Savings

Savings is a fixed-term savings program on the platform ONFA Wallet, providing users with a secure investment solution with preferential interest rates. Unlike the Earning format, Savings helps you:

✓ Receive significantly higher interest rates. ✓ Interest is paid at maturity. ✓ Enjoy additional benefits according to VIP tier. ✓ Ensure the safety of invested capital.

The main interface comprises two important sections:

• Ongoing: Monitor active savings positions.

• Farming: Manage the history of matured positions.

The program is suitable for investors seeking to optimize long-term returns with minimal risk.

A. Feature introduction

1. Ongoing interface

When accessing the Savingssection, the system will display:

• List of supported currencies.

• Available savings cycles.

3. Farming interface

This section provides detailed information on:

• Savings packages in which the user is participating.

• Important information:

  • Currency type

  • Savings cycle.

  • Expected returns.

  • Package status.

Note:

• Farming automatically updates the status of packages.

• You can view the history of completed packages.

4. Notable advantages

✔ Higher interest rates than standard Earning. ✔ Centralized management within one interface. ✔ Transparent information, updated in real time. ✔ Diverse maturities and asset types.

B. Cmain operations

1. Key characteristics

• Savings cycle: Higher interest rate than Earning but paid only at maturity.

• Supported assets: OFT, PI, OFG, MTT, OHO.

• Auto-renewal: The system automatically reinvests at the end of the cycle.

2. Important policies

• Early withdrawal:

  • Forfeit all accumulated interest.

  • Penalty 30% the principal amount.

  • Not applicable to already matured packages.

• Cycle selection.

• Manage savings packages

  • Ongoing: Monitor active packages.

  • Farming: View history of completed packages.

• Important note

  • Always check the term before depositing.

  • Consider capital usage requirements.

C. Instructions for depositing into Savings

1. Select currency and savings cycle.

• Go to Savings → Select the Ongoing

• Choose the currency to deposit (currently supported OFT, PI, OFG, MTT, OHO)

• View the list of available cycles:

  • Compare interest rates (% APY).

  • View the lock period.

  • Choose a suitable cycle.

2. Confirm the transaction

• Enter the amount currency to deposit:

  • Enter manually or select MAX to deposit the entire balance.

• The system displays the information:

  • Available balance .

  • ROI rate (%).

  • Selected cycle.

  • Total expected profit (Total Profit).

• Press "Saving" to confirm.

3. Monitor and manage packages

• Go to the Farming to view:

  • Active packages.

  • Transaction history.

  • Details of each savings package.

  • Press CANCEL (Cancel package) IF you wish to cancel the cycle package.

    • Note: Early cancellation does not receive interest and is subject to a 30% deposit penalty

Important notes:

• Early cancellation: Lose 30% of the principal + all interest.

• Auto-renewal: Can be toggled on/off in package details.

4. Auto-renewal function

• When enabled: Automatically reinvest at maturity.

• When disabled: Stop after the current cycle ends.

• How to operate:

  1. Enter the package details.

  2. Toggle the "Auto-renewal" button.

  3. Confirm the change.