify, and distribute them.

We are not responsible for the operation of the underlying protocols, and we cannot guarantee the functionality or security of network operations. You acknowledge and accept the risk that the underlying software protocols relating to any type of Digital Asset you contain in your Digital Asset Wallet are subject to change.

In particular, the underlying protocols may be subject to sudden changes in operating rules (including "forks"). Any such significant operational change could seriously affect the availability, value, functionality, and/or name of the type of Digital Asset you contain in your Digital Asset Wallet. ONFA has no control over the timing or nature of these significant operational changes. It would help if you were self-aware of upcoming operational changes and carefully reviewed the public and information that ONFA may provide to determine whether to continue trading in the affected Digital Asset benefit with your ONFA Account or not. In the event of any such operational change, ONFA reserves the right to take necessary steps to protect the security and safety of assets held on the ONFA Platform, including temporarily suspending only works for the type(s) of Digital Assets concerned and other necessary steps; ONFA will use its best efforts to notify you of ONFA's response to material operational changes; however, such changes are beyond ONFA' control and may occur without notice to ONFA. ONFA's response to any material changes to such operations is at ONFA' sole discretion and includes a decision not to support any new Digital Assets, forks, or actions is different.

You acknowledge and accept the risk of operational changes to the Digital Asset protocol and agree that ONFA is not responsible for such functional changes and is not responsible for any loss about what values you might encounter as a result of those rule changes. You acknowledge and accept that ONFA is in its sole discretion to respond to any operational changes and that ONFA is not responsible for assisting you with unsupported protocols or Assets or currencies.

**4.9 Latency of storing and transferring Digital Assets**

ONFA securely stores the private key of Digital Assets, combining online and offline storage. Our security protocols may delay the execution or credit of a Digital Asset Transaction.

**4.10 Third-party payments**

We have no control over or are responsible for the distribution, quality, safety, legality, or any other aspect of any goods or services you buy or receive, sell, or transfer to any third party (including other users of the Digital Asset Service). We are not responsible for ensuring that a third-party buyer or seller with whom you deal will complete the transaction or be authorized to complete the transaction. If you have a problem with any goods or services purchased or sold to any third party using the Digital Assets transferred using the Digital Asset Services, or if you have a dispute with such third party, you need to resolve the dispute directly with that third party.

If you believe a third party has been fraudulent, misleading, or otherwise acting inappropriately, or if you cannot resolve a dispute with the third party satisfactorily, you may notify support of ONFA at: <https://t.me/onfasupport> so we can see how we can handle it.

**4.11 Digital Asset Ownership**

All types of Digital Assets are held in your Digital Asset Wallet, which is held by ONFA on an asset custody basis for you. This means:

(A) Ownership of Digital Assets remains with you at all times. As the owner of the Digital Assets in your Digital Asset Wallet, you assume all risk of loss of such Digital Assets. ONFA does not accept any liability for fluctuations in the value of Digital Assets held in your Digital Asset Wallet.

(B) None of the Digital Assets in your Digital Asset Wallet are the property of ONFA or may be used for lending by ONFA; ONFA does not represent assets in a user's Digital Asset Wallet or consider assets in a user's Digital Asset Wallet to be owned by ONFA. ONFA may not grant security for Digital Assets held in your Digital Asset Wallet. Unless there is a legally enforceable decision or judgment from a court, or a valid request from a law enforcement agency, or as otherwise provided herein, ONFA will not sell, transfer, lend, mortgage, or transfer Digital Assets in your Digital Asset Wallet unless requested by you or unless required by a court or law enforcement agency to do so.

(C) You control the types of Digital Assets in your Digital Asset Wallet. You may withdraw your Digital Assets at any time by sending them to another blockchain address controlled by you or a third party, depending on the time of the outage, subject to downtime or not, and subject to other applicable policies.

(D) To more securely hold customers' Digital Assets, ONFA may use shared blockchain addresses to hold Digital Assets on behalf of the customer and/or on behalf of ONFA. Customer's Digital Assets are segregated from ONFA's own Digital Assets by keeping separate ledgers for customer and ONFA accounts. Notwithstanding that, ONFA is under no obligation to use different blockchain addresses to hold Digital Assets owned by you and Digital Assets owned by other customers or by ONFA.

ONFA is under no obligation to issue any type of replacement Digital Asset in the event that any Digital Asset, password or private key is lost, stolen, malfunctioned, or destroyed. or inaccessible.

#### 5. TRADE LIMITS AND HIGH ASSESSMENTS

**5.1 Transaction limit**

Use of all ONFA Services is subject to a limit on the volume you can trade or transfer within a certain period of time (e.g., daily). Please see Appendix 2 (Verification and Limitation Process) for more details. To view your limits, log in to your ONFA Account. Your transaction limit may vary depending on the verification steps you have completed and other factors. We reserve the right to change the applicable limits as we deem necessary. If you would like to increase your limit beyond what is shown, you can submit a request at <https://t.me/onfasupport>

**5.2 Advanced due diligence**

We may ask you to provide additional information about yourself or your business, provide documents and arrange a meeting with ONFA staff if you wish to increase your limit ("Advanced due diligence"). We reserve the right to charge you the costs and fees associated with such Advanced due diligence. However, if we intend to charge you, we will notify you in advance so you can decide if you want to continue to request an increase in the limit or not. At our discretion, we may refuse to increase your limit or we may reduce your limit at a later time, even if you have completed advanced due diligence.

#### 6. SUSPENSION, TERMINATION, AND CANCELLATION

**6.1 Suspension, Termination, and Cancellation**

We may: (a) refuse to complete or hold, block, cancel or reverse a transaction you approved (even after the Assets have been credited to your ONFA Account), (b) suspend, restrict or terminate your right to use any or all of the ONFA Services, and/or (c) deactivate or cancel your ONFA Account, and these actions are effective immediately i.e., for any reason, including but not limited to the following:

(A) we reasonably believe we need to do this to protect ONFA's reputation;

(B) we are required to do so by applicable law, regulation, or order of any court or other competent authority to which we are subject in any jurisdiction;

(C) we suspect, with a reasonable view, that you have acted in breach of this Agreement;

(D) we suspect you have breached our 'Prohibited Use, Prohibited Business and Conditional Use Policy' (as set forth in Exhibit 1);

(E) we are concerned that a transaction is in error or are concerned about the security of your ONFA Account, or we suspect that the ONFA Service is being used in a fraudulent manner or using illegal;

(F) we suspect money laundering, terrorist financing, fraud, or any other financial offense;

(G) your use of ONFA Account is subject to pending litigation, investigation, or governmental action and/or we perceive a high risk of non-compliance with law or regulation in connection with the operation of your ONFA Account; and/or

(H) you take any action that may affect our control, such as opening multiple ONFA Accounts or abusing our incentive or support programs.

We may also refuse to complete or block, cancel or reverse a transaction you approved when there are insufficient Digital Assets in your Digital Asset Wallet and/or insufficient Digital Assets number in your Digital Asset Wallet to pay for the transaction and associated fees (if any).

**6.2 If we refuse to complete a transaction and/or suspend, restrict, or close your ONFA account and/or terminate your use of the ONFA Service, we reserve the right to terminate your account without prior notice if you violate the company's policies. Additionally, where appropriate, we will notify you of the error correction procedure that led to the refusal, suspension, or closure of your ONFA account. In the event that we refuse to complete the suspension and/or closure of your ONFA account, we will lift the suspension or complete the transaction as soon as practicable once the reasons for the refusal and/or suspension no longer exist. However, we are under no obligation to allow you to restore a transaction at the same price or under the same terms as a transaction that has been suspended, reversed, or aborted.**

We may suspend, limit or terminate your right to use any or all of the ONFA Services and/or deactivate or cancel your ONFA Account without cause. You acknowledge that our actions, including restricting access, suspending, or closing your ONFA Account, may be based on security criteria necessary for security and risk management protocols. You agree that ONFA is under no obligation to disclose the details of its security and risk management process to you.

**6.3 Consequences of Termination or Suspension**

Upon termination of this Agreement for any reason, except as prohibited by applicable law or by any other court or order to which ONFA is subject in any jurisdiction, you are authorized to access to your ONFA Account:

(A) within ninety (90) days thereafter to transfer Digital Assets out of your Digital Asset Wallet and/or out of the ONFA Platform; and/or

(B) at any time within a period of ninety (90) days from the date of termination of this Agreement to move Digital Assets out of your Digital Asset Wallet and/or out of the Platform. ONFA platform

You are not permitted to use the ONFA Services or your ONFA Account for any other purpose during this time, and we may, at our sole discretion, limit the functionality of the ONFA Platform or your access to the ONFA Platform.

If we suspend or close your ONFA Account or terminate your use of the ONFA Services for any reason, we reserve the right to require you to complete the procedures set forth in Section 3.2 again (Verification). identity verification) before allowing you to transfer or withdraw Digital Assets.

#### 7. LEGAL RESPONSIBILITIES

**7.1 Exemption for ONFA**

Suppose you have a dispute with one or more users of the ONFA Services (other than ONFA). In that case, you agree that we and our affiliates or service providers and any officers, directors, agents, neither our joint venture nor our employees and representatives shall be liable for any claims, demands, and damages (actual and consequential, direct or indirect) of any kind arise in connection with such dispute.

**7.2 Compensation**

You agree to indemnify us, our affiliates and service providers, and each of our respective officers, directors, agents, employees, and representatives. or and service providers, any costs (including attorneys' fees and any fines, fees, or penalties by any regulatory authority) reasonably justified in connection with to any claim, claim or damage arising in connection with your breach and/or our entry into this Agreement (including but only your breach of the 'Prohibition of Use Policy' , Business is prohibited and your 'conditional use' (as set forth in Exhibit 1)) or your violation of any law, rule or regulation, or the rights of any third party.

**7.3 Limitation of Liability**

ONFA's aggregate liability to you for any individual claim or mass claim to loss, expense, liability or expense which you may incur as a result or in connection with any breach of the Agreement by ONFA shall be limited to the maximum sum of the entire value of the Digital Assets into your Digital Asset Wallet at the time of the breach related by ONFA. In the case of processing a specific request in relation to a particular transaction, the number of such Assets shall be limited to the corresponding number of Transactional Assets (buy/sell) of the international transaction.

**7.4 Loss limit**

In addition to the limitation of liability in Section 7.3 (Limit of Liability) above, in no event shall we, our affiliates or service providers, or any officers, directors, agents, or agents, managers, employees or representatives of our affiliates or service providers or of us, shall not be liable for any loss or damage of the following arising out of or in connection with to this Agreement or in any other way:

(A) any loss of profit or loss of expected revenue or profit, including any loss of expected trading profit and/or any actual or hypothetical trading loss, whether directly or indirectly, even if we were notified or known in advance of the possibility of such loss. This means that if you claim that we did not properly process a Digital Asset Transaction, your damages will be limited to no more than the total value of the Digital Assets received. support is mentioned in the transaction, and you may not be able to cover your expected trading profit loss or actual trading loss due to failure to buy or sell Digital Assets (this example will not be limited to the content stated earlier)

(B) any loss or damage to reputation or reputation; any loss of business or loss of opportunities, customers or contracts; any loss or waste of other employees' general expenses, administrative costs or time; or any other actual or expected loss of revenue or savings, direct or indirect, even if we had been advised or known in advance of the possibility of such loss; any loss of use of hardware, software or data and/or any data corruption; including but not limited to any loss or damage arising out of or in connection with any inaccuracies, errors or omissions of Digital Asset price data; any errors or delays in the transmission of such data; and/or any interruption of any such data; and

(C) any loss or damage not arising directly from our breach of this Agreement (whether or not you can prove such loss or damage).

**7.5 Applicable Law**

This limitation of liability in this Section 7 (Liability) is subject to any obligations we have under applicable laws and regulations, including the obligation to be careful and use reasonable skill when providing the ONFA Service. Nothing in this Agreement shall limit our liability in the event of fraud or misrepresentation, gross negligence, willful misconduct, death, or personal injury caused by the negligence of us or our subcontractors.

**7.6 No warranties are given**

ONFA Services, ONFA Platform, are provided on an "as is" and "as available" basis. We make no further promises regarding the availability of ONFA Services. In particular, we do not make any implied warranties of title, merchantability, or fitness for a specific purpose and/or non-infringement warranties. We make no promises that access to the ONFA Platform, any ONFA Services, or any materials on ONFA will be guaranteed to be continuous, uninterrupted, timely, or with no error.

We make no representations as to the accuracy, order, timeliness, or completeness of the Digital Asset price data available on the ONFA App, Website. Any materials, information, views, opinions, projections, or estimates presented on the ONFA App, Website are provided by ONFA for informational purposes only and are subject to change without notice. You must judge for yourself the relevance, timeliness, accuracy, completeness, commercial value, completeness, and reliability of the materials, information, opinions, predictions, or estimates on the App. ONFA, Website and/or App ONFA, Website. Accordingly, ONFA makes no warranties, and ONFA does not accept any liability for any loss arising directly or indirectly as a result of your action in reliance on any documents, information, opinions, opinions, projections or estimates are provided or made available through the ONFA App, the Website and/or the ONFA App, the Website.

ONFA Services, the ONFA Platform, and the ONFA App, the Website is not intended to provide specific investment, tax, or legal advice or to make any recommendation as to the suitability of any investment or product for any particular investor. You should seek independent financial, legal, regulatory, tax, or other advice before making an investment in investments or products. In the event that you choose not to seek advice from an appropriate advisor, you should consider whether the investment or product is right for you.

We will use reasonable efforts to ensure that Digital Asset Transactions, requests related to Digital Asset Wallets are processed in a timely manner, but ONFA makes no representations or warranties about the time required to process. Completion of processing depends on many factors beyond our control. We will use reasonable efforts to ensure that requests on the ONFA platform are processed in a timely manner, but we make no representations or warranties about the time period required to complete processing; this depends on many factors beyond our control.

Except for the express statements set forth in this Agreement, you acknowledge and agree that you do not rely on any other statement or understanding, whether written or oral, regarding the use of this Agreement when using and accessing ONFA Services App and ONFA Website.

**7.7 No liability for violations**

We are not responsible for any breach of the Agreement, including delays, non-performance, or interruptions of service, as they arise directly or indirectly from unusual circumstances. And unforeseen events beyond our control, the consequences of which are inevitable, nor shall we be liable if the application of mandatory legal rules causes such breach.

#### 8. DISCLAIMER AND RISK DISCLOSURE

**8.1 No Investment, Legal or Tax Advice**

Nothing contained on the ONFA platform, including but not limited to its website, mobile applications, materials, communications, or any related services (collectively, the “Services”), constitutes investment, legal, tax, or accounting advice. ONFA does not provide advisory services, and no content available through the Services shall be construed as a recommendation, endorsement, or solicitation to buy, sell, or hold any digital asset or to engage in any investment strategy.

Users are solely responsible for evaluating the merits and risks associated with the use of any information or content provided by ONFA and are strongly encouraged to consult with independent professional advisors prior to making any financial decisions.

**8.2 No Offer or Solicitation**

Nothing contained in the Services constitutes an offer to sell, or a solicitation of an offer to buy, any securities, derivatives, or financial instruments in any jurisdiction. Any such offer or solicitation may only be made through formal offering documentation in compliance with applicable laws and regulations.

Digital assets made available through ONFA are not intended to be, and should not be construed as, securities, ownership interests, or investment contracts unless explicitly stated otherwise in legally binding documentation.

**8.3 Market Risk and Volatility**

Digital assets are subject to high market risk and price volatility. The value of digital assets may fluctuate significantly over short periods of time and may be affected by a variety of factors including, but not limited to, market demand, liquidity, technological developments, regulatory changes, and macroeconomic conditions.

Past performance is not indicative of future results. Users acknowledge that they may lose part or all of their assets and should only participate in transactions that they fully understand and can financially withstand.

**8.4 No Guarantee of Returns**

ONFA does not guarantee any profits, returns, or performance outcomes. Any projections, estimates, or forward-looking statements that may be displayed on the platform are for informational purposes only and are inherently uncertain.

Users agree that all investment and trading decisions are made at their own risk.

**8.5 Accuracy of Information**

Information provided through the Services is obtained from sources believed to be reliable; however, ONFA makes no representations or warranties, whether express or implied, as to the accuracy, completeness, timeliness, or reliability of such information.

All materials are provided on an “as is” and “as available” basis without warranties of any kind.

**8.6 Technology and Protocol Risks**

Digital asset transactions rely on blockchain and distributed ledger technologies, which are subject to risks including but not limited to software bugs, security vulnerabilities, network failures, forks, protocol changes, cyberattacks, and third-party service disruptions.

ONFA does not control underlying blockchain networks and shall not be held responsible for any losses resulting from protocol-level events or technological failures.

**8.7 Third-Party and P2P Risks**

ONFA may provide access to peer-to-peer (P2P) services or third-party integrations. ONFA is not a counterparty to such transactions and does not guarantee the performance, identity, or reliability of any third party.

Users assume full responsibility for verifying counterparties and bear all risks associated with such transactions.

**8.8 User Responsibility**

Users are solely responsible for:

* (a) all decisions made using the Services;
* (b) verifying transaction details prior to execution;
* (c) ensuring compliance with applicable laws and regulations in their jurisdiction;
* (d) maintaining the security of their accounts, private keys, and credentials.

ONFA shall not be liable for any losses arising from user errors, negligence, or unauthorized access.

**8.9 Limitation of Liability**

To the fullest extent permitted by law, ONFA and its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or special damages, including but not limited to loss of profits, loss of data, or loss of digital assets, arising out of or in connection with the use of the Services.

**8.10 Changes to Views and Services**

Any views, opinions, or information provided through the Services are subject to change at any time without prior notice. ONFA does not undertake any obligation to update or revise any content.

**8.11 Acknowledgment and Acceptance of Risk**

By accessing or using the Services, you acknowledge that you have read, understood, and agreed to this Disclaimer and Risk Disclosure. You further acknowledge and accept that you assume all risks associated with your use of the Services and waive any claims against ONFA to the maximum extent permitted by law.

#### 9. APPLICATION AND ACCURACY OF ONFA APP, SITE

**9.1 Accessibility & Availability**

Access to the ONFA Service may be reduced or unavailable during high trading volume or significant volatility. This may result in restrictions on access to your ONFA Account or the ONFA Services, including the inability to execute or complete transactions, and may also result in delays in support request response.

(A) although we strive to provide the best service, we do not guarantee that the ONFA App, Website, or other ONFA Services will be available without interruption, and we do not guarantee that any of your ONFA Accounts will be taken, accepted, credited, or remain open, and we do not guarantee that your ONFA Account will be accessible; and

(B) please be aware that our customer support response times can be slow, even during times of high volume or significant volatility, especially for inquiries Unreliability and security. Under no circumstances will ONFA be liable for any alleged damages arising from service interruptions, transaction processing delays, or lack of timely response from customer support of ONFA.

**9.2 Accuracy of ONFA App, Website**

While we aim to provide accurate and timely information on the ONFA App, the Website, the ONFA App, the Website (including but not limited to, the ONFA App Content, the Website (as defined below) is not always completely accurate, complete or up to date and may also include technical errors or typographical errors.

For the purpose of providing you with the most complete and accurate information possible, to the extent permitted by applicable law, the information may be changed or updated from time to time without notice, including but not limited to: includes more than just information regarding our policies, products, and services. Accordingly, you should verify all information before trusting it, and all decisions based on the information contained on the ONFA App, Website are solely your responsibility. We shall not be liable jurisdiction over those decisions.

Links to third-party materials (including but not limited to ONFA Apps, websites) may be provided for convenience purposes only but are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the information, content, or services contained in any third-party materials accessible to or linked to from the ONFA App, Webpage.

#### 10. CUSTOMER FEEDBACK, INQUIRY, COMPLAINTS, AND DISPUTE SETTLEMENT

**10.1 Contacting ONFA**

If you have any feedback, questions, or complaints, contact us via our Customer Support page at <https://t.me/onfasupport>/.

When you contact us, please provide your name, email address, and any other information we may need to identify you, your ONFA Account, and the transaction for which you request feedback, have questions, or complaints.

**10.2 Complaints**

If you have a dispute with ONFA, you agree to contact our support team first to resolve the dispute. If we are unable to resolve the dispute through the support team, you and we agree to use the complaints process outlined in this Section 9.2. You agree to use this process before taking any of the actions set forth in Section 9.4. Suppose you do not follow the procedures set forth in this Section 9.2 before taking action in Section 9.4. In that case, we reserve the right to request a court/authority to dismiss your action/application unless and until when you complete the following steps:

In the event that the complaint has not been resolved through contacting ONFA Support, please use our complaint form to determine the cause of the complaint, how you would like us to resolve the complaint, and any other information you deem relevant. You can find the complaint form on ONFA support pages, <https://t.me/onfasupport>/, or you can ask ONFA Customer Support for it. We will confirm receipt of your complaint form once you submit it. A customer complaints officer ("Employee") will review your complaint. This Officer will review your complaint based on the information you have provided and any information provided by ONFA.

Within 15 working days of our receipt of your complaint, this Officer will address all issues raised in your complaint by emailing you ("Notice of Resolution"). complaint"), where this Officer will: (i) offer to resolve your complaint in the manner requested by you; (ii) make a decision to deny your appeal and state the reasons for the denial; or (iii) offer to have your claim resolved by an alternative. Under certain circumstances, if this Employee is unable to respond to your complaint within 15 business days, the Employee will (unless prohibited by applicable law) send you a provisional reply stating the reason. Due to the delay in responding to your complaint and specifying the timeframe for responding to your complaint (no later than 35 business days from the time we receive your complaint letter).

Any offer of claims settlement we make to you will only become binding on us if you accept it. Our offer of settlement will not constitute our admission of any wrongdoing or liability in connection with the claim.

10.3 If we are unable to resolve your complaint through the complaints process set out in Section 9.2 above, you may report your complaint through the dispute processes outlined in Section 9.4 below, as applicable to you

10.4 Both you and we agree that we will not commence any dispute process set forth in Section 9.4 below in relation to all or part of your claim until such time as Section 9.2 has been completed. However, Sections 9.2 and 9.4 shall not be construed to prevent either party from seeking interim relief in a court of competent jurisdiction: For claims or disputes arising out of or in connection with this Agreement or the provision of the ONFA Services, the ONFA Platform or the ONFA App, the Website that cannot be resolved through the complaints process set out in Section 9.2 above, you may submit The Superior Court of California, U.S. have consumer jurisdiction to bring proceedings against ONFA.

#### 11. DATA PROTECTION

You acknowledge that we may process personal data relating to you (if you are an individual) and the personal data you have provided (or provided in the future) to us concerning your personal data, your employees and other associates, or other individuals (if you are not an individual) in connection with this Agreement or the ONFA Services. We will process this personal data in accordance with this Privacy Policy, which will form part of this Agreement. Accordingly, you represent and warrant that:

(A) Your disclosure to us of any personal data relating to individuals other than you is in accordance with all applicable data protection and data privacy laws, and such data is accurate, current, and appropriate when disclosed;

(B) before providing any such personal data to us, you confirm that you have read and understood our Privacy Policy, which you can view our Privacy Policy here: privacy policy, and in the case of personal data relating to an individual other than you, you acknowledge that you have provided that individual with a copy (or will provide the individual at a later date). information disclosure); or show the individual the web page containing that Privacy Policy (which is the most recent revision of the policy) and

(C) when we send you an alternate version of the Privacy Policy, you will immediately read the notice and send updated copies of the Privacy Policy to anyone to whom you have provided your personal data to us, or show them a website containing an updated Privacy Policy.

#### 12. SECURITY

**12.1 Password security**

To access the ONFA Services, you will be asked to create or will be provided with detailed security information, including a username and password. You are responsible for keeping the electronic device from which you access the ONFA Services and for maintaining confidentiality and full control over any and all confidential information you use to access the ONFA service. This includes taking all reasonable steps to prevent loss, theft, or misuse of such electronic equipment and ensuring that said equipment is both encrypted and password protected.

Any loss or breach of your electronic device or security details may result in unauthorized third-party access to your ONFA Account and the possibility of a Technical Asset, numbers held in your ONFA Account being lost or stolen. You must keep your confidential information safe at all times. For example, you shouldn't write them down or let others see them.

Under no circumstances will ONFA ever ask you for your ID, password, or 2-factor authentication code, or share your screen, or attempt to gain access to your computer or account. You should not provide your details to any third party for the purpose of remote access to your account. Always log in to your ONFA Account through the ONFA App to review transactions or take action in case you feel uncertain about the authenticity of any communication or announcement.

We are not responsible for any loss you may suffer as a result of a breach of your account login information through no fault of ONFA and/or failure to comply with the requirements set forth in this Section 12.1, or not follow or act on any notice or warning we may send you.

**12.2 Authentication and Verification**

To access the ONFA Service, users must provide an email address and create a password. ONFA provides two-factor authentication through the user's mobile device (Short Message Service or One-Time Password (OTP) app based on time support). A verified phone number is required to activate two-factor authentication via SMS. Users are responsible for keeping the electronic devices used to access the ONFA Service secure and maintaining full control and security over all the security information used to access the ONFA Service. This includes taking all reasonable steps to prevent loss, theft, or misuse of the aforementioned electronic devices and ensuring that those electronic devices are password protected. Any loss or compromise of personal electronic devices or security information may result in unauthorized third-party access to your ONFA Account and the loss or theft of digital assets and/or other assets in your ONFA Account, as well as misuse of the associated accounts.

**12.3 Security Breach**

If you suspect that your ONFA Account or any of your security information has been compromised or if you discover any fraudulent or attempted fraudulent actions or any other security incidents (including a cybersecurity attack) affecting you and/or ONFA (collectively "Security Breach"), you must:

(A) promptly notify the ONFA Support Department via the free email <support@onfa.io>;

(B) continue to provide accurate and up-to-date information throughout the duration of the Security Breach;

(C) you must take the steps as instructed when we request reasonable assistance in mitigating, managing, or reporting any Security Breach.

Failure to promptly provide notice of any Security Breach may be considered when we determine the appropriate resolution for the issue.

**12.4 Safety and Security for Your Computer and Devices**

ONFA is not responsible for any damages or interruptions caused by any computer viruses or other malicious code that may affect your computer or other devices or any other fraudulent, impersonating, or other attacking behavior. We recommend that you regularly use reputable software to prevent and detect available viruses. You should also be aware that SMS services and emails are susceptible to spoofing and phishing attacks, so you should exercise caution when reviewing messages pretending to be from us.

#### 13. TERM OF USING API

ONFA APIs that can only be used on the ONFA Platform include the ONFA app, the onfa.io website, and our affiliates, agents, representatives, trusted service providers, and contractors for limited purposes. The use of ONFA APIs outside of the ONFA Platform will necessitate ONFA's permission. We reserve the right to block accounts that attempt to make unauthorized use of APIs for profiteering or destruction, such as system DDOS, Launchpad participation, redemption, P2P trading, and other similar activities.

#### 14. GENERAL TERMS

**14.1 Your Compliance with Applicable Laws.**

You must comply with all applicable laws, regulations, licensing requirements, and third-party rights (including, without limitation, data privacy, anti-money laundering, and anti-terrorism financing laws) when using ONFA Services, ONFA Platform, and ONFA App, Website.

**14.2 Prohibited and Conditional Uses**

In connection with your use of the ONFA Services and your interactions with other users and third parties, you agree to comply with the 'Prohibited Uses, Prohibited Industry, and Conditional Use Policy (as set out in Appendix 1). Nothing in this document shall be construed to imply the unauthorized grant of any license or right to use Digital Assets for illegal, fraudulent, unethical, or unauthorized purposes or promote or facilitate any illegal, fraudulent, unethical, or unauthorized conduct or activity. We reserve the right at all times to monitor, review, retain and/or disclose any information necessary to satisfy applicable laws, regulations, sanctions, legal processes, or the requirements of law enforcement agencies.

**14.3 Modifications**

We will notify you of any changes to the Agreement regarding the ONFA Services. In such cases, you will be deemed to have accepted such changes if you do not notify us by the effective date of the change and continue to use the ONFA Services. If you do not accept the change, you must notify us and the Agreement will terminate at the end of the notice period. You may also terminate the Agreement immediately at no cost. Termination takes effect at any time prior to the expiration of the notice period.

We may make all other amendments to the Agreement (including in relation to any other ONFA Services) by posting the revised Agreement on the ONFA App, Website, or by submitting it via email and letting you know when the revised Agreement goes into effect. While we will try to notify you in advance where possible, we will let you know that the revised Agreement will take effect immediately where it is lawful to do so. If you do not agree to any such modification, you should close your ONFA Account and cease using the ONFA Services. You agree that any notice of modifications in a foregoing manner shall be sufficient notice and that your continued access to and/or use of the ONFA Services and/or the Website will constitute your you acknowledge the modifications, and this will be deemed your acceptance of the revised Agreement.

Copies of the latest version of the Agreement will always be available on the ONFA App, Website.

**14.4 Relationship of the Parties**

Nothing in this Agreement shall be deemed or shall be deemed to be, nor shall you or ONFA be a partnership or joint venture, or you or ONFA an agent of the other.

**13.5 The Privacy of Others**

If you receive information about other users through the ONFA Services, you must keep the information confidential and use that information only in connection with the ONFA Services. You may not disclose or provide user information to third parties or use the information unless there is a reasonably necessary reason to perform a transaction and other incidental functions reasonably, such as support, reconciliation, and accounting, unless the user agrees to allow you to do so. You may not send unsolicited communications to other users through the ONFA Service.

**13.6 Contact Information**

It is your responsibility to update your contact details (including email address and phone number) in your ONFA Account record to receive any notices or alerts we may send to you (including notices or warnings about actual or suspected Security Breach). Please see Appendix 3 for more details regarding how we will contact you.

**14.7 Taxes**

You are solely responsible for determining whether your transactions made through ONFA are taxable and the amount to be taxed for such transactions, and for the retention, collection, reporting, and payment of correct tax amount to the appropriate tax authority. Your transaction history is available on your ONFA Account.

**14.8 Unclaimed property**

If we hold Digital Assets on your behalf and are unable to contact you, and have no record of your use of the ONFA Services for several years, applicable law may require us to report the digital assets as unclaimed property to the authorities in certain jurisdictions. We will attempt to locate you at the address shown in our records. Still, if it cannot be found, we may be required to deliver any such Digital Assets to agencies in some jurisdictions as unclaimed property. We reserve the right to deduct account freezing fees or other administrative fees from such Unclaimed Assets where permitted by applicable law.

**14.9 Account holder passed away**

For security reasons, if we receive legal documents confirming your death or other information that leads us to believe you have passed away, we will freeze your ONFA Account, and for the time being, no transaction can be completed until (i) your operator/designee has opened a new ONFA Account, as further described below, and all Your ONFA account has been transferred to that new account, or (ii) we have received satisfactory evidence leading us to believe that you have not passed away. If we have reason to believe you may be deceased, but we do not have satisfactory proof of your death, you authorize us to make requests, whether directly or through a third party. Which we consider necessary to determine if you have passed away. Once we have received satisfactory proof that you have passed away, the operator/trustee you have designated in a valid Will or similar Will document will be required to open a new ONFA Account. If you have not appointed a moderator/trustee, we reserve the right (i) to treat you as your operator/trustee with any person entitled to inherit your ONFA Account as a result of us. I determine through receipt and review of documents that I consider necessary or appropriate, including (but not limited to) a Will or similar document or (ii) requesting an order to appoint an administrator. /trustee from a court that has jurisdiction over your estate. In the event that we determine that there is uncertainty regarding the appointment of a moderator/trustee, we reserve the right to request an order to resolve the matter from a court of competent jurisdiction before taking any action in relation to your ONFA Account. Subject to the foregoing, the opening of a new ONFA Account by a designated operator/trustee is required upon the death of the ONFA Account holder, and you agree that the operator/trustee Your trustee will be required to open a new ONFA Account and provide the necessary information pursuant to Section 3 of this Agreement to gain access to the contents of your ONFA Account.

**14.10 Entire Agreement**

This Agreement (including documents incorporated by reference herein) constitutes the entire understanding and agreement between you and ONFA as to the subject matter hereof and it supersedes any and all prior discussions, agreements and understandings of any kind (including without limitation any prior versions of this Agreement), and of any kind between you and ONFA.

**14.11 Interpretation**

The section headings of this Agreement are for convenience only and shall not govern the meaning or interpretation of any provision of this Agreement.

**13.12 Transfers**

This Agreement is personal to you, and you may not assign or assign your rights, licenses, interests, and/or obligations to anyone else. We may assign or sublicense our rights, interests, and/or obligations at any time, including as part of a merger, acquisition, or other corporate reorganization related to ONFA, provided that such assignment or assignment does not materially affect the quality of the ONFA Services you receive. Subject to the foregoing, this Agreement shall be binding and enforceable to the benefit of the parties, their successors, and assigns.

**14.13 Invalidity**

Suppose any provision of this Agreement is determined to be invalid or unenforceable under any applicable law. In that case, this will not affect the validity of any other provision. Suppose any provision is found to be unenforceable. In that case, the unenforceable provision will be severed, and the remaining provisions will remain enforceable.

**14.14 Exercising Our Rights**

We may not always be able to enforce our rights under this Agreement strictly. Suppose at any time we choose not to exercise our rights. In that case, this is only a temporary measure, and we may strictly enforce our rights again at any time.

**14.15 Change of control**

Suppose ONFA is acquired or merged with a third-party legal entity. In that case, we reserve the right to transfer or assign the information we have collected from you and our relationship with you (including this Agreement) as part of a merger, acquisition, sale, or other change of control.

**14.16 Existence**

All provisions of this Agreement are substantially beyond the term or time of termination of this Agreement, including but not limited to, Sections relating to suspension or termination, cancellation of ONFA Accounts, liabilities to ONFA, joint use of the ONFA Platform or App, ONFA Website, disputes with ONFA and the general terms shall continue to be binding on and in effect after termination or expiration of this Agreement.

**14.17 Governing Law**

This Agreement and the relationship between you and us will be governed by the laws of United States, subject to any mandatory local laws or User rights.

#### APPENDIX

**Appendix 1: PROHIBITED TYPES OF USE, PROHIBITED LINES, AND CONDITIONAL USE FORMS**

**1. Prohibited Uses**

You may not use your ONFA Account to engage in the following categories of activity ("Prohibited Use"). The specific usage patterns listed below are representative but not exhaustive. If you are unsure whether your use of the ONFA Services or the ONFA Platform is related to Prohibited Uses or have questions about how these requirements apply to you, please submit a support request. at: <https://t.me/onfasupport> or email: <support@onfa.io>

By opening an ONFA Account, you represent and warrant that you will not use your ONFA Account, any ONFA Services, and/or the ONFA Platform to do any of the following:

(A) Illegal Activity: Activity that may violate or facilitate the violation of any law, regulation, ordinance, or regulation or law enforcement program enforced in countries where ONFA conducts business, including, but not limited to, regulatory regimes enforced by the Office of Foreign Assets Control of the United States Department of the Treasury ("OFAC"), or in connection with Revenue gain from any illegal activity; publish, distribute or disseminate any unlawful material or information.

(B) Abuse Actions: Actions that impose an unreasonable or disproportionately large burden on our infrastructure or interfere with, intercept or hijack any systems, data or information any negative way; transmit or upload any material to the Website that contains a virus, trojan, worm or any other malicious or harmful program; attempt to gain unauthorized access to the Website, other ONFA accounts, computer systems or networks connected to the Website, through password mining or any other means; use another party's ONFA Account information to access or use the ONFA App, Website, except where merchants and/or specific applications are specifically authorized by the user to access the information and that user's ONFA account; or transfer your account access or the rights to your account to a third party, except as required by law or and with express permission from ONFA.

(C) Abuse of Other Users: Obstructing another person or entity from accessing or using any ONFA Services; libel, abuse, blackmail, harass, stalk, threaten, or otherwise violate the legal rights (such as, without limitation, privacy, publicity, and intellectual property) rights of others; instigating, threatening, facilitating, promoting, or encouraging hostile, racist, or violent behavior against others; collects information from the ONFA App, Website about others, including but not limited to email addresses, without appropriate consent.

(D) Fraud: Acting to defraud ONFA, ONFA users, or any other person; provide any false, inaccurate or misleading information to ONFA.

(E) Gambling: Lottery; charged auctions; sports forecasts or offers odds; virtual sports prizes with cash prizes; compete for games on the internet; competitions; sweepstakes; game of chance.

(F) Infringement of Intellectual Property Rights: Entering into transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right by law, including but not limited to the sale, distribution, or access to music, movies, counterfeit software, or other licensed materials, without prior authorization from the owner; use ONFA intellectual property, name or logo, including use of ONFA trademarks or services without express consent from ONFA, or otherwise harm ONFA or the ONFA brand; any action that implies an untrue claim of or relating to ONFA.

**2. Prohibited Occupations**

In addition to the Prohibited Uses described above, the following categories of businesses, business methods, and items of sale are prohibited from being conducted using the ONFA Services or the ONFA Platform ("Prohibited Industries"). . The specific uses listed below are representative and not exhaustive. If you are unsure whether the use of the ONFA Services or the ONFA Platform is related to a Prohibited Business or have questions about whether the above requirements apply to you, please contact us at <https://t.me/onfasupport> or email: <support@onfa.io>.

By opening an ONFA Account, you represent and warrant that you will not use the ONFA Services or the ONFA Platform in connection with any of the following businesses, activities, practices, or items:

(A) Limited Financial Services: guarantees; debt collection services;

(B) Infringement of intellectual property or proprietary rights: selling, distributing, or accessing counterfeit music, movies, software, or other licensed materials without the permission of the owner;

(C) Counterfeit or Unauthorized Goods: the unauthorized sale or resale of brand or designer products or services; selling goods or services that are illegally imported or exported;

(D) Strictly regulated Products and Services: cannabis clinics and distributors and related businesses; sale of cigarettes, e-cigarettes, and liquid for e-cigarettes; online prescription or pharmacy services; age-restricted goods or services; weapons and ammunition; gunpowder and other explosives; fireworks and related goods; toxic, flammable and radioactive materials;

(E) Drugs and Injection Drug Supplies: selling drugs, controlled substances, and any device designed to produce or use drugs, such as decks, vape tubes, and hookahs;

(F) Counterfeit drugs: pharmaceuticals and other products that make health claims that have not been approved or verified by applicable national and/or local regulatory authorities;

(G) Substances designed to counterfeit, illegal drugs: selling a legal substance that has the same effect as an illegal drug (e.g., salvia, kratom);

(H) Adult Content and Services: pornography and other obscene materials (including literature, images, and other media); sites that provide any sex-related services such as prostitution, pay-per-view, adult live chat;

(I) Multi-level marketing: pyramid system, network marketing;

(J) Unfair, exploitative or deceptive practices: Investment opportunities or other services that promise high rewards; sell or resell a service without added benefit to the buyer; reselling government services without authorization or value-added; websites that we perceive and decide to consider unfair, deceptive, or exploitative;

(K) High-risk business: any business that we believe poses a high financial risk, liability, card network, or banking policy violation.

**3. Conditional use**

Express written consent and approval must be obtained from ONFA before use of the ONFA Services for business items and/or subsequent use ("Conditional Use"). Written consent can be requested by contacting us at: <https://t.me/onfasupport> or emailing: <support@onfa.io>

ONFA may also require you to agree to additional conditions, make additional representations and warranties, complete advanced account opening processes, and operate within limits if you use the Service. ONFA is related to any of the following businesses, activities, or practices:

(A) Charities: Receive donations for nonprofit businesses;

(B) Games of Skill: Games that are not defined as gambling under this Agreement or by law, but which require entry fees and award prizes;

(C) Religious/Spiritual Organization: The activity of a for-profit religious or spiritual organization.

**Appendix 2: VERIFICATION PROCEDURES AND LIMITS**

ONFA uses multi-level systems and processes to collect and verify information about you to protect ONFA and the community from fraudulent users and to maintain proper records of ONFA customers. Your access to one or more ONFA Services or the ONFA Platform and the limits imposed on your use of the ONFA Services (including but not limited to daily or weekly conversion limits, limited level of Digital Assets deposited in the ONFA App, withdrawal of Assets, and transactions, instant purchase limit, transfer limit in the Digital Asset Wallet, and limit for transactions from a recognized payment method link) as well as any changes to such limits from time to time, which may be based on the identification and/or personal information you provide to ONFA.

ONFA may ask you to provide or verify additional information or wait a period after completing a transaction before allowing you to use any ONFA Services and/or before allowing you to participate in transactions that exceed a certain volume limit. You can determine a volume limit related to your identity verification level by submitting a request at <https://t.me/onfasupport> or emailing: <support@onfa.io>

You can submit a request at <https://t.me/onfasupport> or email: <support@onfa.io> to request a limit increase. ONFA will ask you to submit to Advanced Account Verification. Additional fees may apply, and ONFA does not guarantee that we will increase your limit.

**Appendix 3: CONTACT INFORMATION**

**1. Send contact information electronically**

You agree to receive all communications, agreements, documents, notices, and publicly available information electronically (collectively, "Communications") that we provide in connection with your ONFA account and your use of the ONFA Service. Contact information includes:

(A) the terms of use and policies to which you agree (e.g., Agreement and Privacy Policy), including updates to these agreements or policies;

(B) account details, history, transaction receipts, confirmations, and any other account or transaction information;

(C) legal, regulatory, and tax disclosures or statements that we may be required to provide to you;

(D) respond to customer support inquiries or requests submitted in connection with your ONFA Account.

Except as otherwise provided in this Agreement, we will provide these Notices to you by posting them on the ONFA App, Website, emailing them to you at the primary email address listed in your Account, communicating with you via instant chat and/or through other electronic communications such as text messages or mobile push notifications and you agree that such Notice will constitute full Notice of the subject matter.

**2. How to withdraw your consent.**

You may change your mind about opting out of Electronic Notifications by contacting us at: <https://t.me/onfasupport> or emailing: <support@onfa.io>. If you do not give your consent or withdraw your decision to receive the Notice in a specified manner, ONFA reserves the right to immediately close your ONFA Account or charge an additional fee for a paper copy of the Notice.

**3. Update your information.**

It is your responsibility to provide us with a valid and complete email address and contact information and to keep such information up to date. You understand and agree that if ONFA sends you an Electronic Notice, but you do not receive it because the primary email address you have provided is incorrect, not up to date, blocked by your service provider, or because of other reason why you are unable to receive the Electronic Notice, ONFA is deemed to have provided the Communication to you.

You can update your information by logging into your ONFA Account and accessing settings or by contacting our support team at: <https://t.me/onfasupport> or email: <support@onfa.io>.

**Appendix 4: ADDITIONAL ELIGIBILITY FOR VIETNAM ENTERPRISES**

For Vietnamese citizens under the age of 18, to be eligible to use any ONFA Services, you must be 14 years of age or older and have been issued with a citizen identification card (with chip). Vietnamese citizens are not allowed to use Digital Assets through the ONFA Platform as a means of payment in the purchase and sale of any goods or services that are not provided by ONFA.


# Privacy Policy

ONFA and its branches (hereinafter referred to as "ONFA.io," "we," or "us") are committed to protecting and respecting your privacy.

This Privacy Policy (together with our Terms and Conditions) governs the collection, processing, and use of Your Personal Information. We define "Personal Information" as information that identifies you as an individual, such as your name, address, email address, profession, etc.

**1. Purpose of the Privacy Policy**

* Types of personal information we may collect about you and how it is used;
* How we use information about your IP address and our use of cookies;
* Your rights and obligations when providing information to us;
* Commitment not to disclose any personal information to third parties;
* Ability to correct, update, and delete your personal information;
* And the security measures to prevent loss, misuse, or alteration of Personal Information under our control.

**2. Collection and use of personal information**

We may collect your Personal Information if you use our website, open an account to use the Platform, or perform any transactions on the Platform. The types of Personal Information we may collect include:

* Your first and last name;
* Your profile picture;
* Your address;
* Your phone number;
* Your email address;
* Your banking details, including account numbers;
* Your date of birth.

We may use your personal information for the following purposes:

* To allow you to open and operate an Account on the Platform;
* To enable you to complete transactions on the Platform;
* To contact us for any inquiries;
* To provide guidance on using our website;
* As required for regulatory purposes;
* To provide you with information about products and promotional programs that may interest you, from us and third parties, provided you have consented to receiving such information;
* For market research, such as surveys on user needs and opinions on issues such as our performance, etc.

**3. Cookies**

We use a feature of your browser called "cookies" that assigns a unique identification to your computer. Cookies are typically stored on your computer's hard drive. The information collected from these cookie files is used by us to evaluate the effectiveness of the website, analyze trends, and manage the Platform. The information gathered from cookies allows us to identify the most visited sections and pages on our website, as well as the difficulties users may encounter when accessing our site. With the data obtained, we can enhance your user experience on the Platform by identifying and providing the most desired features and information, as well as addressing accessibility issues. We also use cookies and/or web beacons, which are often stored in emails, to help us confirm the receipt and response to our emails and provide you with a more personalized experience when using our website.

We use third-party service providers to gain a better understanding of how users use our website. Our service providers will place cookies on your computer's hard drive and receive information we choose to assist us in knowing which pages users visit alongside our website, products viewed, and general transaction information. Our service providers analyze this information and provide us with aggregate reports. The information and analysis provided by the service providers are used to help us understand the benefits that the website brings to users and how we can provide even more benefits to users. The information collected by the service providers may be linked to and combined with the information we collect about you while using the Platform. Our service providers are contractually limited in their use of the information they receive from the website. The identities of these service providers will be provided to you before you consent to allowing us to use the cookie feature.

**4. Rights and Obligations when providing information to us**

**Your Rights**

* Right to be informed: You have the right to be informed about how your personal information is processed. Upon your written request, we will notify you about the personal information we hold and the use and disclosure of your personal information. We will also provide you with a copy of the personal information we have stored. There may be a minimal fee for accessing your personal information.
* Right to consent: You have the right to consent or refuse the processing of your personal information. Your silence or non-response will not be considered as consent.
* Right of access: You have the right to view and request the correction or request for your personal information.
* Right to withdraw consent: You have the right to withdraw the consent to provide information.
* Right to erasure: You have the right to delete or request the deletion of your personal information.
* Right to restrict data processing: You have the right to request the restriction of the processing of personal information.
* Right to data portability: You have the right to request us to provide the personal information that you have previously provided to us.
* Right to object to data processing: You have the right to complain and object to the processing of your personal information, to prevent or limit the disclosure or use of personal information for advertising or marketing purposes of our products.
* Right to lodge complaints, denunciations, and lawsuits: You have the right to lodge complaints, denunciations, or lawsuits according to the provisions of the law if you find that your personal information is used for improper purposes or without your permission.
* Right to claim compensation for damages: You have the right to claim compensation for damages as provided by law or by agreement between the parties if we violate the provisions of personal data protection.
* Right to self-protection: You have the right to self-protection as provided by law.

You can exercise your rights by sending a request to us at <support@onfa.io>. Requests will be processed within 72 hours of the request.

**Your Obligations**

* Protect your personal information; request relevant organizations and individuals to protect your personal information.
* Respect and protect the personal information of others.
* Provide complete and accurate personal information when consenting to the processing of personal information.
* Comply with the provisions of the law on personal data protection.

**5. Disclosure of personal information**

We use personal information for the purposes as notified at the time you provide us with that information, and/or for the purposes stated in this Privacy Policy and/or as permitted by law.

We are the sole organization controlling and processing your personal information. We may provide the Personal Information you provide to us to our branches, agents, representatives, trusted service providers, and contractors for these limited purposes with your prior consent.

We may also share User's Personal Information with law enforcement agencies or regulatory authorities as required by law.

Any third party receiving or having access to Personal Information will be required to protect that Personal Information and only use it to perform the services they are performing for you or for ONFA.io unless required or permitted by law.

We ensure that these third parties will be informed of their obligations under this Privacy Policy. We will contract with that third party to bind that third party by this Privacy Policy with respect to any Personal Information disclosed to them.

**6. Security**

We have implemented security measures to ensure the security of your personal information and to protect your personal information from loss, misuse, alteration, or deletion. Only authorized personnel of ONFA.io have access to your Personal Information, and these employees are required to treat the information as confidential.

**7. Maintaining Personal Information**

We will retain your Personal Information only as long as necessary for us, for the purposes described in this Privacy Policy and our legal requirements and regulations. As per our record-keeping commitment, we will retain the Account and Personal Information for at least 5 years after the User's closure.

**8. Liabilities**

There may be other risks not foreseen or identified in these Terms of Use.

**9. Marketing**

You have the right to request that we do not process your personal information for marketing purposes. You can exercise your right to block such processing by checking certain information on the forms we use to collect your Personal Information. You can exercise this right at any time by contacting us at <support@onfa.io>.

**10. Start and end time of data processing**

Your data will begin processing from the time you complete providing your information on our platform and will end when your account closure request is processed. Throughout the time you maintain an account on our platform, your information will be processed and used for the purposes mentioned above, as well as to enhance security and protect your assets.

**11. Changes**

Our policies, content, information, promotions, disclosures, disclaimers, and features of our website may be amended, supplemented, updated, and/or modified at any time and without prior notice at the sole and absolute discretion of ONFA.io. If we modify this Privacy Policy, we will take steps to notify all users through a notice on our website and will publish the revised Privacy Policy on the website.

**12. Contact Us**

If you have any questions, comments, or concerns regarding the Privacy Policy and/or our practices concerning the Platform, please contact us at the following email address: Email: <support@onfa.io>.


# ONFA VISA CARD

ONFA VISA CARD is a global payment card enabling direct USDT spending via the Visa network.

#### **1. Overview**

**ONFA VISA CARD** is a global financial product developed by **ONFA FINTECH** and belongs to the ecosystem of **Mettitech Group Holdings**.

The card is designed as **a bridge between digital assets (crypto)** and **the traditional payment system (fiat)**, enabling users to **spend USDT globally** through the **Visa**.

ONFA VISA CARD provides **payment, cash withdrawal, top-up, and digital asset conversion capabilities**, aiming to become **a secure, flexible, and global financial instrument for Web3 users**.

#### **2. Features & Advantages**

1. **Global payments**: Accepted at more than **80 million Visa merchant locations**.
2. **USDT support**: Facilitates easy top-up, conversion, and use of USDT for daily spending.
3. **Crypto-to-Fiat Gateway**: Enables instant conversion of digital assets to fiat currency.
4. **Personal financial freedom**: No spending limits, no balance limits.
5. **High security**: The issuance process is overseen by banking partners and the Visa Network.

#### **3. Fees & Usage Structure**

| Category                                     | Fee level                                 | Notes                                                          |
| -------------------------------------------- | ----------------------------------------- | -------------------------------------------------------------- |
| **Program setup fee**                        | Free                                      | Applied to all ONFA users                                      |
| **Plastic card issuance fee (Plastic)**      | 150 USDT                                  | Includes card fee (60), annual fee (80), initial deposit (10)  |
| **Metal card issuance fee (Metal)**          | 390 USDT                                  | Includes card fee (300), annual fee (80), initial deposit (10) |
| **Reissuance fee**                           | Plastic: 40 USDT / Metal: 280 USDT        | When the user requests a card replacement                      |
| **Annual fee**                               | 80 USDT/year                              | Collected upon renewal                                         |
| **Top-up fee**                               | 4%                                        | Calculated on the total top-up value                           |
| **Crypto → Fiat conversion fee**             | 4%                                        | Executed at the partner gateway                                |
| **POS/Online payment fee**                   | 0.75%                                     | Applied per transaction                                        |
| **ATM withdrawal fee**                       | 0.75%                                     | Additional fees from the local bank may apply                  |
| **ATM balance inquiry fee**                  | According to the partner bank             | Not fixed                                                      |
| **Foreign exchange conversion fee (FX Fee)** | According to Visa and bank exchange rates | Variable                                                       |
| **Withdrawal limits**                        | According to ATM regulations              | No limits from ONFA's side                                     |
| **Spending / top-up / balance limits**       | No limits                                 | Global financial freedom                                       |

#### **4. Applications & Benefits for Investors**

**Web3 financial gateway**: Transform USDT and digital assets into practical payment instruments.

**Global liquidity circulation solution**: Integrates fiat systems for DeFi users.

**Support for listing & transparent auditing**: ONFA information and ecosystem will be published on:

* **CoinMarketCap (CMC)**
* **CoinGecko**
* **Dexscreener (applicable specifically for MTT Token)**
* **CertiK Audit**
* **A tool to expand the ONFA FINTECH ecosystem**, serving users from wallets and exchanges to international payment services.

#### **5. Target Users**

Investors, traders, and USDT holders who wish to **withdraw / spend easily** without manual conversion.

DeFi / Web3 users who require **a stable and licensed crypto–fiat bridge**.

Commercial partners who need **a global payment medium based on stablecoins**.

#### **6. Issuance Process**

1. Register via **the Onfa Fintech portal**.
2. Identity verification (KYC).
3. Select card type (Plastic or Metal).
4. Top up the corresponding USDT for issuance.
5. Receive a physical card or a digital card (if supported).

#### **7. Legal & Security Information**

All ONFA VISA CARDS are issued **in compliance with international financial regulations**.

Transactions are secured according to **Visa Secure standard (3D-Secure)** and the **multi-layer AES-256 encryption**.

All payment and conversion activities are **monitored and recorded under an “immutable ledger state”**, ensuring transparency and immutability.

#### **8. Contact & Support**

**ONFA FINTECH**

**Representative:** Nathan Ho – Chief Executive Officer

**Headquarters:** 7777 Center Avenue, Suite 210, Huntington Beach, California 92647, USA

**Support email:** <support@onfa.io><br>


# Listing Announcement

#### **1. Official Listing Catalog**

**1.1. OFT (ONFA Token)**

Utility token representing the ecosystem **ONFA Fintech**, serving a central role in ONFA's payment services, wallets, and financial products.

| Category                 | Information                                                                                                        |
| ------------------------ | ------------------------------------------------------------------------------------------------------------------ |
| **Exchange (CEX)**       | [MEXC](https://www.mexc.com/vi-VN/exchange/OFT_USDT) • [Bitmart](https://www.bitmart.com/en-US/trade/OFT_USDT)     |
| **Data platforms**       | [CoinMarketCap](https://coinmarketcap.com/currencies/onfa/) • [CoinGecko](https://www.coingecko.com/en/coins/onfa) |
| **Primary trading pair** | OFT/USDT                                                                                                           |
| **Status**               | **Officially listed**                                                                                              |

**1.2. MTT (Mettitech Token)**

Governance and liquidity token of **Mettitech Network**, directly integrated into the product **ONFA VISA CARD**, ONFA wallet, and the DeFi ecosystem.

MTT serves as a bridge between digital assets and ONFA's traditional financial infrastructure.

| Category                 | Information                                                                                              |
| ------------------------ | -------------------------------------------------------------------------------------------------------- |
| **Exchange (CEX)**       | [MEXC](https://www.mexc.com/vi-VN/exchange/MTT_USDT) • [Bitmart](https://www.bitmart.com/trade/MTT_USDT) |
| **Exchange (DEX)**       | [Dexscreener (BSC Pair)](https://dexscreener.com/bsc/0x3988a867ce4a6f107d7812302d9bc786ba3fc2d8)         |
| **Data platforms**       | [CoinMarketCap](https://coinmarketcap.com/currencies/metti-token/)                                       |
| **Primary trading pair** | MTT/USDT                                                                                                 |
| **Status**               | **Officially listed and currently tracked on DEX**                                                       |

**1.3. OHO Plus Token (OHO)**

Token belonging to the product group **OHO Plus**, providing utility within ONFA Group's expanded financial platforms.

| Category                 | Information                                          |
| ------------------------ | ---------------------------------------------------- |
| **Exchange (CEX)**       | [MEXC](https://www.mexc.com/vi-VN/exchange/OHO_USDT) |
| **Primary trading pair** | OHO/USDT                                             |
| **Status**               | **Officially listed**                                |

#### **2. Summary of Listed Ecosystem**

| Token        | Role                             | CEX           | DEX               | Data platforms           | Condition |
| ------------ | -------------------------------- | ------------- | ----------------- | ------------------------ | --------- |
| **OFT**      | Utility token of the ONFA system | MEXC, Bitmart | –                 | CoinMarketCap, CoinGecko | Listed    |
| **MTT**      | Governance & liquidity token     | MEXC, Bitmart | Dexscreener (BSC) | CoinMarketCap            | Listed    |
| **OHO Plus** | Extended utility token           | MEXC          | –                 | –                        | Listed    |

#### **3. Importance of Listing**

The listing of ONFA ecosystem tokens on **multiple international exchanges** and **leading data platforms** indicates:

1. **Global market recognition** for the ONFA Fintech project.
2. **Transparency and verifiability** of digital assets within the ecosystem.
3. **Enhanced liquidity scalability and investor confidence.**
4. **Positioning ONFA** as a **Web3–CeFi financial bridge** between blockchain and real-world applications.

#### **4. Official Links**

| Category                   | Exchange listing                                                                                                                         |
| -------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------- |
| **Dexscreener (MTT/USDT)** | [dexscreener.com/bsc/0x3988a867ce4a6f107d7812302d9bc786ba3fc2d8](https://dexscreener.com/bsc/0x3988a867ce4a6f107d7812302d9bc786ba3fc2d8) |
| **MEXC – OFT/USDT**        | [mexc.com/exchange/OFT\_USDT](https://www.mexc.com/vi-VN/exchange/OFT_USDT)                                                              |
| **MEXC – MTT/USDT**        | [mexc.com/exchange/MTT\_USDT](https://www.mexc.com/vi-VN/exchange/MTT_USDT)                                                              |
| **MEXC – OHO/USDT**        | [mexc.com/exchange/OHO\_USDT](https://www.mexc.com/vi-VN/exchange/OHO_USDT)                                                              |
| **Bitmart – OFT/USDT**     | [bitmart.com/trade/OFT\_USDT](https://www.bitmart.com/en-US/trade/OFT_USDT)                                                              |
| **Bitmart – MTT/USDT**     | [bitmart.com/trade/MTT\_USDT](https://www.bitmart.com/trade/MTT_USDT)                                                                    |
| **CoinMarketCap – ONFA**   | [coinmarketcap.com/currencies/onfa/](https://coinmarketcap.com/currencies/onfa/)                                                         |
| **CoinMarketCap – MTT**    | [coinmarketcap.com/currencies/metti-token/](https://coinmarketcap.com/currencies/metti-token/)                                           |
| **CoinGecko – ONFA**       | [coingecko.com/en/coins/onfa](https://www.coingecko.com/en/coins/onfa)                                                                   |

***

#### **5.** ONFA Chain Ecosystem: Multi-Token Platform

The ONFA Chain ecosystem currently comprises multiple distinct tokens developed and operated on the same blockchain platform. Each token is designed with specific roles and functions to support system operations, extend applications, and integrate with partners within the ecosystem.

| Token Name                 | Symbol          | Smart Contract                             |
| -------------------------- | --------------- | ------------------------------------------ |
| **ONFA Token**             | **OFT**         | 0x297c6470cc7A3fe5cF8E5D977c33A2d4b4d9b126 |
| **ONFA Hope**              | **OHO**         | 0x423FDAC01863d5a674362E32c3a665E451689a1A |
| **OHO Plus / OHOP / OHO+** | **OHOP**        | 0xA8EFF9604164F9F58A6C0024C2Cf5b87A7D5E3bb |
| **METTI TOKEN**            | **MTT**         | 0x7865541D029fe03E7032DBE40CDF2BeaA25f57b6 |
| **ONFA Gold**              | **OFG**         | 0x76c6A11D44a879f75D9795DbFDd6B879CB7f6a6e |
| **ONFA NFT**               | **ONFA**        | 0x6d3845aeD78281B2ac01564F7AEe14E4edfB86da |
| **NFT Market**             | **ONFA MARKET** | 0xbf1257b442Ac774095852615ab5aa34bD3012a84 |

***

#### **6. Conclusion**

> With OFT, MTT, and OHO Plus simultaneously listed on MEXC, Bitmart, and major data platforms such as CoinMarketCap, CoinGecko, and Dexscreener, the ONFA Fintech ecosystem has formally entered a globalization phase.
>
> This represents a solid foundation for ONFA to expand its payment systems, wallets, and decentralized financial products into international markets.