# ONFA VISA CARD

#### **1. Overview**

**ONFA VISA CARD** is a global financial product developed by **ONFA FINTECH** and belongs to the ecosystem of **Mettitech Group Holdings**.

The card is designed as **a bridge between digital assets (crypto)** and **the traditional payment system (fiat)**, enabling users to **spend USDT globally** through the **Visa**.

ONFA VISA CARD provides **payment, cash withdrawal, top-up, and digital asset conversion capabilities**, aiming to become **a secure, flexible, and global financial instrument for Web3 users**.

#### **2. Features & Advantages**

1. **Global payments**: Accepted at more than **80 million Visa merchant locations**.
2. **USDT support**: Facilitates easy top-up, conversion, and use of USDT for daily spending.
3. **Crypto-to-Fiat Gateway**: Enables instant conversion of digital assets to fiat currency.
4. **Personal financial freedom**: No spending limits, no balance limits.
5. **High security**: The issuance process is overseen by banking partners and the Visa Network.

#### **3. Fees & Usage Structure**

| Category                                     | Fee level                                 | Notes                                                          |
| -------------------------------------------- | ----------------------------------------- | -------------------------------------------------------------- |
| **Program setup fee**                        | Free                                      | Applied to all ONFA users                                      |
| **Plastic card issuance fee (Plastic)**      | 150 USDT                                  | Includes card fee (60), annual fee (80), initial deposit (10)  |
| **Metal card issuance fee (Metal)**          | 390 USDT                                  | Includes card fee (300), annual fee (80), initial deposit (10) |
| **Reissuance fee**                           | Plastic: 40 USDT / Metal: 280 USDT        | When the user requests a card replacement                      |
| **Annual fee**                               | 80 USDT/year                              | Collected upon renewal                                         |
| **Top-up fee**                               | 4%                                        | Calculated on the total top-up value                           |
| **Crypto → Fiat conversion fee**             | 4%                                        | Executed at the partner gateway                                |
| **POS/Online payment fee**                   | 0.75%                                     | Applied per transaction                                        |
| **ATM withdrawal fee**                       | 0.75%                                     | Additional fees from the local bank may apply                  |
| **ATM balance inquiry fee**                  | According to the partner bank             | Not fixed                                                      |
| **Foreign exchange conversion fee (FX Fee)** | According to Visa and bank exchange rates | Variable                                                       |
| **Withdrawal limits**                        | According to ATM regulations              | No limits from ONFA's side                                     |
| **Spending / top-up / balance limits**       | No limits                                 | Global financial freedom                                       |

#### **4. Applications & Benefits for Investors**

**Web3 financial gateway**: Transform USDT and digital assets into practical payment instruments.

**Global liquidity circulation solution**: Integrates fiat systems for DeFi users.

**Support for listing & transparent auditing**: ONFA information and ecosystem will be published on:

* **CoinMarketCap (CMC)**
* **CoinGecko**
* **Dexscreener (applicable specifically for MTT Token)**
* **CertiK Audit**
* **A tool to expand the ONFA FINTECH ecosystem**, serving users from wallets and exchanges to international payment services.

#### **5. Target Users**

Investors, traders, and USDT holders who wish to **withdraw / spend easily** without manual conversion.

DeFi / Web3 users who require **a stable and licensed crypto–fiat bridge**.

Commercial partners who need **a global payment medium based on stablecoins**.

#### **6. Issuance Process**

1. Register via **the Onfa Fintech portal**.
2. Identity verification (KYC).
3. Select card type (Plastic or Metal).
4. Top up the corresponding USDT for issuance.
5. Receive a physical card or a digital card (if supported).

#### **7. Legal & Security Information**

All ONFA VISA CARDS are issued **in compliance with international financial regulations**.

Transactions are secured according to **Visa Secure standard (3D-Secure)** and the **multi-layer AES-256 encryption**.

All payment and conversion activities are **monitored and recorded under an “immutable ledger state”**, ensuring transparency and immutability.

#### **8. Contact & Support**

**ONFA FINTECH**

**Representative:** Nathan Ho – Chief Executive Officer

**Headquarters:** 7777 Center Avenue, Suite 210, Huntington Beach, California 92647, USA

**Support email:** <support@onfa.io><br>


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