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  1. Wallet
  2. Deposit and Withdrawal

Fiat Currency

Currently, ONFA is working with Vietnamese banks to pilot fiat transactions with VND.

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Last updated 1 day ago

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  • Processing Time
  • 1. Deposit
  • 2. Withdrawal
  • 3. Track History
  • 4. Buy USDT with Fiat

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Processing Time

🕒 Processing time: 08:00 - 20:00 daily (GMT+7)

  • No time limit applies to deposit transactions

âš  Mandatory conditions:

  • KYC verified.

  • Linked personal bank account in the owner's name.

1. Deposit

Step 1: Go to the Fiat Deposit.

Step 2: Enter the amount to deposit.

  • Minimum: 100,000 VNDT (equivalent to 100,000 VND)

  • Exchange rate: 1 VND = 1 VNDT (stablecoin pegged to VND)

Step 3: Proceed with payment.

  • Direct bank transfer.

  • Payment via QR Code.

Processing time:

  • Complete the transaction within 10 minutes.

⚠ Note: Transactions must be processed within 10 minutes. If time is nearly exhausted, the user must cancel the order to create a new one. 🎉

2. Withdrawal

Step 1: Switch to the Fiat Withdrawal.

Step 2: Enter the amount to withdraw.

  • Use the Max button to quickly select the entire balance or manually enter the desired withdrawal amount.

  • The system will convert automatically and includes a fee of 20,000 VNDT.

Total cost = Withdrawal amount + Fee 20,000 VNDT

Limits:

  • Minimum: 100,000 VNDT.

  • Daily maximum limit: Subject to the withdrawal limits of each account tier.

Step 3: Link a bank account (if not yet linked)

  1. Press Add an account.

  2. Select a bank from the list or search.

  3. Enter the account number.

  4. Automatic verification (account holder name displayed) and press "Add" to attach.

Step 4: 2FA verification.

  • Enter the 6-digit code from the Authenticator app (or similar apps)

Processing time:

  • 12 - 24 hours on business days.

3. Track History

Go to the History to view:

  • Transaction status (Success/Processing/Failed).

  • Transaction type (Deposit/Withdrawal).

  • Execution time.

  • Corresponding amount.

4. Buy USDT with Fiat

To purchase USDT with Fiat currency, you must enable this function by:

Step 1: Access the "Wallet" section.

  • On the ONFA Wallet interface, locate and click "Wallet" (on the main menu bar).

  • Click the "Receive" (Receive).

  • Here you will see the list of cryptocurrencies that can be deposited into the wallet.

Step 2: Select USDT (Tether).

  • Find and select USDT (Tether) from the list.

  • Select the network Polygon.

  • The system will display your USDT wallet address (which can be copied or scanned via QR).

  • Click "Close" to proceed to the next step. → This is an important step for the system to recognize that you intend to purchase USDT with fiat currency

Step 3: Return to the "Fiat" tab. → At this point the Buy USDT page will be ready.

  • Select "Buy USDT" (Buy USDT).

Step 2: Execute the USDT purchase.

  • Enter the USD amount you wish to buy in "You Pay".

    • For example: 1,000 USD → The system will automatically calculate the corresponding USDT amount.

  • Select a payment method:

    • Bank card (Visa/Mastercard).

    • Apple Pay / Google Pay.

  • Review fees & exchange rate (displayed in detail below the payment method).

  • Quantity USDT will be converted in the "You receive (estimate)" (Estimated amount you will receive)

  • Click "Buy now" → Follow the subsequent steps to complete the transaction.

Countries and currencies will be disabled from June 10, 2025

Step 3: Check your USDT balance.

  • After successful payment, USDT will be automatically credited to your ONFA wallet.

  • Verify by going to "Wallet" → View USDT balance.