FINCEN LICENSE: MSB - MONEY SERVICES BUSINESS

To ensure transparency and legal authenticity, ONFA FINTECH USA has registered for the license MSB – Money Services Business with FinCEN (Financial Crimes Enforcement Network), the anti-money laundering agency under the United States Department of the Treasury.

The community can verify this information themselves with just a few simple steps:

🛡️ INSTRUCTIONS TO VERIFY ONFA FINTECH USA'S MSB LICENSE

🧭 STEPS TO VERIFY:

✅ Step 1:

👉 Access the FinCEN homepage at: https://www.fincen.gov

✅ Step 2:

Scroll to the middle of the page, locate and click on the section: 🔹 “Money Services Businesses Information”

📍 Tip: There is a magnifying glass icon next to this line – it is easy to identify.

✅ Step 3:

The system will redirect to the search page: 👉 https://www.fincen.gov/msb-state-selector

✅ Step 4:

On the search interface, proceed as follows:

• In the field “Legal Name”, enter: ONFA

• Then, press the “Search” button to begin the search.

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📋 THE SEARCH RESULTS WILL DISPLAY:

• Company name: ONFA FINTECH USA

• MSB registration number: 31000276949235

• Address: 9191 Bolsa Ave, Westminster, California

• Permitted activities:

  • Money Transmitter - Money transfer services

  • Dealer in Foreign Exchange - Foreign exchange / digital asset trading

• Scope: All 50 states + U.S. territories

• License issuance date: 18/07/2024

✅ ADVANTAGES WHEN ONFA HOLDS THE MSB LICENSE MSB – U.S. FINCEN

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1. Legally authorized to operate financial services in the United States

→ The MSB license is issued by FinCEN – United States Financial Crimes Enforcement Network, allowing ONFA to:

• Provide money transfer services (money transmitter)

• Operate a digital asset trading platform

• Provide foreign exchange trading services (forex/crypto) => This is a mandatory requirement if one intends to conduct financial activities in the U.S. market in a legal and public manner.

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2. Authorized to operate in all 50 U.S. states

→ Under MSB license number 31000276949235, ONFA is approved to operate across the entire United States, including territories such as: Guam, Puerto Rico, the Virgin Islands, Northern Mariana Islands, etc.

=> This enables ONFA to deploy federal-wide financial services that do not require separate approvals from each state – a significant advantage in terms of cost and time.

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3. Affirmation of credibility and global standards

→ MSB is one of the licenses recognized by international financial institutions, enabling ONFA to:

• Increase trust with partners, banks, and exchanges

• Facilitate cooperation with international payment systems and wallet services

• Attract investors with greater confidence because the financial entity has been recognized by the U.S. Department of the Treasury

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4. Compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) laws

→ As an MSB, ONFA is required to:

• Implement transparent KYC procedures

• Store and report high-value or suspicious transactions

• Establish an anti-money laundering system conforming to international standards

✅ This helps to:

• Prevent legal risks in the future

• Ensure the operational system is secure, lawful, and auditable → This also forms the foundation for ONFA to integrate with banks, VISA, and the traditional financial ecosystem.

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5. Prepare for larger products (for example: stablecoins, crypto cards, international remittance)

→ If ONFA intends to issue:

• Stablecoin

• Crypto payment card

• Cross-border remittance platform ... then the MSB license is the “golden ticket” to open the legal gateway for all those services.