ONFA VISA CARD

ONFA VISA CARD is a global payment card enabling direct USDT spending via the Visa network.

1. Overview

ONFA VISA CARD is a global financial product developed by ONFA FINTECH and belongs to the ecosystem of Mettitech Group Holdings.

The card is designed as a bridge between digital assets (crypto) and the traditional payment system (fiat), enabling users to spend USDT globally through the Visa.

ONFA VISA CARD provides payment, cash withdrawal, top-up, and digital asset conversion capabilities, aiming to become a secure, flexible, and global financial instrument for Web3 users.

2. Features & Advantages

1. Global payments: Accepted at more than 80 million Visa merchant locations.

2. USDT support: Facilitates easy top-up, conversion, and use of USDT for daily spending.

3. Crypto-to-Fiat Gateway: Enables instant conversion of digital assets to fiat currency.

4. Personal financial freedom: No spending limits, no balance limits.

5. High security: The issuance process is overseen by banking partners and the Visa Network.

3. Fees & Usage Structure

Category	Fee level	Notes
Program setup fee	Free	Applied to all ONFA users
Plastic card issuance fee (Plastic)	150 USDT	Includes card fee (60), annual fee (80), initial deposit (10)
Metal card issuance fee (Metal)	390 USDT	Includes card fee (300), annual fee (80), initial deposit (10)
Reissuance fee	Plastic: 40 USDT / Metal: 280 USDT	When the user requests a card replacement
Annual fee	80 USDT/year	Collected upon renewal
Top-up fee	4%	Calculated on the total top-up value
Crypto → Fiat conversion fee	4%	Executed at the partner gateway
POS/Online payment fee	0.75%	Applied per transaction
ATM withdrawal fee	0.75%	Additional fees from the local bank may apply
ATM balance inquiry fee	According to the partner bank	Not fixed
Foreign exchange conversion fee (FX Fee)	According to Visa and bank exchange rates	Variable
Withdrawal limits	According to ATM regulations	No limits from ONFA's side
Spending / top-up / balance limits	No limits	Global financial freedom

4. Applications & Benefits for Investors

Web3 financial gateway: Transform USDT and digital assets into practical payment instruments.

Global liquidity circulation solution: Integrates fiat systems for DeFi users.

Support for listing & transparent auditing: ONFA information and ecosystem will be published on:

• CoinMarketCap (CMC)

• CoinGecko

• Dexscreener (applicable specifically for MTT Token)

• CertiK Audit

• A tool to expand the ONFA FINTECH ecosystem, serving users from wallets and exchanges to international payment services.

5. Target Users

Investors, traders, and USDT holders who wish to withdraw / spend easily without manual conversion.

DeFi / Web3 users who require a stable and licensed crypto–fiat bridge.

Commercial partners who need a global payment medium based on stablecoins.

6. Issuance Process

1. Register via the Onfa Fintech portal.

2. Identity verification (KYC).

3. Select card type (Plastic or Metal).

4. Top up the corresponding USDT for issuance.

5. Receive a physical card or a digital card (if supported).

7. Legal & Security Information

All ONFA VISA CARDS are issued in compliance with international financial regulations.

Transactions are secured according to Visa Secure standard (3D-Secure) and the multi-layer AES-256 encryption.

All payment and conversion activities are monitored and recorded under an “immutable ledger state”, ensuring transparency and immutability.

8. Contact & Support

ONFA FINTECH

Representative: Nathan Ho – Chief Executive Officer

Headquarters: 7777 Center Avenue, Suite 210, Huntington Beach, California 92647, USA

Support email: [email protected]